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U.S. Bank FlexPerks® Business Travel Rewards Card review

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Advertiser Disclosure

Interest Rate: Purchases
11.99% ‐ 22.99% (Variable)
Balance Transfer
11.99% ‐ 22.99% (Variable)
Rewards
1 - 2 points
Signup Bonus
25000 points (after spending $2,000)


7.1/10
Informr score
The U.S. Bank FlexPerks® Business Travel Rewards Card currently has an Informr score of 7.1 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank FlexPerks® Business Travel Rewards Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


MyBankTracker

The U.S. Bank FlexPerks Business Travel Rewards Credit Card offers a decent rewards rate on purchases, with a simplified program structure. The $55 annual fee isn't necessarily a dealbreaker, since other travel cards may charge two or more times that. This card could be good for someone who wants a...

- Rebecca Lake, MyBankTracker
CreditCards.com

The U.S. Bank FlexPerks Business Travel Rewards Card is a decent option for frequent travelers – but its earning rate and redemption value are not the best you can find.

- Emily Sherman, CreditCards.com
Finder

The U.S. Bank FlexPerks Business Edge Travel Rewards Card offers reward points to those who travel often. And if your business takes lot of credit card payments from your customers, you can earn reward points by combining your FlexPerks card with a U.S. Bank merchant processing account.

- Finder
Money Crashers

Built for regular business travelers. If you find yourself crisscrossing the country (or globe) in pursuit of profit, you owe it to yourself to take a close look at this card.

- Brian Martucci, Money Crashers
RewardExpert

FlexPoints earned from spending on your card can be used to redeem for travel on most airlines as well as hotels and car rentals. Non-travel redemptions are also possible for merchandise, gift cards and statement credits.

- Caroline Lupini, RewardExpert

Details


Interest Rates
Regular APR Interest Rate 11.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 11.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 23.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $55.00
  • Waived on the first year.
  • Receive a credit for your $55 annual fee back to your account if $24,000 or more in net purchases posts to your company's account within your 12-month annual statement year.
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $39.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 25000 points after spending $2,000

On purchases within the first 4 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills 2 points per $1 spent

On most cell phone service providers, including monthly bills, accessories and Internet charges.

Additional Details
  • 2 points per $1 spent at gas station, office supply store or airline purchases (whichever is greater)
  • 2 points per $1 spent on qualifying charitable donations
  • 2 points per $1 spent on most cell phone service providers
  • Receive a credit for your $55 annual fee back to your account if $24,000 or more in net purchases posts to your company's account within your 12-month annual statement year
Features & Benefits
Additional Card Holders Yes
  • $10 for Authorized Employees
  • Waived on the first year
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards No
Additional Benefits

$25 Airline Allowance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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