Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Bank of America® Travel Rewards Credit Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
18.24% ‐ 28.24% (Variable) (0% for the first 18 months)
Interest Rate: Purchases
18.24% ‐ 28.24% (Variable) (0% for the first 18 months)
Balance Transfer
18.24% ‐ 28.24% (Variable) (0% for the first 18 months)
Balance Transfer
18.24% ‐ 28.24% (Variable) (0% for the first 18 months)
Rewards
1.5 points
Rewards
1.5 points
Signup Bonus
25000 points (after spending $1,000)
Signup Bonus
25000 points (after spending $1,000)


8.2/10
Informr score
The Bank of America® Travel Rewards Credit Card currently has an Informr score of 8.2 out of 10. This score is based on our evaluation of 33 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Bank of America® Travel Rewards Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Bankrate
Bankrate

This is a flexible, no-annual-fee alternative to travel cards that take more effort to maximize. However, since points can’t be transferred to partner programs and there aren’t any travel-specific benefits, it can feel like a flat-rate cash back card with more red tape.

- Garrett Yarbrough, Bankrate
MoneyGeek
MoneyGeek

Bank of America’s Travel Rewards Credit Card is best suited for individuals who love to travel outside the United States because of its lack of foreign transaction fees. It’s a simple but solid rewards card that earns points for every purchase without annual fees. That said, the card comes with limi...

- Brett Holzhauer, MoneyGeek
WalletHub
WalletHub

A very good option for people with excellent credit who want to reduce the cost of travel without paying an annual fee. But it’s only a truly great choice for fairly low-spending Bank of America banking customers with a lot of cash saved.

- John S Kiernan, WalletHub
Cnet
Cnet

While travel credit cards with an annual fee may offer more travel perks and better rewards, this card has a solid flat rewards rate on all purchases with the opportunity to earn even higher rewards if you have a Bank of America deposit account or Merrill investment account. As is standard, the Bank...

- Jaclyn DeJohn, Cnet
FinanceBuzz
FinanceBuzz

The Bank of America Travel Rewards card may be a good travel credit card for people who want simple rewards and redemption options. This card can also be a great option for current Bank of America customers. However, some premium credit cards offer higher earning rates.

- Kevin Payne, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 28.24% (Variable) (0% for the first 18 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 28.24% (Variable) (0% for the first 18 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 21.24% ‐ 31.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

For Direct Deposit and Check Cash Advances or $10 whichever is greater.


5%

for ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances or $10 whichever is greater.

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 25000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1.5 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Bank of America® Travel Rewards Credit Card

Rate It: