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Bank of America® Travel Rewards Credit Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
18.24% ‐ 28.24% (Variable) (0% for the first 18 months)
Interest Rate: Purchases
18.24% ‐ 28.24% (Variable) (0% for the first 18 months)
Balance Transfer
18.24% ‐ 28.24% (Variable) (0% for the first 18 months)
Balance Transfer
18.24% ‐ 28.24% (Variable) (0% for the first 18 months)
Rewards
1.5 points
Rewards
1.5 points
Signup Bonus
25000 points (after spending $1,000)
Signup Bonus
25000 points (after spending $1,000)


8.2/10
Informr score
The Bank of America® Travel Rewards Credit Card currently has an Informr score of 8.2 out of 10. This score is based on our evaluation of 34 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Bank of America® Travel Rewards Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Cnet
Cnet

The Bank of America® Travel Rewards credit card* is CNET’s pick for the best travel credit card with no annual fee. It’s particularly valuable if you’re already a Bank of America customer, but still worth considering if you’re not. While travel credit cards with an annual fee may offer more travel p...

- Jaclyn DeJohn, Cnet
SlickDeals
SlickDeals

The Bank of America® Travel Rewards credit card offers simple rewards earning and a chance to earn free travel without paying fees. However, without the extra travel perks found with other cards, the Bank of America® Travel Rewards credit card is better as a starter travel rewards card or for curren...

- Kevin Payne, SlickDeals
NerdWallet
NerdWallet

This solid no-fee travel credit card is especially rewarding for Bank of America® banking customers.

- Melissa Lambarena, NerdWallet
Bankrate
Bankrate

This no-annual-fee travel card is a flexible alternative to more complex travel cards with rewards that may be difficult to maximize. However, since you can’t transfer points to partner programs and there aren’t any travel-specific benefits, it can feel like a flat-rate cash back card with more red...

- Antonio Ruiz-Camacho, Bankrate
CreditCards.com
CreditCards.com

You can travel anytime you want with this flexible travel card: The Bank of America Travel Rewards credit card sets itself apart from other travel cards by doing away with restrictive travel policies and letting you book your rewards-funded travel yourself.

- Re'Dreyona Walker, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 28.24% (Variable) (0% for the first 18 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 28.24% (Variable) (0% for the first 18 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 21.24% ‐ 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%


Cash Advance Fee 3%
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 25000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1.5 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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