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Delta SkyMiles® Blue Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Balance Transfer
Balance Transfer
1 - 2 Miles
1 - 2 Miles
Signup Bonus
10000 miles (after spending $1,000)
Signup Bonus
10000 miles (after spending $1,000)

Informr score
The Delta SkyMiles® Blue Card currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 29 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Delta SkyMiles® Blue Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

You can earn miles at a fairly high rate with this no-annual-fee airline card, but you can find several flexible travel cards — and even a few cash back cards — that offer more flexible and more valuable rewards.

- Emily Sherman,

This is a great starter card for people new to co-branded cards. Paired with one of the top airlines in the world, the Delta SkyMiles Blue is a stronger addition to a frequent flyer’s wallet. However, the lack of premium perks may be a turn off for some.

- Garrett Yarbrough, Bankrate

The Delta SkyMiles Blue Card is best for individuals looking for a basic rewards credit card for traveling without annual fees. It allows cardholders to earn miles through different purchases without worrying about foreign transaction fees. It reports to the three major credit bureaus, which can be...

- Alene Laney, MoneyGeek

If you’re looking for the best travel credit card to start earning Delta SkyMiles without paying an annual fee, this card is a great option. Even if you fly Delta as little as once per year, don’t shy away from this card. Your spending throughout the course of a year could mean your yearly flight is...

- Brett Holzhauer, FinanceBuzz

This card offers decent ongoing rewards for no annual fee, but you may find other cards more useful or valuable.

- Melissa Lambarena, Claire Tsosie, NerdWallet


Interest Rates
Regular APR Interest Rate 20.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate
Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 10000 miles after spending $1,000

On purchases within the first 6 months.

All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible purchases made directly with Delta.

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • 20% Back On In-flight Purchases
  • Global Assist® Hotline
  • Entertainment Access®
  • Complimentary ShopRunner Membership
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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