Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brett Holzhauer, FinanceBuzzIf you’re a small business owner looking to reduce your bottom line, the American Express Blue Business Cash Card could be a great start. If you value simplicity and convenience, this card has exactly that — you’ll earn 2% cash back on the first $50,000 in eligible purchases each year, then 1% after...
- Jarrod West, Upgraded PointsWith no annual fee and the ability to earn 2% cash-back on up to $50,000 in eligible purchase each calendar year, the card can be well worth it. This card’s target audience is the small- or medium-sized business owner who spends on office supplies and wireless services.
- Kimberly Palmer, Robin Saks Frankel, NerdWalletBig spenders or those who spend heavily in specific areas can get more value out of other cards, but this is a solid pick for business owners seeking simplicity.
- Tricia Tetreault, Fit Small BusinessOur American Express Blue Business CashTM Card review determines that this card is best for business owners that want a credit card that offers fixed-rate cash back rewards on all purchases with no annual fee. It’s also a great option for those needing flexible buying power. If it isn’t right for yo...
- Jennifer Doss, CardRatings.comAbsolutely, but it depends what your interests are. If you travel a lot for business, and you want rewards for that, this probably is not your card, especially because of the foreign transaction fee. If you want a straight-forward reward program that allows you to earn cash back, without worrying ab...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.99% ‐ 24.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
Not available |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee |
2.7% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
$250 after spending $3,000
|
| Rewards | |
| All Purchases |
2% cash back (on first $50000 spent) 1% thereafter |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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