Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Emily Sherman, CreditCards.comWith a relatively low interest rate and a lengthy introductory balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances.
- Claire Tsosie, Robin Saks Frankel, NerdWalletIt's an efficient tool to help you whittle down debt. Just be aware that there's not a whole lot of value to be had once the 0% intro APR period ends.
- Evan Zimmer, CnetThe BankAmericard® credit card lets new cardholders avoid paying interest charges on the balance of another credit card by transferring it to the BankAmericard. This card features a solid introductory interest rates for new purchases and balance transfers alike, so you can also use it to finance lar...
- Kevin Payne, SlickDealsThe BankAmericard® Credit Card is a top choice, offering a way to move over existing debt and pay it off over the next year. While it lacks perks, this card's intro APR offer is a great way to pay off credit card debt interest-free.
- Robin Saks Frankel, ForbesThe BankAmericard does one thing and does it extremely well—provide a lengthy intro APR period on purchases and balance transfers. There’s not much reason to use this card after the intro periods ends, but if you need a long window of no-interest breathing room, this card is well worth consideration...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 26.24% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 26.24% (Variable) (0% for the first 18 months)
|
| Cash Advance Interest Rate |
19.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee | 3% |
| Foreign Transaction Fee |
3% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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