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Bank of America® Travel Rewards Credit Card for Students review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
16.24% ‐ 26.24% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
16.24% ‐ 26.24% (Variable) (0% for the first 15 months)
Balance Transfer
16.24% ‐ 26.24% (Variable)
Balance Transfer
16.24% ‐ 26.24% (Variable)
1.5 points
1.5 points
Signup Bonus
25000 points (after spending $1,000)
Signup Bonus
25000 points (after spending $1,000)

Informr score
The Bank of America® Travel Rewards Credit Card for Students currently has an Informr score of 8 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Bank of America® Travel Rewards Credit Card for Students is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Bank of America Travel Rewards credit card for students is a strong choice for students who want to earn unlimited points toward travel on every purchase. The introductory bonus is fairly solid, with a higher spending requirement than what other student travel cards offer but also a richer rewar...

- Rebecca Lake, Investopedia

If you’re a college student and just starting out on your credit journey, this card is one of the best available, particularly if your spending includes a wide variety of travel purchases. If you aren’t loyal to a specific airline or hotel chain, you will earn the most travel rewards with this card...

- Christina Majaski, MyBankTracker

An excellent option for students who spend their time in lecture halls daydreaming about travel is the Bank of America® Travel Rewards credit card for Students*. With no annual fee, no foreign transaction fees and 1.5 points per dollar spent on purchases, the card provides all the great benefits of...

- Chauncey Crail, Dia Adams, Forbes

Thanks to a generous sign-up bonus and a high rewards rate, students will get a lot of mileage out of this travel card, though the interest rates are high.

- Robin Ratcliff,
The Balance
The Balance

It is best for travel-minded students. Rewards can help pay for their next trip or while studying and trekking abroad, and the card doesn’t have foreign transaction fees. The bonus for new cardholders and rewards rate are more than competitive, and unlike some student cards, you can use a co-signer...

- Ben Luthi, Katrina Munichiello, The Balance


Interest Rates
Regular APR Interest Rate 16.24% ‐ 26.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 19.24% ‐ 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 25000 points after spending $1,000

On purchases within the first 3 months.

All Purchases 1.5 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

As a Bank of America customer, you can get a 10% customer points bonus on every purchase when you have an active Bank of America checking or savings account.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Online Shopping Security
  • Overdraft Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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