U.S. Bank FlexPerks® Business Travel Rewards Card review

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Advertiser Disclosure

Interest Rate: Purchases
14.24% ‐ 25.24%
Balance Transfer
14.24% ‐ 25.24%
Rewards
1 - 2 points
Signup Bonus
25000 points (after spending $2,000)


7.3/10
Informr score
The U.S. Bank FlexPerks® Business Travel Rewards Card currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank FlexPerks® Business Travel Rewards Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The U.S. Bank FlexPerks Business Travel Rewards Card is a decent option for frequent travelers – but its earning rate and redemption value are not the best you can find.

- Emily Sherman, CreditCards.com
Finder

The U.S. Bank FlexPerks Business Edge Travel Rewards Card offers reward points to those who travel often. And if your business takes lot of credit card payments from your customers, you can earn reward points by combining your FlexPerks card with a U.S. Bank merchant processing account.

- Finder
Money Crashers

Built for regular business travelers. If you find yourself crisscrossing the country (or globe) in pursuit of profit, you owe it to yourself to take a close look at this card.

- Brian Martucci, Money Crashers
RewardExpert

FlexPoints earned from spending on your card can be used to redeem for travel on most airlines as well as hotels and car rentals. Non-travel redemptions are also possible for merchandise, gift cards and statement credits.

- Caroline Lupini, RewardExpert
Bankrate

The U.S. Bank FlexPerks Business Edge Travel Rewards Card offers a just-OK rewards rate for travel purchases, and the rewards you collect are a bit cumbersome to track. But this card does offer one rare reward — incentive to make charitable donations.

- Robin Saks Frankel, Bankrate

Details


Interest Rates
Regular APR Interest Rate 14.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $55.00
  • Waived on the first year.
  • Receive a credit for your $55 annual fee back to your account if $24,000 or more in net purchases posts to your company's account within your 12-month annual statement year.
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $39.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 25000 points after spending $2,000

On purchases within the first 4 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills 2 points per $1 spent

On most cell phone service providers, including monthly bills, accessories and Internet charges.

Additional Details
  • 2 points per $1 spent at gas stations, office supply stores or airlines, whichever you spend most on each monthly billing cycle.
  • 3 points per $1 spent on qualifying charitable donations.
  • Up to a $25 airline allowance with each airline award ticket to use on baggage fees, in-flight food or drinks and more.
  • Up to 25% off and a free car rental day each year at National Car Rental.
  • Receive a credit for your $55 annual fee back to your account if $24,000 or more in net purchases posts to your company's account within your 12-month annual statement year.
Features & Benefits
Additional Card Holders Yes
  • $10 for Authorized Employees
  • Waived on the first year
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Additional Benefits

- Save up to 15% on business purchases.

- $25 Airline Allowance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Decent sign-up bonus, flexible earning scheme

from CreditCards.com

The U.S. Bank FlexPerks Business Travel Rewards Card is a decent option for frequent travelers – but its earning rate and redemption value are not the best you can find.

Read full review

The U.S. Bank FlexPerks Business Travel Rewards Card is a decent option for frequent travelers – but its earning rate and redemption value are not the best you can find.

Read full review

Less

Finder

Lets you earn double points on travel expenses

The U.S. Bank FlexPerks Business Edge Travel Rewards Card offers reward points to those who travel often. And if your business takes lot of credit card payments from your customers, you can earn reward points by combining your FlexPerks card with a U.S. Bank merchant processing account.

Read full review

The U.S. Bank FlexPerks Business Edge Travel Rewards Card offers reward points to those who travel often. And if your business takes lot of credit card payments from your customers, you can earn reward points by combining your FlexPerks card with a U.S. Bank merchant processing account.

Read full review

Less

Money Crashers

A pretty well-rounded product

from Money Crashers

Built for regular business travelers. If you find yourself crisscrossing the country (or globe) in pursuit of profit, you owe it to yourself to take a close look at this card.

Read full review

Built for regular business travelers. If you find yourself crisscrossing the country (or globe) in pursuit of profit, you owe it to yourself to take a close look at this card.

Read full review

Less

RewardExpert

A solid option for someone looking to earn flexible travel rewards

from RewardExpert

FlexPoints earned from spending on your card can be used to redeem for travel on most airlines as well as hotels and car rentals. Non-travel redemptions are also possible for merchandise, gift cards and statement credits.

Read full review

FlexPoints earned from spending on your card can be used to redeem for travel on most airlines as well as hotels and car rentals. Non-travel redemptions are also possible for merchandise, gift cards and statement credits.

Read full review

Less

Bankrate

Pick this card if your business spends big on charitable donations and cell service

from Bankrate

The U.S. Bank FlexPerks Business Edge Travel Rewards Card offers a just-OK rewards rate for travel purchases, and the rewards you collect are a bit cumbersome to track. But this card does offer one rare reward — incentive to make charitable donations.

Read full review

The U.S. Bank FlexPerks Business Edge Travel Rewards Card offers a just-OK rewards rate for travel purchases, and the rewards you collect are a bit cumbersome to track. But this card does offer one rare reward — incentive to make charitable donations.

Read full review

Less

Get.com

Great card for earning 1, 2 and 3 Flexpoints on various categories

from Get.com

This Visa card rewards you with up to 3 points for each dollar you spend, and even lets you earn an enrollment bonus of 20,000 points. This card uses the FlexPerks rewards program, which gives you a lot of flexibility when redeeming your miles for airline flights.

Read full review

This Visa card rewards you with up to 3 points for each dollar you spend, and even lets you earn an enrollment bonus of 20,000 points. This card uses the FlexPerks rewards program, which gives you a lot of flexibility when redeeming your miles for airline flights.

Read full review

Less

User Reviews


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