Blue Cash Everyday® Card review

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Advertiser Disclosure

Interest Rate: Purchases
14.99% ‐ 25.99% (Variable) (0% for the first 15 months)
Balance Transfer
14.99% ‐ 25.99% (Variable) (0% for the first 15 months)
Rewards
1 - 3% cashback
Signup Bonus
$150 after spending $1,000


8.8/10
Informr score
The Blue Cash Everyday® Card currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 23 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Cash Everyday® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Credit Cards Explained

A great cash back card for those who want to earn rewards for everyday purchases like at U.S. supermarkets and at U.S. gas stations and don’t want to pay an annual fee. The tiered rewards are hassle-free and are applied as a statement credit.

- Miranda Marquit, Credit Cards Explained
The Wirecutter

The Blue Cash Everyday offers bonus rewards at US gas stations, US supermarkets, and select US department stores in one card, all without charging an annual fee. Still, non-bonus-category spending rewards are lacking, and you’ll do better with other cards if you’re willing to stomach a reasonable an...

- Sally French, The Wirecutter
SmartAsset

This card is a great option and one of the best cash back cards with no annual fee on the market today. It is popular with good reason and is a great choice for your everyday purchases.

- SmartAsset
LendEDU

A solid cash back credit card that boasts no annual fee. While it offers rewards in commonly used categories, those who spend above-average amounts in those categories may consider an upgrade to the Preferred card, despite its $95 annual fee.

- Jeff Gitlen, LendEDU
Cardcruncher

The American Express Blue Cash Everyday credit card is great for people who want to earn cash back on their grocery shopping without having to pay an annual fee. You'll earn 3% cash back on the first $6,000 in grocery purchases you make each year, giving you the chance to earn as much as $180 in cas...

- Cardcruncher

Details


Interest Rates
Regular APR Interest Rate 14.99% ‐ 25.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.99% ‐ 25.99% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 60 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 27.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus $150 after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants No
Gas 2% cash back
Groceries 3% cash back (on first $6000 spent)

Then 1%

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

2% cash back at select US department stores

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner.

- Roadside Assistance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Credit Cards Explained

A credit card that rewards you for the purchases you make on a regular basis

from Credit Cards Explained

A great cash back card for those who want to earn rewards for everyday purchases like at U.S. supermarkets and at U.S. gas stations and don’t want to pay an annual fee. The tiered rewards are hassle-free and are applied as a statement credit.

Read full review

A great cash back card for those who want to earn rewards for everyday purchases like at U.S. supermarkets and at U.S. gas stations and don’t want to pay an annual fee. The tiered rewards are hassle-free and are applied as a statement credit.

Read full review

Less

The Wirecutter

Great Supermarket Rewards for the Annual-Fee Averse

from The Wirecutter

The Blue Cash Everyday offers bonus rewards at US gas stations, US supermarkets, and select US department stores in one card, all without charging an annual fee. Still, non-bonus-category spending rewards are lacking, and you’ll do better with other cards if you’re willing to stomach a reasonable annual fee.

Read full review

The Blue Cash Everyday offers bonus rewards at US gas stations, US supermarkets, and select US department stores in one card, all without charging an annual fee. Still, non-bonus-category spending rewards are lacking, and you’ll do better with other cards if you’re willing to stomach a reasonable annual fee.

Read full review

Less

SmartAsset

Best for earning cash back on everyday purchases

This card is a great option and one of the best cash back cards with no annual fee on the market today. It is popular with good reason and is a great choice for your everyday purchases.

Read full review

This card is a great option and one of the best cash back cards with no annual fee on the market today. It is popular with good reason and is a great choice for your everyday purchases.

Read full review

Less

LendEDU

Impressive rewards rates and no annual fee

from LendEDU

A solid cash back credit card that boasts no annual fee. While it offers rewards in commonly used categories, those who spend above-average amounts in those categories may consider an upgrade to the Preferred card, despite its $95 annual fee.

Read full review

A solid cash back credit card that boasts no annual fee. While it offers rewards in commonly used categories, those who spend above-average amounts in those categories may consider an upgrade to the Preferred card, despite its $95 annual fee.

Read full review

Less

Cardcruncher

A great way to earn rewards on your grocery purchases without paying an annual fee

The American Express Blue Cash Everyday credit card is great for people who want to earn cash back on their grocery shopping without having to pay an annual fee. You'll earn 3% cash back on the first $6,000 in grocery purchases you make each year, giving you the chance to earn as much as $180 in...More

The American Express Blue Cash Everyday credit card is great for people who want to earn cash back on their grocery shopping without having to pay an annual fee. You'll earn 3% cash back on the first $6,000 in grocery purchases you make each year, giving you the chance to earn as much as $180 in cash back from groceries alone. You'll also earn 2% cash back at gas stations and select department stores.

Read full review

Less

CreditCards.com

This card is a great option

from CreditCards.com

A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its high APR cuts into its overall value.

Read full review

A great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases; but its high APR cuts into its overall value.

Read full review

Less

NextAdvisor

Solid all-around cash back card

The Blue Cash Everyday® Card from American Express is a terrific combination of cash back rewards and a 15-month 0% intro APR on balance transfers and purchases. Not to mention there is a $150 intro bonus and no annual fee. If you use a credit card frequently at supermarkets, gas stations and de...More

The Blue Cash Everyday® Card from American Express is a terrific combination of cash back rewards and a 15-month 0% intro APR on balance transfers and purchases. Not to mention there is a $150 intro bonus and no annual fee. If you use a credit card frequently at supermarkets, gas stations and department stores, the Blue Cash Everyday® Card from American Express may be your best choice.

Read full review

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NerdWallet

No-fee grocery and gas rewards

from NerdWallet

Offers good, relevant cash-back rewards that could match your needs if you spend modest amounts at U.S. supermarkets, U.S. gas stations and select U.S. department stores — modest enough not to justify applying for the Blue Cash Preferred Card from American Express.

Read full review

Offers good, relevant cash-back rewards that could match your needs if you spend modest amounts at U.S. supermarkets, U.S. gas stations and select U.S. department stores — modest enough not to justify applying for the Blue Cash Preferred Card from American Express.

Read full review

Less

Business Insider

Profitable almost immediate

from Business Insider

If you're looking for a card to use at US gas stations and US supermarkets, we'd put the AmEx Blue Cash Everyday card on par with any of the others. At 3% and 2% cash back respectively, it's one of the best zero-annual-fee cards for essential shopping, and comes with a host of benefits exclusive to AmEx card holders.

Read full review

If you're looking for a card to use at US gas stations and US supermarkets, we'd put the AmEx Blue Cash Everyday card on par with any of the others. At 3% and 2% cash back respectively, it's one of the best zero-annual-fee cards for essential shopping, and comes with a host of benefits exclusive to AmEx card holders.

Read full review

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Hustler MoneyBlog

A no-brainer to apply along with all the AmEx perks

from Hustler MoneyBlog

Simply a good card for shopping at U.S. supermarkets, U.S. gas stations, and select U.S. department stores. No need to worry about rotating categories since it’s fixed.

Read full review

Simply a good card for shopping at U.S. supermarkets, U.S. gas stations, and select U.S. department stores. No need to worry about rotating categories since it’s fixed.

Read full review

Less

User Reviews


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