Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- FinderIf you don’t qualify for the 2% rewards rate, the BBVA Compass Rewards Card is similar to — or perhaps worse than — the best no-annual-fee options out there. IF you have good to excellent credit you could qualify for a low APR.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
11.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
11.24% ‐ 29.24% (Variable) (0% for the first 13 months) - Intro rate applies on balances transferred within the first 60 days of account opening. - This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
22.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$37.00 Maximum |
| Promotions | |
| Sign up bonus |
$100 after spending $1,500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases |
2% cash back Rewards decrease to 1.5% without $1000 monthly direct deposit to a BBVA Compass deposit account |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments |
Card only available in Alabama, Florida, Texas, Arizona, Colorado, California, and New Mexico. |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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