Blue Delta SkyMiles® Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
17.49% ‐ 26.49% (Variable)
Balance Transfer
17.49% ‐ 26.49% (Variable)
Rewards
1 - 2 Miles
Signup Bonus
10000 miles (after spending $500)


7.8/10
Informr score
The Blue Delta SkyMiles® Credit Card currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 19 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Delta SkyMiles® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Points Guy

For a no-annual-fee airline credit card, the Blue Delta offers generous earnings outsides of Delta purchases, which isn’t common for cards like this. It’s missing the inflight perks of the other Delta cards such as a free checked bag and priority boarding, but those cards all carry annual fees rangi...

- Liz Hund, The Points Guy
Compare Cards

Most co-branded airline credit cards only offer bonus miles for spending on their own flights. Cardholders will generate an impressive 2X miles at US restaurants. That’s a great reward rate if you dine out frequently, with no-annual fee. Watch your rewards grow every time you eat out.

- Compare Cards
The Wirecutter

This no-annual-fee Delta option may appeal to new cardholders wary of paying huge bucks just to own a Delta card. But a lack of Delta-specific goodies limits its value.

- Taylor Tepper, The Wirecutter
SmartAsset

If you’re a loyal Delta customer, you may want to strongly consider adding this card to your wallet. But if you’re looking for any airline credit card and aren’t yet loyal to one brand, there are better options out there, like The JetBlue Plus Card.

- Chris Thompson, SmartAsset
Credit Cards Explained

With many consumers looking for ways to save money, the Blue Delta SkyMiles Credit Card® from American Express is a great fit. Not only do you get the chance to earn Delta SkyMiles, but you can do so without paying a high fee to carry the card.

- Sean Bryant, Credit Cards Explained

Details


Interest Rates
Regular APR Interest Rate 17.49% ‐ 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.49% ‐ 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 10000 miles after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On purchases, made directly with Delta including flights booked on Delta.com, Sky Club membership or passes, Delta Vacations packages, seat upgrades, or in-flight purchases like food, beverages, and audio headsets.

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Additional Benefits
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Return Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


The Points Guy

No annual fee, generous earning card

from The Points Guy

For a no-annual-fee airline credit card, the Blue Delta offers generous earnings outsides of Delta purchases, which isn’t common for cards like this. It’s missing the inflight perks of the other Delta cards such as a free checked bag and priority boarding, but those cards all carry annual fee...More

For a no-annual-fee airline credit card, the Blue Delta offers generous earnings outsides of Delta purchases, which isn’t common for cards like this. It’s missing the inflight perks of the other Delta cards such as a free checked bag and priority boarding, but those cards all carry annual fees ranging from $95 to $450 a year. So if you’re looking to earn SkyMiles at no cost, the Blue Delta SkyMiles Credit Card from American Express is one to consider.

Read full review

Less

Compare Cards

Earn accelerated miles on restaurant dining and Delta travel without paying an annual fee

Compare Cards

Most co-branded airline credit cards only offer bonus miles for spending on their own flights. Cardholders will generate an impressive 2X miles at US restaurants. That’s a great reward rate if you dine out frequently, with no-annual fee. Watch your rewards grow every time you eat out.

Read full review

Most co-branded airline credit cards only offer bonus miles for spending on their own flights. Cardholders will generate an impressive 2X miles at US restaurants. That’s a great reward rate if you dine out frequently, with no-annual fee. Watch your rewards grow every time you eat out.

Read full review

Less

The Wirecutter

If you're annual-fee averse

from The Wirecutter

This no-annual-fee Delta option may appeal to new cardholders wary of paying huge bucks just to own a Delta card. But a lack of Delta-specific goodies limits its value.

Read full review

This no-annual-fee Delta option may appeal to new cardholders wary of paying huge bucks just to own a Delta card. But a lack of Delta-specific goodies limits its value.

Read full review

Less

SmartAsset

Best for loyal Delta fliers

from SmartAsset

If you’re a loyal Delta customer, you may want to strongly consider adding this card to your wallet. But if you’re looking for any airline credit card and aren’t yet loyal to one brand, there are better options out there, like The JetBlue Plus Card.

Read full review

If you’re a loyal Delta customer, you may want to strongly consider adding this card to your wallet. But if you’re looking for any airline credit card and aren’t yet loyal to one brand, there are better options out there, like The JetBlue Plus Card.

Read full review

Less

Credit Cards Explained

Get several travel and shopping benefits

from Credit Cards Explained

With many consumers looking for ways to save money, the Blue Delta SkyMiles Credit Card® from American Express is a great fit. Not only do you get the chance to earn Delta SkyMiles, but you can do so without paying a high fee to carry the card.

Read full review

With many consumers looking for ways to save money, the Blue Delta SkyMiles Credit Card® from American Express is a great fit. Not only do you get the chance to earn Delta SkyMiles, but you can do so without paying a high fee to carry the card.

Read full review

Less

CreditCards.com

A way to rack up a few extra miles

from CreditCards.com

You can earn miles at a fairly high rate with this no-annual-fee airline card, but you can find several flexible travel cards — and even a few cash back cards — that offer more flexible and more valuable rewards.

Read full review

You can earn miles at a fairly high rate with this no-annual-fee airline card, but you can find several flexible travel cards — and even a few cash back cards — that offer more flexible and more valuable rewards.

Read full review

Less

LendEDU

Good for a frequent Delta traveler or restaurant-goer

from LendEDU

If you’re a frequent flyer on Delta but don’t spend enough to justify a card with an annual fee, give the Blue Delta SkyMiles credit card a careful look. But, be sure to compare it to other Delta cards as well as to competitors that may offer more generous rewards and won’t charge fees for using your card abroad.​​​​​​​​​​​​​​​​​​​​​​​

Read full review

If you’re a frequent flyer on Delta but don’t spend enough to justify a card with an annual fee, give the Blue Delta SkyMiles credit card a careful look. But, be sure to compare it to other Delta cards as well as to competitors that may offer more generous rewards and won’t charge fees for using your card abroad.​​​​​​​​​​​​​​​​​​​​​​​

Read full review

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Travel Update

A pass unless you want to easily earn a quick 10,000 SkyMiles

from Travel Update

The American Express Blue Delta SkyMiles Card is a great downgrade option for those who want to maintain their account history. However, there are better cards out there for Delta loyalists in every category. There is only non-Delta bonus category in restaurants with the Blue Card. But that does...More

The American Express Blue Delta SkyMiles Card is a great downgrade option for those who want to maintain their account history. However, there are better cards out there for Delta loyalists in every category. There is only non-Delta bonus category in restaurants with the Blue Card. But that doesn’t move the needle for many consumers as restaurants is a common category. Its sign-up bonus and perks are also meager, leaving much to be desired for Delta loyalists.

Read full review

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Credit Fast

A solid choice whether you fly a lot or sparingly with Delta

from Credit Fast

It’s one of the best Delta credit card options available, even with the lower rewards rate. This card is a solid choice for anyone who is loyal to Delta airlines who doesn’t want to pay an annual fee. If this sounds like you, you may want to give this card a chance.

Read full review

It’s one of the best Delta credit card options available, even with the lower rewards rate. This card is a solid choice for anyone who is loyal to Delta airlines who doesn’t want to pay an annual fee. If this sounds like you, you may want to give this card a chance.

Read full review

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Finder

Pay no annual fee to earn 2.00x miles at US restaurants to use toward flights

For the occasional Delta flyer who wants to earn miles while dining out without paying an annual fee, the Blue Delta SkyMiles Credit Card may be a good choice. Alternatively, you can use this card in addition to another Delta card and earn more miles.

Read full review

For the occasional Delta flyer who wants to earn miles while dining out without paying an annual fee, the Blue Delta SkyMiles Credit Card may be a good choice. Alternatively, you can use this card in addition to another Delta card and earn more miles.

Read full review

Less

User Reviews


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