Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Gregory Karp, NerdWalletIf groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.
- Jennifer Doss, CardRatings.comThe Blue Cash Everyday® Card from American Express is a good go-to credit card when you make purchases as part of your regular, weekly errands – filling up at the pump, buying groceries for the week and picking up some new pieces of wardrobe via an online shopping spree are the sorts of purchases th...
- Brendan Dyer, BankrateThe Blue Cash Everyday is one of the most competitive no-annual-fee cash back cards on the market thanks to its impressive rewards rate at U.S. supermarkets and U.S. gas stations, as well as its U.S. online retail purchases bonus category — which can be hard to find on a rewards card.
- Eric Rosenberg, SlickDealsThe Blue Cash Everyday® Card from American Express offers good value among cash-back rewards card competitors. Between its competitive grocery rewards rate and welcome offer, it’s easy to extract a lot of value from this card.
- Garrett Yarbrough, CreditCards.comA great card for families and frequent shoppers, the Blue Cash Everyday card offers a generous amount of cash back on everyday purchases, both in-store and online.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.24% ‐ 29.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.24% ‐ 29.99% (Variable) (0% for the first 15 months) Balance Transfer not available |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $2,000 On purchases within the first 6 months
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | 3 points per $ spent (on first $6000 spent) |
| Groceries | 3% cash back (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3% cash back (on first $6000 spent) on U.S. online retail purchases |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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