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Blue Business Cash™ Card from American Express review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
18.49% ‐ 26.49% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
18.49% ‐ 26.49% (Variable) (0% for the first 12 months)
Balance Transfer
Balance Transfer
2% cashback
2% cashback
Signup Bonus
$300 after spending $6,000
Signup Bonus
$300 after spending $6,000

Informr score
The Blue Business Cash™ Card from American Express currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 24 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Blue Business Cash™ Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Points Guy
The Points Guy

Undoubtedly, the American Express Blue Business Cash Card is lacking in several areas. The 2% cash-back rewards are moderate, at best, and can't compete with some competitors. However, the simplicity of earning and redeeming rewards and the lack of an annual fee may entice small-business owners look...

- Dawn Allcot, Ryan Wilcox, The Points Guy

By most metrics, the American Express Blue Business Cash™ Card offers great benefits to businesses looking to maximize cash back on the first $50,000 in card spending and enjoy everything an Amex card has to offer. For business managers and owners interested in maxing out categorical spending or who...

- Chauncey Crail, Forbes

Small business owners who want to earn rewards on everyday purchases will find the American Express Blue Business Cash Card to be an excellent choice. However, if you’re seeking more flexibility with how you use your rewards and prefer not to be tied to a spending cap, a card with multiple spending...

- Re'Dreyona Walker, Bankrate
One Mile at a Time
One Mile at a Time

The Amex Blue Business Cash is a small business card that’s worth being aware of. Earning 2% cash back with a no annual fee card is potentially a great option.

- Ben Schlappig, One Mile at a Time

The American Express Blue Business Cash™ Card is a set-it-and-forget-it business credit card. Cardholders earn rewards which American Express automatically applies to your credit card statement -- giving you the opportunity to earn and redeem rewards without having to think about bonus categories, s...

- Nicole Dieker, Cnet


Interest Rates
Regular APR Interest Rate 18.49% ‐ 26.49% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate

Not available

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus $300 after spending $6,000

On purchases within the first 3 months

All Purchases 2% cash back (on first $50000 spent)

1% thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Global Assist Hotline
  • Spend Manager℠
  • Connect to QuickBooks®
  • Year-End Summary
  • Dispute Resolution
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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