Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kelli Bamforth, CreditCards.comApple fanatics can finance high-cost purchases using the Barclaycard Visa, but a high APR for some cardholders means they should also be vigilant about paying balances in full before the promotional period runs out.
- FinderIf you’re looking to buy an Apple product and you want to pay off the purchase in up to 18 months, the Barclaycard Visa® with Apple Rewards could be worth considering. Be aware that you’ll incur interest from the day you made the purchase if you don’t pay it off in full by the end of the promotional...
- Brian Martucci, Money CrashersAppropriate for Apple fans who regularly purchase new devices, accessories, software, media, equipment, and services from Apple and iTunes. In most cases, it’s likely more useful as a secondary credit card that’s used only for Apple, iTunes, and restaurant spending – not as an everyday spending aid.
- Robin Saks Frankel, BankrateWe don’t think the rewards structure of this card or the intro financing offer is worth it. You’d be better off with a cash-back card that also has an introductory 0 percent APR offer, like the Chase Freedom Unlimited or the Blue Cash Everyday Card from American Express.
- Jeff Gitlen, LendEDUIt is clearly an Apple-targeted product in terms of benefits and rewards, and with no annual fee it makes it pretty ideal for just about anyone who habitually shops at Apple.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Special financing for new cardmembers |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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