MLB BankAmericard Cash Rewards MasterCard review

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Advertiser Disclosure

Interest Rate: Purchases
15.49 ‐ 25.49% (0% for the first 12 months)
Balance Transfer
15.49 ‐ 25.49% (0% for the first 12 months)
Rewards
1 - 3% cashback
Signup Bonus
$200 after spending $500


7.7/10
Informr score
The MLB BankAmericard Cash Rewards MasterCard currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?


MLB BankAmericard Cash Rewards MasterCard is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


NextAdvisor

This card will especially appeal to Bank of America customers, as it offers them an ongoing 10% customer bonus when they redeem their cash back rewards directly into their Bank of America® checking or savings account. That means if you redeem $1,000 in cash rewards to your Bank of America account, y...

- NextAdvisor team, NextAdvisor
RewardExpert

Earning 3.0 percent back on gas and 2.0 percent at grocery stores and wholesale clubs makes this a solid no-fee cashback card, even if you're not a baseball fan.

- Tom Broucksou, RewardExpert
Finder

If you love the action of America’s favorite pastime, consider the MLB credit card from Bank of America. You won’t pay an annual fee for the life of the card, and you can earn earn 1% to 3% cash back across spending categories such as gas, groceries and other everyday purchases.

- Finder team, Finder
Bankrate

This card is good for someone who wants an easy-to-follow cash-back card that rewards them for typical household spending. There are no rotating categories to keep track of and if you have a bank account or brokerage account with Bank of America or Merrill Lynch, the rewards value starts to exponent...

- Robin Saks Frankel, Bankrate
Bank Deal Guy

To make things even more appealing, the simplicity and flexibility of this card can help cardholders stretch their dollar further without any fuss.  You’ll automatically receive your rewards each time your card is swiped. As for the amount of cash back you earn, you can basically use towards anythin...

- Anthony Nguyen, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 25.49% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 25.49% (0% for the first 12 months)
  • Intro rate applies on balances transferred within the first 60 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 18.49% ‐ 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus $200 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants No
Gas 3% cash back (on first $2500 spent)

In purchases combined with groceries and wholesale clubs each quarter.

Groceries 2% cash back (on first $2500 spent)

In purchases combined with gas each quarter.

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America checking or savings account.
  • If you're a Bank of America Preferred Rewards client, you could increase that bonus to 25% - 75%.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Online Shopping Security
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


NextAdvisor

A great fit for Bank of America checking/savings customers

from NextAdvisor

This card will especially appeal to Bank of America customers, as it offers them an ongoing 10% customer bonus when they redeem their cash back rewards directly into their Bank of America® checking or savings account. That means if you redeem $1,000 in cash rewards to your Bank of America accoun...More

This card will especially appeal to Bank of America customers, as it offers them an ongoing 10% customer bonus when they redeem their cash back rewards directly into their Bank of America® checking or savings account. That means if you redeem $1,000 in cash rewards to your Bank of America account, you'll earn a hefty $100 bonus - a pretty spectacular deal. 

Read full review

Less

RewardExpert

A solid cashback card

from RewardExpert

Earning 3.0 percent back on gas and 2.0 percent at grocery stores and wholesale clubs makes this a solid no-fee cashback card, even if you're not a baseball fan.

Read full review

Earning 3.0 percent back on gas and 2.0 percent at grocery stores and wholesale clubs makes this a solid no-fee cashback card, even if you're not a baseball fan.

Read full review

Less

Finder

For baseball fans, this no-annual-fee cash back rewards card could be a home run

from Finder

If you love the action of America’s favorite pastime, consider the MLB credit card from Bank of America. You won’t pay an annual fee for the life of the card, and you can earn earn 1% to 3% cash back across spending categories such as gas, groceries and other everyday purchases.

Read full review

If you love the action of America’s favorite pastime, consider the MLB credit card from Bank of America. You won’t pay an annual fee for the life of the card, and you can earn earn 1% to 3% cash back across spending categories such as gas, groceries and other everyday purchases.

Read full review

Less

Bankrate

You’ll probably save more with a different card

from Bankrate

This card is good for someone who wants an easy-to-follow cash-back card that rewards them for typical household spending. There are no rotating categories to keep track of and if you have a bank account or brokerage account with Bank of America or Merrill Lynch, the rewards value starts to exponentially increase.

Read full review

This card is good for someone who wants an easy-to-follow cash-back card that rewards them for typical household spending. There are no rotating categories to keep track of and if you have a bank account or brokerage account with Bank of America or Merrill Lynch, the rewards value starts to exponentially increase.

Read full review

Less

Bank Deal Guy

Get cash back on your terms

from Bank Deal Guy

To make things even more appealing, the simplicity and flexibility of this card can help cardholders stretch their dollar further without any fuss.  You’ll automatically receive your rewards each time your card is swiped. As for the amount of cash back you earn, you can basically use towards a...More

To make things even more appealing, the simplicity and flexibility of this card can help cardholders stretch their dollar further without any fuss.  You’ll automatically receive your rewards each time your card is swiped. As for the amount of cash back you earn, you can basically use towards anything you may want. There is no restrictions.

Read full review

Less

Money Crashers

Competes with a number of other popular cash back cards

from Money Crashers

When there’s no disincentive to do so, why wouldn’t you take the opportunity to show checkout clerks and dining partners where your baseball allegiances lie? It’s certainly a more subtle approach than wearing your favorite player’s jersey wherever you go.

Read full review

When there’s no disincentive to do so, why wouldn’t you take the opportunity to show checkout clerks and dining partners where your baseball allegiances lie? It’s certainly a more subtle approach than wearing your favorite player’s jersey wherever you go.

Read full review

Less

Compare Cards

Perfect credit card for consumers who love baseball

from Compare Cards

The MLB BankAmericard Cash Rewards Mastercard is a pretty decent rewards card that has no rotating categories, but will earn you bonus cash back on everyday purchases like gas and grocery store purchases.

Read full review

The MLB BankAmericard Cash Rewards Mastercard is a pretty decent rewards card that has no rotating categories, but will earn you bonus cash back on everyday purchases like gas and grocery store purchases.

Read full review

Less

User Reviews


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