Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Tricia Tetreault, Fit Small BusinessThe American Express Blue Business CashTM Card is best for business owners who want a credit card that offers fixed-rate cash back rewards on all purchases with no annual fee. This is also a great option for those who need flexible buying power.
- Ben Schlappig, One Mile at a TimeThe Amex Blue Business Cash is a small business card that’s worth being aware of. Earning 2% cash back with a no annual fee card is potentially a great option. The card is even offering a welcome bonus right now, which makes picking up this card even more rewarding. However, I’d note that the Amex B...
- Holly Johnson, CreditCards.comOne of the best reasons to apply for the Blue Business Cash Card is its cash back rewards program, which is extra impressive given the cards $0 annual fee. The card offers 2% cash back on your first $50,000 in purchases each year (1% cash back thereafter), making it one of the most rewarding cash ba...
- Rebecca Lake, MyBankTrackerPurchases earn a flat rewards rate, with cash back applied as a statement credit automatically. It could be suited to business owners who have a typical annual spend of $50,000 and want to maximize cash back rewards easily. This card is also a good choice for avoiding annual fees and being able to s...
- Jennifer Doss, CardRatings.comAbsolutely, but it depends what your interests are. If you travel a lot for business, and you want rewards for that, this probably is not your card, especially because of the foreign transaction fee. If you want a straight-forward reward program that allows you to earn cash back, without worrying ab...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 21.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
Not available |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee |
2.7% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
$250 after spending $3,000
|
| Rewards | |
| All Purchases |
2% cash back (on first $50000 spent) 1% thereafter |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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