Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateSmall businesses and mid-size startups will find a nice marriage of affordability and business perks in this business card. While you’ll want to be sure you keep your budget in check to avoid hitting spending caps on your reward earnings, you’ll still get a lot out of this one if you play your card(...
- Jennifer Doss, CardRatings.comA great card for small business owners who want cash back as well as simplicity. With allowed spending above your credit limit, you have the flexibility you need to make decisions on the go for your business. The new entrepreneur or small business owner could find this card fits perfectly with their...
- Brett Holzhauer, MoneyGeekIn our eyes, the American Express Blue Business Plus is a stellar card for small business owners or freelancers who don’t spend more than $50,000 on yearly business expenses. This card is best used by those who can take advantage of the 2X points accrual rate to its maximum extent. It’s also great f...
- John S Kiernan, WalletHubThe Blue Business® Plus Credit Card from American Express is a good credit card for business owners who want both a 0% introductory APR and rewards from the same card. The American Express Blue Business Plus also has a $0 annual fee, so it’s worth considering if you have the good or excellent credit...
- Kevin Payne, FinanceBuzzThe Blue Business Plus Credit Card from American Express is a straightforward card designed for small business owners looking to open a small business credit card. Tracking expenses and rewards is a breeze for holders of this card because there aren’t any bonus rewards categories to factor into spen...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.49% ‐ 25.49% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
Not available |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee |
2.7% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
15000 points after spending $3,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases |
2 points per $1 spent (on first $50000 spent) 1 point per $1 spent thereafter |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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