BankAmericard for Students Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.24 ‐ 25.24% (0% for the first 15 months)
Balance Transfer
15.24 ‐ 25.24% (0% for the first 15 months)
Rewards
-
Signup Bonus
-


7.7/10
Informr score
The BankAmericard for Students Credit Card currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


BankAmericard for Students Credit Card is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

Bank of America’s bare bones student card comes with a generous 0-percent balance transfer offer and a low starting interest rate.

- Kelly Dilworth, CreditCards.com
Wise Bread

Best for college students who are working on building their credit and, because of the foreign transaction fee, purchase primarily domestically. It is also a great low-APR credit card and if unavoidable, for students who must carry a balance from month to month.

- Christina Majaski, Wise Bread
LendEDU

The BankAmericard for Students really is a good first credit card for students. The fact that it has no annual fee, and the potential for a really low interest rate, makes it really ideal for students on a budget.

- Jeff Gitlen, LendEDU

Details


Interest Rates
Regular APR Interest Rate 15.24% ‐ 25.24% (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.24% ‐ 25.24% (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 60 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 18.24% ‐ 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%
  • Minimum of $10
  • $0 Intro fee that applies on balances transferred within the first 60 days of account opening.
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Online Shopping Security
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Low starting interest rate

from CreditCards.com

Bank of America’s bare bones student card comes with a generous 0-percent balance transfer offer and a low starting interest rate.

Read full review

Bank of America’s bare bones student card comes with a generous 0-percent balance transfer offer and a low starting interest rate.

Read full review

Less

Wise Bread

A great starter card to consider

from Wise Bread

Best for college students who are working on building their credit and, because of the foreign transaction fee, purchase primarily domestically. It is also a great low-APR credit card and if unavoidable, for students who must carry a balance from month to month.

Read full review

Best for college students who are working on building their credit and, because of the foreign transaction fee, purchase primarily domestically. It is also a great low-APR credit card and if unavoidable, for students who must carry a balance from month to month.

Read full review

Less

LendEDU

Easy to use and easy to understand

from LendEDU

The BankAmericard for Students really is a good first credit card for students. The fact that it has no annual fee, and the potential for a really low interest rate, makes it really ideal for students on a budget.

Read full review

The BankAmericard for Students really is a good first credit card for students. The fact that it has no annual fee, and the potential for a really low interest rate, makes it really ideal for students on a budget.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.