Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebecca Lake, InvestopediaA strong choice for students who want to earn unlimited points toward travel on every purchase. The introductory bonus is fairly solid, with a higher spending requirement than what other student travel cards offer but also a richer reward. For fairly high rollers, the opportunity to increase regular...
- TJ Porter, CardcruncherIf you’re a student and want to earn travel rewards, it’s hard to go wrong with the Bank of America Travel Rewards Credit Card for Students. If you don’t see yourself traveling regularly, or want rewards with fewer restrictions, it’s worth looking into one of the cash-back options we mentioned.
- FinderIf you are a student looking for a travel credit card to earn rewards and build your credit, the Bank of America Travel Rewards for Students could be worth considering. The card also comes with a decent signup bonus and a long intro APR period on purchases.
- Robin Ratcliff, CreditCards.comThanks to a generous sign-up bonus and a high rewards rate, students will get a lot of mileage out of this travel card, though the interest rates are high.
- Sally French, The WirecutterThis card is a great international companion. It has no foreign-transaction fees, and as a Visa card, it’s widely accepted around the world. Bank of America isn’t as forgiving of a first-timer’s potential mistakes as the Discover it Chrome card.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.99% ‐ 22.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.99% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
17.99% ‐ 25.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
25000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1.5 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
As a Bank of America customer, you can get a 10% customer points bonus on every purchase when you have an active Bank of America checking or savings account. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Android Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Bank of America® Travel Rewards Credit Card for Students