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Bank of America® Travel Rewards Credit Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.24% ‐ 26.24% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
16.24% ‐ 26.24% (Variable) (0% for the first 15 months)
Balance Transfer
16.24% ‐ 26.24% (Variable)
Balance Transfer
16.24% ‐ 26.24% (Variable)
Rewards
1.5 points
Rewards
1.5 points
Signup Bonus
25000 points (after spending $1,000)
Signup Bonus
25000 points (after spending $1,000)


8.2/10
Informr score
The Bank of America® Travel Rewards Credit Card currently has an Informr score of 8.2 out of 10. This score is based on our evaluation of 31 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Bank of America® Travel Rewards Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


GOBankingRates
GOBankingRates

The Bank of America® Travel Rewards card offers a good range of benefits and rewards and is backed by a robust network of ATMs and banking centers. The card offers points that can be redeemed for a wide range of travel services and providers, and it charges no annual fee. It works best for those who...

- Thomas Streissguth, GOBankingRates
FinanceBuzz
FinanceBuzz

The Bank of America Travel Rewards card may be a good travel credit card for people who want simple rewards and redemption options. This card can also be a great option for current Bank of America customers. However, some premium credit cards offer higher earning rates.

- Kevin Payne, FinanceBuzz
The Ascent
The Ascent

No-annual-fee travel cards typically skimp on the sign-up bonus, but this card delivers with its intro bonus offer, unlimited rewards on purchases, and other wallet-friendly perks.

- Elizabeth Aldrich, The Ascent
CreditCards.com
CreditCards.com

You can travel anytime you want with this flexible travel card: The Bank of America Travel Rewards credit card sets itself apart from other travel cards by doing away with restrictive travel policies and letting you book your rewards-funded travel yourself.

- Antonio Ruiz-Camacho, CreditCards.com
Bankrate
Bankrate

The Bank of America Travel Rewards card is a flexible, no annual fee alternative to travel cards that take a bit more elbow grease to maximize. Similarly to Capital One miles, its flat-rate points on all purchases can be redeemed to cover travel and dining purchases made up to a much more impressive...

- Garrett Yarbrough, Bankrate

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 26.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 19.24% ‐ 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

For Direct Deposit and Check Cash Advances or $10 whichever is greater.


5%

for ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances or $10 whichever is greater.

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 25000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1.5 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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