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Bank of America® Unlimited Cash Rewards Credit Card for Students review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.99% ‐ 26.99% (Variable) (0% for the first 18 months)
Interest Rate: Purchases
16.99% ‐ 26.99% (Variable) (0% for the first 18 months)
Balance Transfer
16.99% ‐ 26.99% (Variable) (0% for the first 18 months)
Balance Transfer
16.99% ‐ 26.99% (Variable) (0% for the first 18 months)
Rewards
1.5% cashback
Rewards
1.5% cashback
Signup Bonus
$200 after spending $1,000
Signup Bonus
$200 after spending $1,000


9/10
Informr score
The Bank of America® Unlimited Cash Rewards Credit Card for Students currently has an Informr score of 9 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Bank of America® Unlimited Cash Rewards Credit Card for Students is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


NerdWallet
NerdWallet

This card has an industry-standard rewards rate and a lengthy 0% intro APR for purchases or balance transfers, but other credit cards have better offers on all fronts.

- Melissa Lambarena, NerdWallet
Finder
Finder

It is a great choice for students who want to build credit while experiencing a little of everything a solid card has to offer: cash back, the ability to save on interest and robust financial management features. It’s not the strongest rewards student card available on the market nor is it the most...

- Steven Dashiell, Finder

Details


Interest Rates
Regular APR Interest Rate 16.99% ‐ 26.99% (Variable) (0% for the first 18 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.99% ‐ 26.99% (Variable) (0% for the first 18 months)
  • This APR will vary with the market based on the Prime Rate.
  • For transactions made within 60 days of opening your account.
Cash Advance Interest Rate 19.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $1,000

On purchases within the first 3 months

Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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