Blue Business℠ Plus Credit Card from American Express review

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Advertiser Disclosure

Interest Rate: Purchases
13.24% ‐ 19.24% (Variable) (0% for the first 12 months)
Balance Transfer
2 points
Signup Bonus

Informr score
The Blue Business℠ Plus Credit Card from American Express currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 21 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Blue Business℠ Plus Credit Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Traveling For Miles

The cards that usually get the most publicity are the ones that offer great returns on spending in high-profile categories like travel and dining but, in the real world, most people do a lot of their spending in categories where the majority of cards don’t offer a bonus. That’s where the super-simpl...

- Ziggy, Traveling For Miles
Travel Update

The American Express Blue Business Plus is a great card for entrepreneurs and small businesses with varied spend. Amex created this card specifically for that market niche. It’s also a very valuable option for those with side gigs because of its high and flat earning structure. However, if your smal...

- Play Your Cards Right, Travel Update
The Wirecutter

This is a good starter business rewards card that you should consider only if you spend less than $50,000 annually or are looking to finance significant startup costs. You can add employee cards at no extra cost, earn valuable spending rewards, and have a flexible credit limit to weather financial u...

- Emily Long, The Wirecutter
Business Insider

While The Blue Business® Plus Credit Card from American Express doesn't offer a welcome bonus — unlike other American Express business cards like Amex Business Platinum Card — the Blue Business Plus offers a very competitive 2 points per dollar easily worth as much as 4% cash back when you use your...

- Eric Rosenberg, Business Insider

The Blue Business Plus credit card from American Express offers relatively lucrative rewards, a flexible credit limit, and a decent 0% introductory period. It lacks a bonus offer and the travel benefits of many more expensive business cards, but there’s also no annual fee.

- Mitchell Strohm, Investopedia


Interest Rates
Regular APR Interest Rate 13.24% ‐ 19.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate

Not available

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus No
All Purchases 2 points per $1 spent (on first $50000 spent)

1 point per $1 spent thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits

- Baggage Insurance Plan

- Global Assist

- Spend Manager

- Account Alerts

- Dispute Resolution

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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