Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Walker, FinanceBuzzThe American Express Blue Card is good for anyone who wants to get started with travel credit cards but doesn’t want to worry about an annual fee. Because it has a $0 annual fee, you can earn valuable Membership Rewards points without having to offset a yearly cost. Even better, you can redeem Membe...
- Kelli Bamforth, CreditCards.comIf you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet.
- FinderBlue from American Express offers universal rewards and payment flexibility for no annual fee. The card also gives you the option to carry a balance for longer than month, although it will cost interest.
- Robert Harrow, ValuePenguinIf you’re after an entry level Membership Rewards credit card, the Amex Blue may be a good option. Even if this is a card you simply start off with, you have the option of upgrading to another Membership Rewards card down the future, and carrying over any MR points you’ve collected up until that po...
- Natalie Campisi, BankrateA starter card, the Blue from American Express Credit Card won’t knock your socks off with rewards, but it’s relatively easy to qualify for. For those who want the benefits American Express membership offers, but don’t have a stellar credit history, this is a good option to consider.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2.7% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels |
2 points per $1 spent On eligible purchases when you use your Card to book your trip through AmexTravel.com |
| Travel |
2 points per $1 spent On eligible purchases when you use your Card to book your trip through AmexTravel.com |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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