MLB® Credit Cards review

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Advertiser Disclosure

Interest Rate: Purchases
13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
Balance Transfer
13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
1 - 2% cashback
Signup Bonus
$200 after spending $1,000

Informr score
The MLB® Credit Cards currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?

MLB® Credit Cards is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


This card will especially appeal to Bank of America customers, as it offers them an ongoing 10% customer bonus when they redeem their cash back rewards directly into their Bank of America® checking or savings account. That means if you redeem $1,000 in cash rewards to your Bank of America account, y...

- NextAdvisor team, NextAdvisor

Earning 3.0 percent back on gas and 2.0 percent at grocery stores and wholesale clubs makes this a solid no-fee cashback card, even if you're not a baseball fan.

- Tom Broucksou, RewardExpert

If you love the action of America’s favorite pastime, consider the MLB credit card from Bank of America. You won’t pay an annual fee for the life of the card, and you can earn earn 1% to 3% cash back across spending categories such as gas, groceries and other everyday purchases.

- Finder team, Finder

This card is good for someone who wants an easy-to-follow cash-back card that rewards them for typical household spending. There are no rotating categories to keep track of and if you have a bank account or brokerage account with Bank of America or Merrill Lynch, the rewards value starts to exponent...

- Robin Saks Frankel, Bankrate
Bank Deal Guy

To make things even more appealing, the simplicity and flexibility of this card can help cardholders stretch their dollar further without any fuss.  You’ll automatically receive your rewards each time your card is swiped. As for the amount of cash back you earn, you can basically use towards anythin...

- Anthony Nguyen, Bank Deal Guy


Interest Rates
Regular APR Interest Rate 13.99% ‐ 23.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 60 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 16.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $200 after spending $1,000

On purchases within the first 3 months.

All Purchases 1% cash back
Restaurants No
Gas No
Groceries 2% cash back

On up to $2,500 of quarterly spending

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Choose your 3% category (On up to $2,500 of quarterly spending)

- Gas

- Online Shopping

- Dining

- Travel

- Drug stores

- Home improvement/furnishings

Preferred Rewards clients get a 25% - 75% rewards bonus on every purchase.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Virtual Cards No
Additional Benefits
  • Online Shopping Security
  • Overdraft Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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