Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Evan Zimmer, Credit Card InsiderIf you’re not always hopping on a flight but still like to travel every so often, the Bank of America® Travel Rewards Credit Card wouldn’t be a bad choice. It’s a super-simple card with opportunities to increase the rewards it earns thanks to the Bank of America Preferred Rewards program. There’s no...
- Kendall Little, NextAdvisorThe Bank of America Travel Rewards card offers 1.5x points rewards on every purchase you make, plus the freedom to redeem points for statement credits toward travel and dining purchases you make anywhere without restrictions on where you book. It may not be the most lucrative travel rewards card ava...
- Louis DeNicola, The WirecutterThis is a fairly average travel rewards card, but it comes with no annual fee, and you have the opportunity to earn a higher rate of return on your purchases if you're a Bank of America Preferred Rewards customer.
- Lauren Barret, MoneyUnder30The Bank of America® Travel Rewards credit card is one of the simplest – but still rewarding – travel credit cards on the market. For starters, it has a straightforward 1.5 points for every $1 spent. And you can earn as many rewards as you can rack up. This card also rewards Bank of America clients...
- Kevin Payne, FinanceBuzzIndividuals looking for a simple and straightforward rewards program will like the Bank of America Travel Rewards Credit Card. With fixed rewards of 1.5X points on all purchases everywhere, every time, there’s no need to worry about spending in specific categories to maximize your rewards. If you’re...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
16.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% For Direct Deposit and Check Cash Advances or $10 whichever is greater. 5% for ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances or $10 whichever is greater. |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
25000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1.5 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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