Blue Cash Everyday® Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
Balance Transfer
-
Rewards
1 - 3% cashback
Signup Bonus
$150 after spending $1,000


8.4/10
Informr score
The Blue Cash Everyday® Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 30 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Cash Everyday® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Travel Update

The Blue Cash Everyday Card is a nice card for people who have light grocery expenses and sometimes shop at department stores. Plus, it can be useful in two unusual ways for travelers: paying for atypical travel expenses and as a foundational card for credit history. I got my Blue Cash Everyday Card...

- Play Your Cards Right, Travel Update
WalletHub

If you’re a relatively light spender with excellent credit, you don’t want to blow cash on a card that charges fixed fees. With no annual fee, the Blue Cash Everyday® Card from American Express helps you avoid such costs and save even more money, as it offers both the rewards and financing benefits...

- John S Kiernan, WalletHub
The Wirecutter

Maybe you don’t want to pay an annual fee, but you don’t want to give up credit card spending rewards, either. Maybe you’re consistently pulling up to a grocery store, gas station, or department store, and you’re looking for a card that’ll bring you joy. (Plus, you have a soft spot for American Expr...

- Sally French, The Wirecutter
The Points Guy

To be frank, the Blue Cash Everyday® Card from American Express doesn’t stack up to the competition with its lack of bonus categories and perks. Though it does come with no annual fee, most cardholders can find more value with other cash-back credit card options.

- Ethan Steinberg, The Points Guy
The Simple Dollar

If you have a family and don’t mind putting in a little effort in tracking spending categories, the Blue Cash Everyday® Card from American Express is a great fit for you. The categories are specific — groceries, department stores and gas stations — so you’ll have to make sure you spend enough in eac...

- Tiffany Verbeck, The Simple Dollar

Details


Interest Rates
Regular APR Interest Rate 13.99% ‐ 23.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfer not available

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $150 after spending $1,000
  • On purchases within the first 6 months.
  • Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
Rewards
All Purchases 1% cash back
Restaurants No
Gas 2% cash back
Groceries 3% cash back (on first $6000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

2% cash back at select US department stores

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits

Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Blue Cash Everyday® Card

Rate It: