Blue Business℠ Plus Credit Card from American Express review

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Advertiser Disclosure

Interest Rate: Purchases
14.74% ‐ 20.74% (Variable) (0% for the first 12 months)
Balance Transfer
14.74% ‐ 20.74% (Variable) (0% for the first 12 months)
Rewards
2 points
Signup Bonus
-


8.9/10
Informr score
The Blue Business℠ Plus Credit Card from American Express currently has an Informr score of 8.9 out of 10. This score is based on our evaluation of 15 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Business℠ Plus Credit Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


UponArriving

I love the bonus earning potential for the Blue Business Plus Credit Card. Earning 2X Membership Rewards on all purchases is simply industry leading and allows you to justify earning points on pretty much any transaction. But other business cards out there have much more value to offer all-around li...

- Daniel, UponArriving
The Wirecutter

This is a good starter business rewards card that you should consider only if you spend less than $50,000 annually or are looking to finance significant startup costs. You can add employee cards at no extra cost, earn valuable spending rewards, and have a flexible credit limit to weather financial u...

- Emily Long, The Wirecutter
The Points Guy

If you’re the owner of a small business and want to earn lucrative Membership Rewards points on your everyday business spending, you’ll want to consider the Blue Business®️ Plus Credit Card from American Express. It’s a bummer that the card doesn’t currently have a welcome bonus, but its industry-le...

- Benji Stawski, The Points Guy
Compare Cards

With the The Blue Business℠ Plus Credit Card from American Express, you can get bonus points for the purchases you make without worrying about an annual fee. If you're looking for a credit card with a nice intro APR to help you pay for business expenses, this could be a great option.

- Compare Cards
CreditCards.com

Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on every purchase, a flexible credit limit and a transfer program that lets you pool your rewards with other travel loyalty programs.

- Kelly Dilworth, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 14.74% ‐ 20.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.74% ‐ 20.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate

Cash Advance Not Available

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 2 points per $1 spent (on first $50000 spent)

1 point per $1 spent thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Baggage Insurance Plan

- Roadside Assistance

- Global Assist

- Spend Manager

- Account Alerts

- Dispute Resolution

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


UponArriving

Offers some perks that are unique and industry leading

from UponArriving

I love the bonus earning potential for the Blue Business Plus Credit Card. Earning 2X Membership Rewards on all purchases is simply industry leading and allows you to justify earning points on pretty much any transaction. But other business cards out there have much more value to offer all-around like the Chase Ink cards.

Read full review

I love the bonus earning potential for the Blue Business Plus Credit Card. Earning 2X Membership Rewards on all purchases is simply industry leading and allows you to justify earning points on pretty much any transaction. But other business cards out there have much more value to offer all-around like the Chase Ink cards.

Read full review

Less

The Wirecutter

Good perks for startups with limited expenses

from The Wirecutter

This is a good starter business rewards card that you should consider only if you spend less than $50,000 annually or are looking to finance significant startup costs. You can add employee cards at no extra cost, earn valuable spending rewards, and have a flexible credit limit to weather financi...More

This is a good starter business rewards card that you should consider only if you spend less than $50,000 annually or are looking to finance significant startup costs. You can add employee cards at no extra cost, earn valuable spending rewards, and have a flexible credit limit to weather financial ups and downs. You pay no annual fee, and you get 12 months of interest-free spending for getting your business up and running.

Read full review

Less

The Points Guy

An underrated credit card

from The Points Guy

If you’re the owner of a small business and want to earn lucrative Membership Rewards points on your everyday business spending, you’ll want to consider the Blue Business®️ Plus Credit Card from American Express. It’s a bummer that the card doesn’t currently have a welcome bonus, but i...More

If you’re the owner of a small business and want to earn lucrative Membership Rewards points on your everyday business spending, you’ll want to consider the Blue Business®️ Plus Credit Card from American Express. It’s a bummer that the card doesn’t currently have a welcome bonus, but its industry-leading return of 4% on the first $50,000 spent each year makes up for it. Depending on the types of purchases your business makes, it might make sense for you to pair this card with another business card which offers bonus categories.

Read full review

Less

Compare Cards

Save on interest: Get a lengthy 0% intro APR and keep more of your money

Compare Cards

With the The Blue Business℠ Plus Credit Card from American Express, you can get bonus points for the purchases you make without worrying about an annual fee. If you're looking for a credit card with a nice intro APR to help you pay for business expenses, this could be a great option.

Read full review

With the The Blue Business℠ Plus Credit Card from American Express, you can get bonus points for the purchases you make without worrying about an annual fee. If you're looking for a credit card with a nice intro APR to help you pay for business expenses, this could be a great option.

Read full review

Less

CreditCards.com

Generous, low-maintenance rewards

from CreditCards.com

Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on every purchase, a flexible credit limit and a transfer program that lets you pool your rewards with other travel loyalty programs.

Read full review

Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on every purchase, a flexible credit limit and a transfer program that lets you pool your rewards with other travel loyalty programs.

Read full review

Less

NextAdvisor

A well-rounded business credit card

The Blue Business℠ Plus Credit Card from American Express is a good choice for business owners who want to earn points on all of their purchases AND enjoy a long 0% intro APR on purchases and balance transfers.

Read full review

The Blue Business℠ Plus Credit Card from American Express is a good choice for business owners who want to earn points on all of their purchases AND enjoy a long 0% intro APR on purchases and balance transfers.

Read full review

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Business Insider

Premium benefits without an annual fee

from Business Insider

While the Blue Business Plus doesn't offer a welcome bonus — unlike other American Express business cards like AmEx Business Platinum - the Blue Business Plus offers a very competitive 2x points per dollar easily worth as much as 4% cash back when you use your points well. The card has few down...More

While the Blue Business Plus doesn't offer a welcome bonus — unlike other American Express business cards like AmEx Business Platinum - the Blue Business Plus offers a very competitive 2x points per dollar easily worth as much as 4% cash back when you use your points well. The card has few downsides, particularly as it has no annual fee. If you want AmEx benefits and reward points with no annual fee, this is one of the best ways to do it.

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Finder

Could handily support a small business owner

For a small business owner who wants to make a large initial purchase or make a balance transfer from another card, the intro APR on purchases and balance transfers of 0% for 15 months that the Blue Business Plus Credit Card offers could help. It can be especially useful if your business’s cash flow isn’t well established just yet.

Read full review

For a small business owner who wants to make a large initial purchase or make a balance transfer from another card, the intro APR on purchases and balance transfers of 0% for 15 months that the Blue Business Plus Credit Card offers could help. It can be especially useful if your business’s cash flow isn’t well established just yet.

Read full review

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ValuePenguin

An excellent business credit card for businesses spending less than $50,000 on their card per year

from ValuePenguin

The Blue Business℠ Plus Credit Card is a good option for firms with irregular cash flow, that want a no-annual-fee business credit card. If you’re more concerned about cash back or rewards, we recommend looking at other options instead.

Read full review

The Blue Business℠ Plus Credit Card is a good option for firms with irregular cash flow, that want a no-annual-fee business credit card. If you’re more concerned about cash back or rewards, we recommend looking at other options instead.

Read full review

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CardRatings.com

The perfect card for small business owners who want cash back as well as simplicity

from CardRatings.com

With allowed spending above your credit limit, you have the flexibility you need to make decisions on the go for your business. The new entrepreneur or small business owner could find this card fits perfectly with their needs.

Read full review

With allowed spending above your credit limit, you have the flexibility you need to make decisions on the go for your business. The new entrepreneur or small business owner could find this card fits perfectly with their needs.

Read full review

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User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.