BBVA Compass Select Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.49% ‐ 19.49%
Balance Transfer
15.49% ‐ 19.49%
Rewards
1 point
Signup Bonus
20000 points (after spending $2,000)


7.5/10
Informr score
The BBVA Compass Select Credit Card currently has an Informr score of 7.5 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


BBVA Compass Select Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder

The star of the show here is the BBVA Compass Build Your Own Rewards program. If you spend heavily in the bank’s bonus-reward categories, you could find the card pays for itself several times over.

- Finder
CreditCards.com

Despite flexible rewards and a competitive APR, the BBVA Compass Select card is an overpriced travel rewards card with middling benefits and an oversized annual fee.

- Kelly Dilworth, CreditCards.com
Money Crashers

An ideal primary credit card for heavy spenders whose top spending priorities align with any of the favored 2x or 3x categories, which cardholders can change as often as once quarterly. Thanks to its above-average travel benefits, and the fact that some favored categories involve travel, this card i...

- Brian Martucci, Money Crashers
Bank Deal Guy

With the BBVA Compass Select Credit Card, you are given BBVA Compass Build Your Own Rewards, CompassPoints will repay you for the way you spend your money with over $1,000 in potential value during the first year that your account is open.

- Anthony Nguyen, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 19.49%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 19.49%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $125.00

Waived on the first year.

Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus 20000 points after spending $2,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Choose 2 categories (e.g. Dining & Hotels) to earn 2x the points
  • Choose one category (e.g. Airlines) to earn 3x the points.
  • Earn 1,000 CompassPoints for every month with $5,000 spend (available in subsequent months/years).
  • Earn a $100 Account Credit after making $20,000 in qualifying purchases with your credit card (only available during the first year).
  • Complimentary Hertz Gold Plus Membership so you can skip the counter. Also, get exclusive discounts and free rental days.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Lost Luggage Reimbursement
  • Trip Cancellation/Interruption
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Finder

Offers powerful rewards in flexible categories

The star of the show here is the BBVA Compass Build Your Own Rewards program. If you spend heavily in the bank’s bonus-reward categories, you could find the card pays for itself several times over.

Read full review

The star of the show here is the BBVA Compass Build Your Own Rewards program. If you spend heavily in the bank’s bonus-reward categories, you could find the card pays for itself several times over.

Read full review

Less

CreditCards.com

Best for heavy spenders

from CreditCards.com

Despite flexible rewards and a competitive APR, the BBVA Compass Select card is an overpriced travel rewards card with middling benefits and an oversized annual fee.

Read full review

Despite flexible rewards and a competitive APR, the BBVA Compass Select card is an overpriced travel rewards card with middling benefits and an oversized annual fee.

Read full review

Less

Money Crashers

An unusually flexible credit card

from Money Crashers

An ideal primary credit card for heavy spenders whose top spending priorities align with any of the favored 2x or 3x categories, which cardholders can change as often as once quarterly. Thanks to its above-average travel benefits, and the fact that some favored categories involve travel, this car...More

An ideal primary credit card for heavy spenders whose top spending priorities align with any of the favored 2x or 3x categories, which cardholders can change as often as once quarterly. Thanks to its above-average travel benefits, and the fact that some favored categories involve travel, this card is especially useful for frequent travelers.

Read full review

Less

Bank Deal Guy

This card has great potential and provides many great benefits

from Bank Deal Guy

With the BBVA Compass Select Credit Card, you are given BBVA Compass Build Your Own Rewards, CompassPoints will repay you for the way you spend your money with over $1,000 in potential value during the first year that your account is open.

Read full review

With the BBVA Compass Select Credit Card, you are given BBVA Compass Build Your Own Rewards, CompassPoints will repay you for the way you spend your money with over $1,000 in potential value during the first year that your account is open.

Read full review

Less

User Reviews


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