BankAmericard Travel Rewards for Students Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
17.24 ‐ 25.24% (0% for the first 12 months)
Balance Transfer
17.24 ‐ 25.24%
Rewards
1.5 points
Signup Bonus
20000 points (after spending $1,000)


6/10
Informr score
The BankAmericard Travel Rewards for Students Credit Card currently has an Informr score of 6 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


BankAmericard Travel Rewards for Students Credit Card is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Wirecutter

This card is a great international companion. It has no foreign-transaction fees, and as a Visa card, it’s widely accepted around the world. Bank of America isn’t as forgiving of a first-timer’s potential mistakes as the Discover it Chrome card.

- Sally French, The Wirecutter
CreditCards.com

Thanks to a generous sign-up bonus and a high rewards rate, students will get a lot of mileage out of this travel card, though the interest rates are high.

- Robin Ratcliff, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 17.24% ‐ 25.24% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 20.24% ‐ 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 20000 points after spending $1,000

Of each transaction in U.S. dollars.

Rewards
All Purchases 1.5 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

As a Bank of America customer, you can get a 10% customer points bonus on every purchase when you have an active Bank of America checking or savings account.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Online Shopping Security
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


The Wirecutter

Customizable alerts can let you know when bills are due

from The Wirecutter

This card is a great international companion. It has no foreign-transaction fees, and as a Visa card, it’s widely accepted around the world. Bank of America isn’t as forgiving of a first-timer’s potential mistakes as the Discover it Chrome card.

Read full review

This card is a great international companion. It has no foreign-transaction fees, and as a Visa card, it’s widely accepted around the world. Bank of America isn’t as forgiving of a first-timer’s potential mistakes as the Discover it Chrome card.

Read full review

Less

CreditCards.com

High rewards value

from CreditCards.com

Thanks to a generous sign-up bonus and a high rewards rate, students will get a lot of mileage out of this travel card, though the interest rates are high.

Read full review

Thanks to a generous sign-up bonus and a high rewards rate, students will get a lot of mileage out of this travel card, though the interest rates are high.

Read full review

Less

User Reviews


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