Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Sally French, The WirecutterThis card is a great international companion. It has no foreign-transaction fees, and as a Visa card, it’s widely accepted around the world. Bank of America isn’t as forgiving of a first-timer’s potential mistakes as the Discover it Chrome card.
- Robin Ratcliff, CreditCards.comThanks to a generous sign-up bonus and a high rewards rate, students will get a lot of mileage out of this travel card, though the interest rates are high.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.24% ‐ 25.24% (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.24% ‐ 25.24% This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
20.24% ‐ 27.24% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$38.00 Maximum |
| Promotions | |
| Sign up bonus |
20000 points after spending $1,000 Of each transaction in U.S. dollars. |
| Rewards | |
| All Purchases | 1.5 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
As a Bank of America customer, you can get a 10% customer points bonus on every purchase when you have an active Bank of America checking or savings account. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Android Pay |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Use this card?
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Critic Reviews
Customizable alerts can let you know when bills are due
This card is a great international companion. It has no foreign-transaction fees, and as a Visa card, it’s widely accepted around the world. Bank of America isn’t as forgiving of a first-timer’s potential mistakes as the Discover it Chrome card.
This card is a great international companion. It has no foreign-transaction fees, and as a Visa card, it’s widely accepted around the world. Bank of America isn’t as forgiving of a first-timer’s potential mistakes as the Discover it Chrome card.
High rewards value
Thanks to a generous sign-up bonus and a high rewards rate, students will get a lot of mileage out of this travel card, though the interest rates are high.
Thanks to a generous sign-up bonus and a high rewards rate, students will get a lot of mileage out of this travel card, though the interest rates are high.