Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Re'Dreyona Walker, BankrateThis card has flexible rewards categories, a decent welcome bonus and an intro APR period for balance transfers — making it a nice pick for the average cash back enthusiast. However, its limited availability and restricted redemption options may force some prospective applicants to consider their ot...
- John S Kiernan, WalletHubThe TD Cash Credit Card is a good option for bonus rewards in categories of your choice that you can switch each quarter. Its $0 annual fee and solid initial bonus of $150 cash back for spending $500 within the first 90 days are positives, too.
- Amber Stubbs, CardRatings.comIf you have excellent credit and you live in one of the states that qualifies for cardmembership, the TD Cash Credit Card might be a good card for you, especially if your spending falls into the dining and grocery store categories. Plus, keep in mind that you earn cash back on takeout and delivery,...
- Kevin Payne, FinanceBuzzPeople who consider themselves foodies should consider the TD Cash Credit Card. Cardholders earn 3% cash back on dining, including takeout and delivery, 2% cash back at grocery stores, and 1% cash back on all other eligible purchases. Your cash back rewards can add up quickly whether you dine out or...
- Chris Thompson, SmartAssetA nice introduction for those looking to get their foot in the door with a solid cash back card with no annual fee. The simplicity of the categories eligible for cash back rewards with this card also gives cardholders less to worry about in making sure they’re maximizing their earning potential.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.24% ‐ 30.24% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $500 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas | No |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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