Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Katie Genter, The Points GuyThe U.S. Bank FlexPerks Travel Rewards Visa Signature Card offers the ability to earn double FlexPoints on one of three categories — airlines, gas stations or grocery stores — in which you spend most during each monthly billing cycle. The card may be a particularly valuable choice if you’re unable...
- Kevin Payne, BuzzFeedFor people who love to travel but aren’t tied to a particular airline, the U.S. Bank FlexPerks Travel Rewards Visa is worth a look. It offers 2X FlexPoints on airline purchases, and there’s no need to worry about airline loyalty programs or blackout dates. Consumers who spend in certain categories w...
- Eric Rosenberg, Business InsiderThis card clearly offers enough value to pay for the costs. The signup bonus is worth as much as seven and a half years of annual fees. You only have to spend a few hundred dollars on the card per month to break even. If you do all of your regular spending on this card, it's easy to see how the rewa...
- Christy Rakoczy, LendEDUAlthough the U.S. Bank FlexPerks Travel Rewards Visa Signature card is a reasonably good option for frequent travelers, opportunities to earn bonus FlexPoints aren’t as generous as they appear at first glance. Your options to redeem rewards aren’t as flexible as with some competitor cards, either, s...
- Kelly Dilworth, CreditCards.comThe U.S. Bank FlexPerks Travel Rewards American Express card is a good value for cardholders who want to redeem points for airfare, but its inflexible rewards structure can be a pain for frequent travelers.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.49% ‐ 25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.49% ‐ 25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$49.00 Waived on the first year. |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
25000 points after spending $2,000 On purchases within the first 4 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | 2 points per $1 spent |
| Groceries | 2 points per $1 spent |
| Hotels | No |
| Travel | 2 points per $1 spent |
| Pharmacy | No |
| Bills |
2 points per $1 spent On most cell phone service providers |
| Additional Details |
2 points per $1 spent on eligible charitable donations |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Reimbursement for up to $25 per air travel award ticket toward baggage fees, in-flight food and drinks, or a seat upgrade. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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