Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kevin Payne, SlickDealsWhile it lacks perks, this card's intro APR offer is a great way to pay off credit card debt interest-free. The BankAmericard® Credit Card is a top choice, offering a way to move over existing debt and pay it off over the next year.
- Robert Thorpe, Garrett Yarbrough, BankrateThis card’s substantially long intro APR period can help you pay off debt while saving potentially hundreds of dollars or more in interest charges. However, if you can pay your debt off in 15 months or less, there may be better options out there with more long-term value.
- Evan Zimmer, CnetThe BankAmericard® credit card lets new cardholders avoid paying interest charges on the balance of another credit card by transferring it to the BankAmericard. This card features one of the longest introductory interest rates for new purchases and balance transfers alike, so you can also use it to...
- Brett Holzhauer, MoneyGeekThe BankAmericard® credit card’s benefits make it a good card for debt consolidation and major purchases.
- John S Kiernan, WalletHubThe BankAmericard® credit card is a very good credit card for people with excellent credit who want to avoid interest on credit card debt. The BankAmericard is worth it because it has a $0 annual fee and 0% introductory APRs for purchases and balance transfers that last for the first 21 billing cycl...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.49% ‐ 25.49% (Variable) (0% for the first 21 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.49% ‐ 25.49% (Variable) (0% for the first 21 months)
|
| Cash Advance Interest Rate |
18.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee | 3% |
| Foreign Transaction Fee |
3% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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