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BBVA Visa® Business Rewards Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
9.24% ‐ 23.24% (Variable) (0% for the first 9 months)
Balance Transfer
9.24% ‐ 23.24% (Variable) (0% for the first 12 months)
Signup Bonus
20000 points (after spending $3,000)

Informr score
The BBVA Visa® Business Rewards Credit Card currently has an Informr score of 7 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?

BBVA Visa® Business Rewards Credit Card is typically available to those with minimum_credit_score.40 credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you’re looking for a decent business credit card with no annual fee, the BBVA Visa® Business Rewards Credit Card could be an option worth considering. You get to earn accelerated points at office supply stores, gas stations and restaurants, plus you get to earn signup bonus and save money on inte...

- Kliment Dukovski, Finder

With an affordable interest rate and generous rewards, the BBVA Visa Business Rewards Credit Card card ranks high on our list of business cards.

- Kelly Dilworth,
Bank Deal Guy

With the BBVA Compass Visa Business Rewards Credit Card, it will allow you to reach your reward goals faster. For example, when you have multiple BBVA Compass cards, you can combine points from the different cards when you desire to reach the rewards you want.

- Anthony Nguyen, Bank Deal Guy


Interest Rates
Regular APR Interest Rate 9.24% ‐ 23.24% (Variable) (0% for the first 9 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 9.24% ‐ 23.24% (Variable) (0% for the first 12 months)
  • Intro. rate can vary from 0 - 3.99% depending on your credit.
  • Intro rate applies on balances transferred within the first 90 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 22.24% ‐ 27.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $39.00
Late Payment Fee $49.00


Sign up bonus 20000 points after spending $3,000

On purchases within the first 3 months.

All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 2X and 3X points when you make purchases in the categories you select. Choose from categories including office supplies, utilities, groceries, gas, travel, and healthcare.
  • Shop with your enrolled Visa Business credit card at participating merchants and save up to 15%.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments

Card only available in Alabama, Florida, Texas, Arizona, Colorado, California, and New Mexico.

Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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