Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateBy all appearances, the Bank of America Travel Rewards Credit Card for Students is a solid, straightforward starter card—but “straightforward” becomes “stripped-down” in application. It carries a high-earning rewards rate on all purchases and a hefty sign-up bonus compared to other student cards, an...
- Robin Ratcliff, CreditCards.comThanks to a generous sign-up bonus and a high rewards rate, students will get a lot of mileage out of this travel card, though the interest rates are high.
- Chauncey Crail, Dia Adams, ForbesThe Bank of America® Travel Rewards credit card for Students is an excellent option for those students who spend their time in lecture halls daydreaming about traveling. With no annual fee, no foreign transaction fees and 1.5 points per dollar spent on purchases, the card provides all the great bene...
- Elizabeth Aldrich, The AscentWith a generous sign-up bonus and a rewards program, it'll be harder to find a better card for students.
- Rebecca Lake, InvestopediaThe Bank of America Travel Rewards for Students is a strong choice for students who want to earn unlimited points toward travel on every purchase. The introductory bonus is fairly solid, with a higher spending requirement than what other student travel cards require but also a richer reward. For fai...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
21.24% ‐ 30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee | 3% |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
25000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1.5 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
As a Bank of America customer, you can get a 10% customer points bonus on every purchase when you have an active Bank of America checking or savings account. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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