Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Benji Stawski, The Points GuyThe Blue Business® Plus Credit Card from American Express is the best no-annual-fee Amex small-business card. It offers 2 Amex Membership Rewards points per dollar on the first $50,000 in purchases each calendar year (then 1 point per dollar). Membership Rewards points are exceptionally valuable, be...
- Benilyn Formoso - Suralta, Fit Small BusinessThe American Express Blue Business® Plus credit card is best for business owners who need to spend beyond their credit limit. This low-interest, points-based rewards credit card is also an excellent option for businesses with annual expenses that don’t exceed $50,000.
- Rebecca Lake, MyBankTrackerIt could be a good fit if you spend at least $50,000 annually for your business and you want to earn points instead of cash back or miles. You might also like this card if you want to earn points with no annual fee.
- Kelly Dilworth, CreditCards.comIdeal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on every purchase (up to $50,000 in purchases per year, then 1 point per dollar), a flexible credit limit and a transfer program that lets you pool your rew...
- Kelly Dilworth, The BalanceThe unassuming Blue Business Plus card outclasses many of its rivals with a lucrative, flat-rate rewards program and an unusual flexible credit limit. Unlike competitors that deliver big bonuses in the first year then peter out, the Blue Business Plus card consistently offers good value, year after...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 21.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
Not available |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee |
2.7% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
15000 points after spending $3,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases |
2 points per $1 spent (on first $50000 spent) 1 point per $1 spent thereafter |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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