Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brett Holzhauer, MoneyGeekThe Bank of America® Customized Cash Rewards Card for Students is best suited for students looking for a credit card with great rewards, a $0 annual fee and a good welcome bonus.
- Aja McClanahan, CreditCards.comIf your regular spending aligns with the bonus categories on the Bank of America Customized Cash Rewards Card for Students, it makes sense to sign up for the card. After all, you’ll earn bonus rewards on the first $2,500 in combined spending in the 3% and 2% back categories every quarter (then 1% ba...
- Kevin Payne, FinanceBuzzThe Bank of America Customized Cash Rewards for Students card is perfect for college attendees who have a limited or no credit history. Through responsible spending and on-time payments, students can use this credit card to build up their credit history, which will benefit them in the future when ap...
- Rebecca Lake, MyBankTrackerThe BankAmericard Cash Rewards Credit Card for Students is ideal for young adults who want to get cash back while growing their credit score. We wouldn’t recommend this card if you’re looking for travel miles or points instead. On the other hand, if you’re already a Bank of America customer, this ca...
- Holly D. Johnson, BankrateThe Bank of America Cash Rewards for Students is definitely worth considering if you’re a student who wants to earn rewards while building your credit score. You’ll get the chance to earn a bonus of $200 within the first 90 days of account opening after you spend $1,000, and you’ll earn a minimum of...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.49% ‐ 27.49% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.49% ‐ 27.49% (Variable) (0% for the first 18 months)
|
| Cash Advance Interest Rate |
20.49% ‐ 29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% |
| Cash Advance Fee |
3% |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas |
3% cash back On up to $2,500 of quarterly combined spending with groceries. |
| Groceries |
2% cash back On up to $2,500 of quarterly combined spending with gas and wholesale club. |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
As a Bank of America customer, you can get a 10% customer bonus every time you redeem your cash back into a Bank of America checking or savings account. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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