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Blue Business℠ Plus Credit Card from American Express review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
18.49% ‐ 26.49% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
18.49% ‐ 26.49% (Variable) (0% for the first 12 months)
Balance Transfer
Balance Transfer
2 points
2 points
Signup Bonus
15000 points (after spending $3,000)
Signup Bonus
15000 points (after spending $3,000)

Informr score
The Blue Business℠ Plus Credit Card from American Express currently has an Informr score of 8.7 out of 10. This score is based on our evaluation of 36 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Blue Business℠ Plus Credit Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Points Guy
The Points Guy

If you own a small business and want to earn lucrative Membership Rewards points on your everyday business spending, you should consider Amex's Blue Business Plus Credit Card. Its industry-leading return of 4% (TPG's valuation) on the first $50,000 spent each year is fantastic — as is the fact you c...

- Ryan Wilcox, The Points Guy

The American Express Blue Business Plus Card’s earn rate of 2 Membership Rewards points per dollar on everyday business purchases such as office supplies or client dinners up to the first $50,000 in purchases per year, then 1 point per dollar on all other purchases makes the card a good choice for m...

- Becky Pokora, Clint Proctor, Forbes

Small business and mid-size startup owners may find a nice pairing of affordability and perks with this business card. You’ll want to keep your budget in check to avoid hitting a spending cap on your reward earnings, but you can get a lot out of this card as you establish your business.

- India Davis, Bankrate
One Mile at a Time
One Mile at a Time

The Amex Blue Business Plus Card is one of the most lucrative cards out there. It offers 2x Membership Rewards points on the first $50,000 spent every calendar year, all with no annual fee. On top of that, the card gets you access to Amex Offers. This is also a fantastic “hub” card for holding onto...

- Ben Schlappig, One Mile at a Time
Nonstop Points
Nonstop Points

I am very impressed by The Blue Business® Plus Credit Card from American Express due to its straightforward way to earn Membership Rewards points. Very few other cards earn points at the same rate on everyday spending, not to mention one without an annual fee. It may not have fancy perks, such as lo...

- Payton Turner, Nonstop Points


Interest Rates
Regular APR Interest Rate 18.49% ‐ 26.49% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate

Not available

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 15000 points after spending $3,000

On purchases within the first 3 months.

All Purchases 2 points per $1 spent (on first $50000 spent)

1 point per $1 spent thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Baggage Insurance Plan
  • Global Assist
  • Spend Manager
  • Account Alerts
  • Dispute Resolution
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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