Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jason Stauffer, CNBCThe Blue Business Cash is an all-around excellent business cash-back card.
- Nicole Dieker, CnetThe American Express Blue Business Cash™ Card is a set-it-and-forget-it business credit card. Cardholders earn rewards which American Express automatically applies to your credit card statement -- giving you the opportunity to earn and redeem rewards without having to think about bonus categories, s...
- Holly Johnson, CreditCards.comOne of the best reasons to apply for the Blue Business Cash Card is its cash back rewards program, which is extra impressive given the cards $0 annual fee. The card offers 2% cash back on your first $50,000 in purchases each year (1% cash back thereafter), making it one of the most rewarding cash ba...
- Dawn Allcot, Ryan Wilcox, The Points GuyUndoubtedly, the American Express Blue Business Cash Card is lacking in several areas. The 2% cash-back rewards are moderate, at best, and can't compete with some competitors. However, the simplicity of earning and redeeming rewards and the lack of an annual fee may entice small-business owners look...
- Chauncey Crail, ForbesBy most metrics, the American Express Blue Business Cash™ Card offers great benefits to businesses looking to maximize cash back on the first $50,000 in card spending and enjoy everything an Amex card has to offer. For business managers and owners interested in maxing out categorical spending or who...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.49% ‐ 26.49% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
Not available |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee |
2.7% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
$250 after spending $3,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases |
2% cash back (on first $50000 spent) 1% thereafter |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Blue Business Cash™ Card from American Express