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Blue Business℠ Plus Credit Card from American Express review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
17.49% ‐ 25.49% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
17.49% ‐ 25.49% (Variable) (0% for the first 12 months)
Balance Transfer
Balance Transfer
2 points
2 points
Signup Bonus
15000 points (after spending $3,000)
Signup Bonus
15000 points (after spending $3,000)

Informr score
The Blue Business℠ Plus Credit Card from American Express currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 33 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Blue Business℠ Plus Credit Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Small businesses and mid-size startups will find a nice marriage of affordability and business perks in this business card. While you’ll want to be sure you keep your budget in check to avoid hitting spending caps on your reward earnings, you’ll still get a lot out of this one if you play your card(...

- Garrett Yarbrough, Bankrate

A great card for small business owners who want cash back as well as simplicity. With allowed spending above your credit limit, you have the flexibility you need to make decisions on the go for your business. The new entrepreneur or small business owner could find this card fits perfectly with their...

- Jennifer Doss,

In our eyes, the American Express Blue Business Plus is a stellar card for small business owners or freelancers who don’t spend more than $50,000 on yearly business expenses. This card is best used by those who can take advantage of the 2X points accrual rate to its maximum extent. It’s also great f...

- Brett Holzhauer, MoneyGeek

The Blue Business® Plus Credit Card from American Express is a good credit card for business owners who want both a 0% introductory APR and rewards from the same card. The American Express Blue Business Plus also has a $0 annual fee, so it’s worth considering if you have the good or excellent credit...

- John S Kiernan, WalletHub

The Blue Business Plus Credit Card from American Express is a straightforward card designed for small business owners looking to open a small business credit card. Tracking expenses and rewards is a breeze for holders of this card because there aren’t any bonus rewards categories to factor into spen...

- Kevin Payne, FinanceBuzz


Interest Rates
Regular APR Interest Rate 17.49% ‐ 25.49% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate

Not available

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 15000 points after spending $3,000

On purchases within the first 3 months

All Purchases 2 points per $1 spent (on first $50000 spent)

1 point per $1 spent thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Baggage Insurance Plan
  • Global Assist
  • Spend Manager
  • Account Alerts
  • Dispute Resolution
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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