Blue Business Cash™ Card from American Express review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
15.24% ‐ 21.24% (Variable) (0% for the first 12 months)
Balance Transfer
15.24% ‐ 21.24% (Variable) (0% for the first 12 months)
Rewards
2% cashback
Signup Bonus
-


8.5/10
Informr score
The Blue Business Cash™ Card from American Express currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Blue Business Cash™ Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

Small business owners looking for a simple cash back card that offers a consistently high rate of cash back should take a close look at the American Express Blue Business Cash Card. The freshly released business cash back card comes with some outstanding features, including cash flow solutions and 2...

- Holly Johnson, CreditCards.com
One Mile at a Time

The Blue Business Cash is a small business card that’s worth being aware of. Earning 2% cash back with a no annual fee card is potentially a great option. However, I’d note that the Blue Business Plus offers 2x Membership Rewards points on the first $50,000 spent annually, which I’d consider to be a...

- Ben, One Mile at a Time
ValuePenguin

Ultimately, the American Express® Blue Business Cash Card is best for businesses who spend less than the $50,000 cap per year (roughly $4,000 per month). If your business is spending substantially more than $4,000 every month, you'll be better off with a business credit card that doesn't have a spen...

- Yowana Wamala, ValuePenguin
Money Crashers

A straightforward business cash back card that’s ideal for smaller entrepreneurs whose moderate spending needs cover a variety of everyday categories. It’s not as useful for business owners with higher spending requirements, nor for those in search of more varied rewards programs.

- Brian Martucci, Money Crashers

Details


Interest Rates
Regular APR Interest Rate 15.24% ‐ 21.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.24% ‐ 21.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 2% cash back (on first $50000 spent)

1% thereafter

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Global Assist Hotline

- Spend Manager℠

- Connect to QuickBooks®

- Year-End Summary

- Dispute Resolution

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Blue Business Cash™ Card from American Express

Rate It:

Critic Reviews


CreditCards.com

One of the most rewarding cash back cards for small business owners

from CreditCards.com

Small business owners looking for a simple cash back card that offers a consistently high rate of cash back should take a close look at the American Express Blue Business Cash Card. The freshly released business cash back card comes with some outstanding features, including cash flow solutions an...More

Small business owners looking for a simple cash back card that offers a consistently high rate of cash back should take a close look at the American Express Blue Business Cash Card. The freshly released business cash back card comes with some outstanding features, including cash flow solutions and 2 percent cash back on your first $50,000 in purchases each year and, all for no annual fee.

Read full review

Less

One Mile at a Time

Some people will find it to be worthwhile

from One Mile at a Time

The Blue Business Cash is a small business card that’s worth being aware of. Earning 2% cash back with a no annual fee card is potentially a great option. However, I’d note that the Blue Business Plus offers 2x Membership Rewards points on the first $50,000 spent annually, which I’d conside...More

The Blue Business Cash is a small business card that’s worth being aware of. Earning 2% cash back with a no annual fee card is potentially a great option. However, I’d note that the Blue Business Plus offers 2x Membership Rewards points on the first $50,000 spent annually, which I’d consider to be a better option. Furthermore, if I were to get a cash back business card, I’d personally get the Capital One Spark Cash Business instead.

Read full review

Less

ValuePenguin

A strong option for small business owners

from ValuePenguin

Ultimately, the American Express® Blue Business Cash Card is best for businesses who spend less than the $50,000 cap per year (roughly $4,000 per month). If your business is spending substantially more than $4,000 every month, you'll be better off with a business credit card that doesn't have a...More

Ultimately, the American Express® Blue Business Cash Card is best for businesses who spend less than the $50,000 cap per year (roughly $4,000 per month). If your business is spending substantially more than $4,000 every month, you'll be better off with a business credit card that doesn't have a spending cap, like the Capital One® Spark® Cash for Business.

Read full review

Less

Money Crashers

A nice business cash back card for small business owners

from Money Crashers

A straightforward business cash back card that’s ideal for smaller entrepreneurs whose moderate spending needs cover a variety of everyday categories. It’s not as useful for business owners with higher spending requirements, nor for those in search of more varied rewards programs.

Read full review

A straightforward business cash back card that’s ideal for smaller entrepreneurs whose moderate spending needs cover a variety of everyday categories. It’s not as useful for business owners with higher spending requirements, nor for those in search of more varied rewards programs.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.