Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Thomas Streissguth, GOBankingRatesThe Bank of America® Travel Rewards card offers a good range of benefits and rewards and is backed by a robust network of ATMs and banking centers. The card offers points that can be redeemed for a wide range of travel services and providers, and it charges no annual fee. It works best for those who...
- Kevin Payne, FinanceBuzzThe Bank of America Travel Rewards card may be a good travel credit card for people who want simple rewards and redemption options. This card can also be a great option for current Bank of America customers. However, some premium credit cards offer higher earning rates.
- Elizabeth Aldrich, The AscentNo-annual-fee travel cards typically skimp on the sign-up bonus, but this card delivers with its intro bonus offer, unlimited rewards on purchases, and other wallet-friendly perks.
- Antonio Ruiz-Camacho, CreditCards.comYou can travel anytime you want with this flexible travel card: The Bank of America Travel Rewards credit card sets itself apart from other travel cards by doing away with restrictive travel policies and letting you book your rewards-funded travel yourself.
- Garrett Yarbrough, BankrateThe Bank of America Travel Rewards card is a flexible, no annual fee alternative to travel cards that take a bit more elbow grease to maximize. Similarly to Capital One miles, its flat-rate points on all purchases can be redeemed to cover travel and dining purchases made up to a much more impressive...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 26.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
19.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% For Direct Deposit and Check Cash Advances or $10 whichever is greater. 5% for ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances or $10 whichever is greater. |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
25000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1.5 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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