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Blue Business Cash™ Card from American Express review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.99% ‐ 24.99% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
16.99% ‐ 24.99% (Variable) (0% for the first 12 months)
Balance Transfer
-
Balance Transfer
-
Rewards
2% cashback
Rewards
2% cashback
Signup Bonus
$250 after spending $3,000
Signup Bonus
$250 after spending $3,000


8.6/10
Informr score
The Blue Business Cash™ Card from American Express currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Business Cash™ Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

If you’re a small business owner looking to reduce your bottom line, the American Express Blue Business Cash Card could be a great start. If you value simplicity and convenience, this card has exactly that — you’ll earn 2% cash back on the first $50,000 in eligible purchases each year, then 1% after...

- Brett Holzhauer, FinanceBuzz
Upgraded Points
Upgraded Points

With no annual fee and the ability to earn 2% cash-back on up to $50,000 in eligible purchase each calendar year, the card can be well worth it. This card’s target audience is the small- or medium-sized business owner who spends on office supplies and wireless services.

- Jarrod West, Upgraded Points
NerdWallet
NerdWallet

Big spenders or those who spend heavily in specific areas can get more value out of other cards, but this is a solid pick for business owners seeking simplicity.

- Kimberly Palmer, Robin Saks Frankel, NerdWallet
Fit Small Business
Fit Small Business

Our American Express Blue Business CashTM Card review determines that this card is best for business owners that want a credit card that offers fixed-rate cash back rewards on all purchases with no annual fee. It’s also a great option for those needing flexible buying power. If it isn’t right for yo...

- Tricia Tetreault, Fit Small Business
CardRatings.com
CardRatings.com

Absolutely, but it depends what your interests are. If you travel a lot for business, and you want rewards for that, this probably is not your card, especially because of the foreign transaction fee. If you want a straight-forward reward program that allows you to earn cash back, without worrying ab...

- Jennifer Doss, CardRatings.com

Details


Interest Rates
Regular APR Interest Rate 16.99% ‐ 24.99% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate

Not available

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus $250 after spending $3,000
  • On purchases within the first 3 months
  • You will receive the $250 back in the form of a statement credit
Rewards
All Purchases 2% cash back (on first $50000 spent)

1% thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Global Assist Hotline
  • Spend Manager℠
  • Connect to QuickBooks®
  • Year-End Summary
  • Dispute Resolution
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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