Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Robin Saks Frankel, Dylan Pearl, ForbesThe U.S. Bank Visa® Platinum Card* offers a generous span of time to pay down existing debt or pay off a big purchase, but it lacks a reason to keep using it beyond the promo period. If you can pay off your debt in a slightly shorter time frame, choose a card that offers rewards and other perks alon...
- Robin Saks Frankel, Gregory Karp, NerdWalletThis card can buy you time to pay off a large purchase, and it's not a bad balance transfer option either.
- Jaclyn DeJohn, Evan Zimmer, CnetThe U.S. Bank Visa® Platinum Card is a solid pick for anyone who needs to get rid of existing credit card debt -- but since this card doesn’t earn rewards, its appeal ends here.
- Lyle Daly, The AscentWith a generous intro APR offer for both balance transfers and purchases, this is one of the best low interest credit cards we've come across.
- Ashley Parks, BankrateThe U.S. Bank Visa Platinum offers cardholders dedicated to paying down a balance a solid introductory offer on both balance transfers and new purchases, although its lack of rewards limits its long-term value.
Interest Rates | |
---|---|
Regular APR Interest Rate |
18.74% ‐ 29.74% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
18.74% ‐ 29.74% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% Minimum of $5 |
Cash Advance Fee |
4% Minimum of $10 |
Foreign Transaction Fee |
2% of each transaction in U.S. dollars. 3% of each transaction in a Foreign Currency. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$41.00 Maximum |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | No |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | No |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
Cell phone protection |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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