Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Walker, FinanceBuzzThe U.S. Bank Business Platinum Card makes sense if you want a long introductory APR offer for balance transfers or purchases. And the $0 annual fee means there’s no yearly cost to hang onto this card. But you won’t find a sign-up bonus, and you can’t earn rewards with the U.S. Bank Business Platinu...
- Lyle Daly, The AscentThe 0% intro APR is one of the best in the business category and can save cardholders quite a bit of money while paying down purchases or balance transfers.
- Tricia Tetreault, Fit Small BusinessThe U.S. Bank Business Platinum Card is best for businesses needing to make a large purchase or transfer a balance since it offers a 0% introductory APR for 20 billing cycles. While this low-interest credit card doesn’t charge an annual fee, it doesn’t offer rewards.
- BankrateSomeone who spends a lot at one of the discounted merchant categories and would like a long break on interest charges for purchases and balance transfers may benefit from this card.
- Aaron Hurd, Robin Saks Frankel, ForbesThe U.S. Bank Business Platinum Card is a decidedly vanilla balance transfer card that is built for a single purpose. The card is not for small business owners seeking rewards, travel perks, lounge access or even a general spending card. But if you are looking to take advantage of a 0% introductory...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.24% ‐ 26.24% (Variable) (0% for the first 18 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.24% ‐ 26.24% (Variable) (0% for the first 18 months)
|
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee |
$39.00 Maximum |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Save up to 15% on business purchases. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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