Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.
NOTE: This credit card may no longer be available for new customers. See the latest credit cards here.

U.S. Bank College Visa Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
12.74% ‐ 21.74%
Interest Rate: Purchases
12.74% ‐ 21.74%
Balance Transfer
12.74% ‐ 21.74%
Balance Transfer
12.74% ‐ 21.74%
Rewards
-
Rewards
-
Signup Bonus
-
Signup Bonus
-


Am I eligible?


U.S. Bank College Visa Card is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com
CreditCards.com

U.S. Bank’s college card is a good card for students who need help remembering to pay their bill, but it doesn’t offer a rewards program or any promotional offers.

- Kelly Dilworth, CreditCards.com
Wise Bread
Wise Bread

The U.S. Bank College Visa Credit Card is best for college students who may not have any credit and are in the process of establishing a credit history, and want a simple card to learn basic credit card skills on.

- Christina Majaski, Wise Bread

Details


Interest Rates
Regular APR Interest Rate 12.74% ‐ 21.74%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 12.74% ‐ 21.74%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.74%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.


3%

Of each transaction in foreign currencies.

Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

Overdraft Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with U.S. Bank College Visa Card

Rate It: