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U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.49% ‐ 25.49% (Variable)
Balance Transfer
15.49% ‐ 25.49% (Variable)
Rewards
1 - 2 points
Signup Bonus
25000 points (after spending $2,000)


7.3/10
Informr score
The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 11 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Points Guy

The U.S. Bank FlexPerks Travel Rewards Visa Signature Card offers the ability to earn double FlexPoints on one of three categories — airlines, gas stations or grocery stores — in which you spend most during each monthly billing cycle. The  card may be a particularly valuable choice if you’re unable...

- Katie Genter, The Points Guy
BuzzFeed

For people who love to travel but aren’t tied to a particular airline, the U.S. Bank FlexPerks Travel Rewards Visa is worth a look. It offers 2X FlexPoints on airline purchases, and there’s no need to worry about airline loyalty programs or blackout dates. Consumers who spend in certain categories w...

- Kevin Payne, BuzzFeed
Business Insider

This card clearly offers enough value to pay for the costs. The signup bonus is worth as much as seven and a half years of annual fees. You only have to spend a few hundred dollars on the card per month to break even. If you do all of your regular spending on this card, it's easy to see how the rewa...

- Eric Rosenberg, Business Insider
LendEDU

Although the U.S. Bank FlexPerks Travel Rewards Visa Signature card is a reasonably good option for frequent travelers, opportunities to earn bonus FlexPoints aren’t as generous as they appear at first glance. Your options to redeem rewards aren’t as flexible as with some competitor cards, either, s...

- Christy Rakoczy, LendEDU
CreditCards.com

The U.S. Bank FlexPerks Travel Rewards American Express card is a good value for cardholders who want to redeem points for airfare, but its inflexible rewards structure can be a pain for frequent travelers.

- Kelly Dilworth, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $49.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 25000 points after spending $2,000

On purchases within the first 4 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels No
Travel 2 points per $1 spent
Pharmacy No
Bills 2 points per $1 spent

On most cell phone service providers

Additional Details

2 points per $1 spent on eligible charitable donations

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits

Reimbursement for up to $25 per air travel award ticket toward baggage fees, in-flight food and drinks, or a seat upgrade.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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