Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Kevin Payne, FinanceBuzzBBVA Secured Visa Business Credit Card is geared toward business owners with bad credit or a limited credit history. It can be a good card to help you establish or improve your credit while earning rewards for your business spending.
Interest Rates | |
---|---|
Regular APR Interest Rate |
16.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
16.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee |
$40.00 Waived on the first year. |
Balance Transfer Fee |
4% Minimum of $10 |
Cash Advance Fee |
4% Minimum of $10 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $39.00 |
Late Payment Fee |
$49.00 Maximum |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | 1.5 points per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
Shop with your enrolled Visa Business credit card at participating merchants and save up to 15%. |
Eligibility | |
Minimum Security Deposit | $500 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments |
Card only available in Alabama, Florida, Texas, Arizona, Colorado, California, and New Mexico. |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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