Blue Business Cash™ Card from American Express review

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Advertiser Disclosure

Interest Rate: Purchases
13.24% ‐ 19.24% (Variable) (0% for the first 12 months)
Balance Transfer
2% cashback
Signup Bonus

Informr score
The Blue Business Cash™ Card from American Express currently has an Informr score of 8.7 out of 10. This score is based on our evaluation of 12 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Blue Business Cash™ Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Wirecutter

You find a little bit of joy everywhere. American Express is well regarded for its customer service, while the card itself earns solid cash back rewards on eligible purchases charging an annual fee.

- Emily Long, The Wirecutter

If you’re a small business owner looking to reduce your bottom line, the Blue Business Cash Card from American Express could be a great start. If you value simplicity and convenience, this card has exactly that — you’ll earn 2% cash back on the first $50,000 in eligible purchases each year, then 1%...

- Brett Holzhauer, FinanceBuzz

Excellent flat-rate rewards make the American Express Blue Business Cash a beneficial card for small businesses with diverse charges that seek a straightforward payment solution.

- Mitchell Strohm, Investopedia
Money Crashers

A straightforward business cash back card that’s ideal for smaller entrepreneurs whose moderate spending needs cover a variety of everyday categories. It’s not as useful for business owners with higher spending requirements, nor for those in search of more varied rewards programs.

- Brian Martucci, Money Crashers
The Points Guy

No doubt, Amex Blue Business Cash is lacking in a number of areas. There is no welcome offer. The 2% cash-back rewards are moderate, at best, and can’t compete with Chase Ink Business Cash or the Amex Business Gold card. But the 0% intro APR and lack of an annual fee may entice small-business owners...

- Dawn Allcot, The Points Guy


Interest Rates
Regular APR Interest Rate 13.24% ‐ 19.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate

Not available

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus No
All Purchases 2% cash back (on first $50000 spent)

1% thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits

- Global Assist Hotline

- Spend Manager℠

- Connect to QuickBooks®

- Year-End Summary

- Dispute Resolution

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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