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Blue Business Cash™ Card from American Express review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
13.99% ‐ 21.99% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
13.99% ‐ 21.99% (Variable) (0% for the first 12 months)
Balance Transfer
-
Balance Transfer
-
Rewards
2% cashback
Rewards
2% cashback
Signup Bonus
$250 after spending $3,000
Signup Bonus
$250 after spending $3,000


8.6/10
Informr score
The Blue Business Cash™ Card from American Express currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Business Cash™ Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Fit Small Business
Fit Small Business

The American Express Blue Business CashTM Card is best for business owners who want a credit card that offers fixed-rate cash back rewards on all purchases with no annual fee. This is also a great option for those who need flexible buying power.

- Tricia Tetreault, Fit Small Business
One Mile at a Time
One Mile at a Time

The Amex Blue Business Cash is a small business card that’s worth being aware of. Earning 2% cash back with a no annual fee card is potentially a great option. The card is even offering a welcome bonus right now, which makes picking up this card even more rewarding. However, I’d note that the Amex B...

- Ben Schlappig, One Mile at a Time
CreditCards.com
CreditCards.com

One of the best reasons to apply for the Blue Business Cash Card is its cash back rewards program, which is extra impressive given the cards $0 annual fee. The card offers 2% cash back on your first $50,000 in purchases each year (1% cash back thereafter), making it one of the most rewarding cash ba...

- Holly Johnson, CreditCards.com
MyBankTracker
MyBankTracker

Purchases earn a flat rewards rate, with cash back applied as a statement credit automatically. It could be suited to business owners who have a typical annual spend of $50,000 and want to maximize cash back rewards easily. This card is also a good choice for avoiding annual fees and being able to s...

- Rebecca Lake, MyBankTracker
CardRatings.com
CardRatings.com

Absolutely, but it depends what your interests are. If you travel a lot for business, and you want rewards for that, this probably is not your card, especially because of the foreign transaction fee. If you want a straight-forward reward program that allows you to earn cash back, without worrying ab...

- Jennifer Doss, CardRatings.com

Details


Interest Rates
Regular APR Interest Rate 13.99% ‐ 21.99% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate

Not available

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus $250 after spending $3,000
  • On purchases within the first 3 months
  • You will receive the $250 back in the form of a statement credit
Rewards
All Purchases 2% cash back (on first $50000 spent)

1% thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Global Assist Hotline
  • Spend Manager℠
  • Connect to QuickBooks®
  • Year-End Summary
  • Dispute Resolution
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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