U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.74% ‐ 25.74% (Variable)
Balance Transfer
15.74% ‐ 25.74% (Variable)
Rewards
1 - 2 points
Signup Bonus
25000 points (after spending $2,000)


7.2/10
Informr score
The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Business Insider

This card clearly offers enough value to pay for the costs. The signup bonus is worth as much as seven and a half years of annual fees. You only have to spend a few hundred dollars on the card per month to break even. If you do all of your regular spending on this card, it's easy to see how the rewa...

- Eric Rosenberg, Business Insider
LendEDU

Although the U.S. Bank FlexPerks Travel Rewards Visa Signature card is a reasonably good option for frequent travelers, opportunities to earn bonus FlexPoints aren’t as generous as they appear at first glance. Your options to redeem rewards aren’t as flexible as with some competitor cards, either, s...

- Christy Rakoczy, LendEDU
CreditCards.com

The U.S. Bank FlexPerks Travel Rewards American Express card is a good value for cardholders who want to redeem points for airfare, but its inflexible rewards structure can be a pain for frequent travelers.

- Kelly Dilworth, CreditCards.com
ValuePenguin

 The U.S. Bank FlexPerks Travel Rewards Card is recommended for anybody who is looking for a great way to earn airline travel rewards and isn't deterred by a slightly complicated rewards system.

- Robert Harrow, ValuePenguin
The Simple Dollar

The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card offers fixed-rate points that are most valuable when used to book airfare. Furthermore, the card offers as much as two points per dollar spent on either gas, grocery store, or airfare purchases – wherever you spend the most.

- Holly Johnson, The Simple Dollar

Details


Interest Rates
Regular APR Interest Rate 15.74% ‐ 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.74% ‐ 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $49.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 25000 points after spending $2,000

On purchases within the first 4 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels No
Travel 2 points per $1 spent
Pharmacy No
Bills 2 points per $1 spent

On most cell phone service providers

Additional Details

2 points per $1 spent on eligible charitable donations

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits

Reimbursement for up to $25 per air travel award ticket toward baggage fees, in-flight food and drinks, or a seat upgrade.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Business Insider

A solid option — especially if you already bank with them

from Business Insider

This card clearly offers enough value to pay for the costs. The signup bonus is worth as much as seven and a half years of annual fees. You only have to spend a few hundred dollars on the card per month to break even. If you do all of your regular spending on this card, it's easy to see how the r...More

This card clearly offers enough value to pay for the costs. The signup bonus is worth as much as seven and a half years of annual fees. You only have to spend a few hundred dollars on the card per month to break even. If you do all of your regular spending on this card, it's easy to see how the rewards would stack up and turn into free travel.

Read full review

Less

LendEDU

Great card for generous charitable donations

from LendEDU

Although the U.S. Bank FlexPerks Travel Rewards Visa Signature card is a reasonably good option for frequent travelers, opportunities to earn bonus FlexPoints aren’t as generous as they appear at first glance. Your options to redeem rewards aren’t as flexible as with some competitor cards, ei...More

Although the U.S. Bank FlexPerks Travel Rewards Visa Signature card is a reasonably good option for frequent travelers, opportunities to earn bonus FlexPoints aren’t as generous as they appear at first glance. Your options to redeem rewards aren’t as flexible as with some competitor cards, either, so you’ll want to carefully consider whether this is the best credit card for you.

Read full review

Less

CreditCards.com

Exceptional airfare redemption value

from CreditCards.com

The U.S. Bank FlexPerks Travel Rewards American Express card is a good value for cardholders who want to redeem points for airfare, but its inflexible rewards structure can be a pain for frequent travelers.

Read full review

The U.S. Bank FlexPerks Travel Rewards American Express card is a good value for cardholders who want to redeem points for airfare, but its inflexible rewards structure can be a pain for frequent travelers.

Read full review

Less

ValuePenguin

A great option for airfare rewards

from ValuePenguin

 The U.S. Bank FlexPerks Travel Rewards Card is recommended for anybody who is looking for a great way to earn airline travel rewards and isn't deterred by a slightly complicated rewards system.

Read full review

 The U.S. Bank FlexPerks Travel Rewards Card is recommended for anybody who is looking for a great way to earn airline travel rewards and isn't deterred by a slightly complicated rewards system.

Read full review

Less

The Simple Dollar

A decent option for anyone who likes to fly

from The Simple Dollar

The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card offers fixed-rate points that are most valuable when used to book airfare. Furthermore, the card offers as much as two points per dollar spent on either gas, grocery store, or airfare purchases – wherever you spend the most.

Read full review

The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card offers fixed-rate points that are most valuable when used to book airfare. Furthermore, the card offers as much as two points per dollar spent on either gas, grocery store, or airfare purchases – wherever you spend the most.

Read full review

Less

Wise Bread

A card that adjusts to your spending

from Wise Bread

This card is best for the frequent traveler who loves to exchange points for discounted or free travel. Big spenders should see big rewards with this card.

Read full review

This card is best for the frequent traveler who loves to exchange points for discounted or free travel. Big spenders should see big rewards with this card.

Read full review

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RewardExpert

Great backup for those who often book award tickets using traditional airline miles

from RewardExpert

The FlexPerks Visa has multiple bonus categories and allows cardholders some flexibility in which categories they want to earn bonus points.

Read full review

The FlexPerks Visa has multiple bonus categories and allows cardholders some flexibility in which categories they want to earn bonus points.

Read full review

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Get.com

An excellent travel rewards card

from Get.com

U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card card is an excellent travel rewards and balance transfer credit card for people with excellent credit score who want to earn rewards on their everyday spending. 

Read full review

U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card card is an excellent travel rewards and balance transfer credit card for people with excellent credit score who want to earn rewards on their everyday spending. 

Read full review

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Bank Deal Guy

Isn’t ideal for those who are big spenders

from Bank Deal Guy

The US Bank FlexPerks Travel Rewards Visa Signature Card, seems to be good for those who want to earn cheaper airfare without needing to worry about airline loyalty or blackout dates. This is also a good card for those who easily spends a lot on every day categories such as gas, groceries, or flights.

Read full review

The US Bank FlexPerks Travel Rewards Visa Signature Card, seems to be good for those who want to earn cheaper airfare without needing to worry about airline loyalty or blackout dates. This is also a good card for those who easily spends a lot on every day categories such as gas, groceries, or flights.

Read full review

Less

User Reviews


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