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The U.S. Bank Secured Visa® Card currently has an Informr score of 6.2 out of 10.
This score is based on our evaluation of 8
sources including reviews from users and the web's most trusted critics.
Am I eligible?
U.S. Bank Secured Visa® Card is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Provide a minimum security deposit of $300.
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
If you can’t get approved for an unsecured credit card, a secured credit card mayhelp you build or establish your credit. The U.S. Bank Secured Visa is a fairly basic card. If you have the ability to fund a large deposit you can establish a higher credit line than typically available with a secured...
- Miranda Marquit, Investopedia
This plain vanilla secured card requires an extra large deposit and significant annual fee; but its APR is relatively low for a subprime credit card.
- Kelly Dilworth, CreditCards.com
If you’re trying to build your credit up from nothing, or you’re looking to repair past credit mistakes, the Secured Visa will do the job. It is a no-flash, no-rewards secured card that will work well for most people, but may leave others wanting more.
- Kevin Cash, NerdWallet
Even if you have a bad credit score, you can get significantly better credit cards than the U.S. Bank Secured Visa Card. The Discover it® Secured Card - No Annual Fee and Capital One® Secured Mastercard® both come with no annual fee, and are an arguably better deal for consumers.
- Robert Harrow, ValuePenguin
Consider the no-frills U.S. Bank Secured Visa Card to build or re-establish your credit, but compare your options to find similar cards that come with rewards or no annual fees.
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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