Blue from American Express® review

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Advertiser Disclosure

Interest Rate: Purchases
25.49% (Variable)
Balance Transfer
25.49% (Variable)
Rewards
1 - 2 points
Signup Bonus
-


6.9/10
Informr score
The Blue from American Express® currently has an Informr score of 6.9 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue from American Express® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

If you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet.

- Kelli Bamforth, CreditCards.com
Finder

Blue from American Express offers universal rewards and payment flexibility for no annual fee.  The card also gives you the option to carry a balance for longer than month, although it will cost interest.

- Finder
ValuePenguin

If you’re after an entry level Membership Rewards credit card, the Amex Blue may be a good option.  Even if this is a card you simply start off with, you have the option of upgrading to another Membership Rewards card down the future, and carrying over any MR points you’ve collected up until that po...

- Robert Harrow, ValuePenguin
Bankrate

A starter card, the Blue from American Express Credit Card won’t knock your socks off with rewards, but it’s relatively easy to qualify for. For those who want the benefits American Express membership offers, but don’t have a stellar credit history, this is a good option to consider.

- Natalie Campisi, Bankrate
LendEDU

The Blue from American Express card definitely has a lot to offer. It is free of annual fees, making it appealing to just about everyone. It also gives you cash back on your purchases.

- Jeff Gitlen, LendEDU

Details


Interest Rates
Regular APR Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $1 spent

On eligible purchases when you use your Card to book your trip through AmexTravel.com

Travel 2 points per $1 spent

On eligible purchases when you use your Card to book your trip through AmexTravel.com

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Additional Benefits

Return Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Unimpressive rewards

from CreditCards.com

If you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet.

Read full review

If you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet.

Read full review

Less

Finder

A no-fee card with a simple rewards earning structure

Blue from American Express offers universal rewards and payment flexibility for no annual fee.  The card also gives you the option to carry a balance for longer than month, although it will cost interest.

Read full review

Blue from American Express offers universal rewards and payment flexibility for no annual fee.  The card also gives you the option to carry a balance for longer than month, although it will cost interest.

Read full review

Less

ValuePenguin

For those seeking an entry-level Amex card

from ValuePenguin

If you’re after an entry level Membership Rewards credit card, the Amex Blue may be a good option.  Even if this is a card you simply start off with, you have the option of upgrading to another Membership Rewards card down the future, and carrying over any MR points you’ve collected up until that point.

Read full review

If you’re after an entry level Membership Rewards credit card, the Amex Blue may be a good option.  Even if this is a card you simply start off with, you have the option of upgrading to another Membership Rewards card down the future, and carrying over any MR points you’ve collected up until that point.

Read full review

Less

Bankrate

This card is like sitting at the kids’ table at a fancy restaurant

from Bankrate

A starter card, the Blue from American Express Credit Card won’t knock your socks off with rewards, but it’s relatively easy to qualify for. For those who want the benefits American Express membership offers, but don’t have a stellar credit history, this is a good option to consider.

Read full review

A starter card, the Blue from American Express Credit Card won’t knock your socks off with rewards, but it’s relatively easy to qualify for. For those who want the benefits American Express membership offers, but don’t have a stellar credit history, this is a good option to consider.

Read full review

Less

LendEDU

Consider this if you are a traveler

from LendEDU

The Blue from American Express card definitely has a lot to offer. It is free of annual fees, making it appealing to just about everyone. It also gives you cash back on your purchases.

Read full review

The Blue from American Express card definitely has a lot to offer. It is free of annual fees, making it appealing to just about everyone. It also gives you cash back on your purchases.

Read full review

Less

CardsBull

Mediocre earning opportunities

Even though the Amex Blue might seem like a good credit card in some part of the Universe, we strongly believe it’s not worth your time, simply because there are much better credit card offers.

Read full review

Even though the Amex Blue might seem like a good credit card in some part of the Universe, we strongly believe it’s not worth your time, simply because there are much better credit card offers.

Read full review

Less

User Reviews


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