TD Cash Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
12.99% ‐ 22.99% (Variable) (0% for the first 15 months)
Balance Transfer
12.99% ‐ 22.99% (Variable) (0% for the first 15 months)
Rewards
1 - 3% cashback
Signup Bonus
$150 after spending $500


7.3/10
Informr score
The TD Cash Credit Card currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TD Cash Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz

People who consider themselves foodies should consider the TD Cash Card. Cardholders earn 3% cash back on dining, 2% cash back at grocery stores, and 1% cash back on all other eligible purchases. Your cash back rewards can add up quickly whether you dine out or love to cook at home. If you enjoy int...

- Kevin Payne, FinanceBuzz
CreditCards.com

With a large sign-up bonus and a great rewards rate on food purchases, the rewards program on the TD Cash Credit Card offers better-than-average value.

- Andy Shuman, CreditCards.com
RewardExpert

This card’s selling point is that it gives you a bonus, cash back rate for dining out and grocery purchase. And while that bonus rate isn’t too bad, there are simply far better options for cash back if restaurant meals and groceries are your primary expenses — such as Capital One Savor and AmEx’s Bl...

- Jeff Opdyke, RewardExpert
Finder

If you mostly spend on dining and groceries, the TD Cash Credit Card can be a good choice. In addition to cash back, you get a generous signup bonus and a long intro APR period on balance transfers.

- Finder
Bank Deal Guy

This card is designed for people who want to earn money back on everyday purchases for things like: going out to eat, grabbing a quick cup of coffee, or for every day purchases.  The rewards program is straight forward and simple. You don’t have to worry about keeping tabs on special spending catego...

- Anthony Nguyen, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 12.99% ‐ 22.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 12.99% ‐ 22.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus $150 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas No
Groceries 2% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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