Blue Business Plus Credit Card from American Express review

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Advertiser Disclosure

Interest Rate: Purchases
15.49% ‐ 21.49% (0% for the first 12 months)
Balance Transfer
15.49% ‐ 21.49% (0% for the first 12 months)
Rewards
2 points
Signup Bonus
-


9.1/10
Informr score
The Blue Business Plus Credit Card from American Express currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 12 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Business Plus Credit Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on every purchase, a flexible credit limit and a transfer program that lets you pool your rewards with other travel loyalty programs.

- Kelly Dilworth, CreditCards.com
NextAdvisor

The Blue Business℠ Plus Credit Card from American Express is a good choice for business owners who want to earn points on all of their purchases AND enjoy a long 0% intro APR on purchases and balance transfers.

- NextAdvisor
Business Insider

While the Blue Business Plus doesn't offer a welcome bonus — unlike other American Express business cards like AmEx Business Platinum - the Blue Business Plus offers a very competitive 2x points per dollar easily worth as much as 4% cash back when you use your points well. The card has few downsides...

- Eric Rosenberg, Business Insider
The Points Guy

It’s a bummer that the card doesn’t offer a welcome bonus, but its industry-leading return of 3.8% on the first $50,000 spent each year makes up for it. Depending on the types of purchases your business makes, it might make sense for you to pair this card with one which offers bonus categories, such...

- Benji Stawski, The Points Guy
Finder

For a small business owner who wants to make a large initial purchase or make a balance transfer from another card, the intro APR on purchases and balance transfers of 0% for 15 months that the Blue Business Plus Credit Card offers could help. It can be especially useful if your business’s cash flow...

- Finder

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 21.49% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 21.49% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate

Cash Advance Not Available

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 2 points per $1 spent (on first $50000 spent)

1 point per $1 spent thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Baggage Insurance Plan

- Roadside Assistance

- Global Assist

- Spend Manager

- Account Alerts

- Dispute Resolution

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Generous, low-maintenance rewards

from CreditCards.com

Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on every purchase, a flexible credit limit and a transfer program that lets you pool your rewards with other travel loyalty programs.

Read full review

Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2-point bonus on every purchase, a flexible credit limit and a transfer program that lets you pool your rewards with other travel loyalty programs.

Read full review

Less

NextAdvisor

A well-rounded business credit card

The Blue Business℠ Plus Credit Card from American Express is a good choice for business owners who want to earn points on all of their purchases AND enjoy a long 0% intro APR on purchases and balance transfers.

Read full review

The Blue Business℠ Plus Credit Card from American Express is a good choice for business owners who want to earn points on all of their purchases AND enjoy a long 0% intro APR on purchases and balance transfers.

Read full review

Less

Business Insider

Premium benefits without an annual fee

from Business Insider

While the Blue Business Plus doesn't offer a welcome bonus — unlike other American Express business cards like AmEx Business Platinum - the Blue Business Plus offers a very competitive 2x points per dollar easily worth as much as 4% cash back when you use your points well. The card has few down...More

While the Blue Business Plus doesn't offer a welcome bonus — unlike other American Express business cards like AmEx Business Platinum - the Blue Business Plus offers a very competitive 2x points per dollar easily worth as much as 4% cash back when you use your points well. The card has few downsides, particularly as it has no annual fee. If you want AmEx benefits and reward points with no annual fee, this is one of the best ways to do it.

Read full review

Less

The Points Guy

Single most rewarding card for everyday non-bonus spend

from The Points Guy

It’s a bummer that the card doesn’t offer a welcome bonus, but its industry-leading return of 3.8% on the first $50,000 spent each year makes up for it. Depending on the types of purchases your business makes, it might make sense for you to pair this card with one which offers bonus categorie...More

It’s a bummer that the card doesn’t offer a welcome bonus, but its industry-leading return of 3.8% on the first $50,000 spent each year makes up for it. Depending on the types of purchases your business makes, it might make sense for you to pair this card with one which offers bonus categories, such as the Business Gold Card, to earn the highest rate of return on all of your spending.

Read full review

Less

Finder

Could handily support a small business owner

For a small business owner who wants to make a large initial purchase or make a balance transfer from another card, the intro APR on purchases and balance transfers of 0% for 15 months that the Blue Business Plus Credit Card offers could help. It can be especially useful if your business’s cash flow isn’t well established just yet.

Read full review

For a small business owner who wants to make a large initial purchase or make a balance transfer from another card, the intro APR on purchases and balance transfers of 0% for 15 months that the Blue Business Plus Credit Card offers could help. It can be especially useful if your business’s cash flow isn’t well established just yet.

Read full review

Less

ValuePenguin

An excellent business credit card for businesses spending less than $50,000 on their card per year

from ValuePenguin

The Blue Business℠ Plus Credit Card is a good option for firms with irregular cash flow, that want a no-annual-fee business credit card. If you’re more concerned about cash back or rewards, we recommend looking at other options instead.

Read full review

The Blue Business℠ Plus Credit Card is a good option for firms with irregular cash flow, that want a no-annual-fee business credit card. If you’re more concerned about cash back or rewards, we recommend looking at other options instead.

Read full review

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CardRatings.com

The perfect card for small business owners who want cash back as well as simplicity

from CardRatings.com

With allowed spending above your credit limit, you have the flexibility you need to make decisions on the go for your business. The new entrepreneur or small business owner could find this card fits perfectly with their needs.

Read full review

With allowed spending above your credit limit, you have the flexibility you need to make decisions on the go for your business. The new entrepreneur or small business owner could find this card fits perfectly with their needs.

Read full review

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Get.com

Great card to get rewarded on your business purchases

from Get.com

With The Blue Business℠ Plus Credit Card from American Express, you will enjoy a 0% intro APR on purchases and balance transfers for 15 months (12.74% - 20.74% variable APR thereafter) of account opening. This could be an advantage for your business if you need to make big purchases during the...More

With The Blue Business℠ Plus Credit Card from American Express, you will enjoy a 0% intro APR on purchases and balance transfers for 15 months (12.74% - 20.74% variable APR thereafter) of account opening. This could be an advantage for your business if you need to make big purchases during the first months with a low introductory APR since you won't have to pay any interest on purchases during that period.

Read full review

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Credit Card Insider

A great first business card

from Credit Card Insider

This card has no annual fee, and a very simple rewards structure. That makes it a great fit for business owners who want to earn rewards without thinking too much about specific bonus reward categories.

Read full review

This card has no annual fee, and a very simple rewards structure. That makes it a great fit for business owners who want to earn rewards without thinking too much about specific bonus reward categories.

Read full review

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Dough Roller

Get rewarded for business as usual

from Dough Roller

The Blue Business Plus Credit Card from American Express is a great tool for anyone that spends up to $50,000 a year. The 15 months of interest free purchases is icing on the cake. Double points on every dollar spent is as good an offer as you’ll find on any business credit card. All of these benefits are available with no annual fee.

Read full review

The Blue Business Plus Credit Card from American Express is a great tool for anyone that spends up to $50,000 a year. The 15 months of interest free purchases is icing on the cake. Double points on every dollar spent is as good an offer as you’ll find on any business credit card. All of these benefits are available with no annual fee.

Read full review

Less

User Reviews


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