Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- NextAdvisor team, NextAdvisorThis card will especially appeal to Bank of America customers, as it offers them an ongoing 10% customer bonus when they redeem their cash back rewards directly into their Bank of America® checking or savings account. That means if you redeem $1,000 in cash rewards to your Bank of America account, y...
- Tom Broucksou, RewardExpertEarning 3.0 percent back on gas and 2.0 percent at grocery stores and wholesale clubs makes this a solid no-fee cashback card, even if you're not a baseball fan.
- Finder team, FinderIf you love the action of America’s favorite pastime, consider the MLB credit card from Bank of America. You won’t pay an annual fee for the life of the card, and you can earn earn 1% to 3% cash back across spending categories such as gas, groceries and other everyday purchases.
- Robin Saks Frankel, BankrateThis card is good for someone who wants an easy-to-follow cash-back card that rewards them for typical household spending. There are no rotating categories to keep track of and if you have a bank account or brokerage account with Bank of America or Merrill Lynch, the rewards value starts to exponent...
- Anthony Nguyen, Bank Deal GuyTo make things even more appealing, the simplicity and flexibility of this card can help cardholders stretch their dollar further without any fuss. You’ll automatically receive your rewards each time your card is swiped. As for the amount of cash back you earn, you can basically use towards anythin...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
16.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries |
2% cash back On up to $2,500 of quarterly spending |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Choose your 3% category (On up to $2,500 of quarterly spending) - Gas - Online Shopping - Dining - Travel - Drug stores - Home improvement/furnishings Preferred Rewards clients get a 25% - 75% rewards bonus on every purchase. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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