Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebecca Lake, MyBankTrackerThe U.S. Bank FlexPerks Business Travel Rewards Credit Card offers a decent rewards rate on purchases, with a simplified program structure. The $55 annual fee isn't necessarily a dealbreaker, since other travel cards may charge two or more times that. This card could be good for someone who wants a...
- Emily Sherman, CreditCards.comThe U.S. Bank FlexPerks Business Travel Rewards Card is a decent option for frequent travelers – but its earning rate and redemption value are not the best you can find.
- FinderThe U.S. Bank FlexPerks Business Edge Travel Rewards Card offers reward points to those who travel often. And if your business takes lot of credit card payments from your customers, you can earn reward points by combining your FlexPerks card with a U.S. Bank merchant processing account.
- Brian Martucci, Money CrashersBuilt for regular business travelers. If you find yourself crisscrossing the country (or globe) in pursuit of profit, you owe it to yourself to take a close look at this card.
- Caroline Lupini, RewardExpertFlexPoints earned from spending on your card can be used to redeem for travel on most airlines as well as hotels and car rentals. Non-travel redemptions are also possible for merchandise, gift cards and statement credits.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
11.99% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
11.99% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$55.00
|
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $39.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
25000 points after spending $2,000 On purchases within the first 4 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills |
2 points per $1 spent On most cell phone service providers, including monthly bills, accessories and Internet charges. |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders |
|
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | Yes |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
$25 Airline Allowance |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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