Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brian Martucci, Money CrashersAn ideal primary credit card for heavy spenders whose top spending priorities align with any of the favored 2x or 3x categories, which cardholders can change as often as once quarterly. Thanks to its above-average travel benefits, and the fact that some favored categories involve travel, this card i...
- FinderThe star of the show here is the BBVA Compass Build Your Own Rewards program. If you spend heavily in the bank’s bonus-reward categories, you could find the card pays for itself several times over.
- Kelly Dilworth, CreditCards.comDespite flexible rewards and a competitive APR, the BBVA Compass Select card is an overpriced travel rewards card with middling benefits and an oversized annual fee.
- Anthony Nguyen, Bank Deal GuyWith the BBVA Compass Select Credit Card, you are given BBVA Compass Build Your Own Rewards, CompassPoints will repay you for the way you spend your money with over $1,000 in potential value during the first year that your account is open.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.24% ‐ 17.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.24% ‐ 17.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
22.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$99.00 Waived on the first year. |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$37.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 points after spending $4,000 On purchases within the first 90 days. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 3 points per $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | 2 points per $1 spent |
| Pharmacy | No |
| Bills | No |
| Additional Details |
4 point per $1 spent on Entertainment |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments |
Card only available in Alabama, Florida, Texas, Arizona, Colorado, California, and New Mexico. |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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