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Avianca Vida Visa® Card review

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Advertiser Disclosure

Interest Rate: Purchases
13.24% ‐ 26.24% (Variable)
Balance Transfer
13.24% ‐ 26.24% (Variable) (0% for the first 12 months)
1 - 2 Miles
Signup Bonus

Informr score
The Avianca Vida Visa® Card currently has an Informr score of 7.1 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

What's good

  • Welcome Bonus of 20,000 LifeMiles after first card use
  • No cap on the number of rewards you can earn
  • 0% balance transfer APR for 12 months
  • Chip-enabled card provides added security
  • Protection against unauthorized charges

What's bad

  • Annual fee
  • No Automatic Elite Status
  • Foreign Transaction Fee

Am I eligible?

Avianca Vida Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Avianca LifeMiles can be redeemed for incredible amounts of value if you are familiar with the intricacies of the LifeMiles award chart. If you regularly redeem LifeMiles, and are looking to earn every possible mile, then you might want to consider the Avianca Vida Visa® Card. It can be especially u...

- Dan Miller, ValuePenguin

The Avianca Vida Visa can provide decent value through its rewards program. Plus, with the airline’s membership in the Star Alliance, you’ll have some flexibility with booking flights with other airlines, and to far more destinations than those in Central America and Colombia alone.

- Ben Luthi, Investopedia

If you often fly with Avianca, the Avianca Vida Visa Card could be a solid choice. You get to earn a generous signup bonus by making your first purchase, plus you can earn miles on all of your purchases.

- Finder
Money Crashers

With a relatively low earning rate and some annoying restrictions on redemptions, most travelers can do better.

- Brian Martucci, Money Crashers
Bank Deal Guy

So, unless you’re a loyal Avianca customer, my final say would be that this card is only worth getting for the sign-up bonus. The bonus offer is easy to obtain too because all it requires if for you to make a purchase using the card — people tend to struggle on some sign-up bonus offers because they...

- Anthony Nguyen, Bank Deal Guy


Interest Rates
Regular APR Interest Rate 13.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.24% ‐ 26.24% (Variable) (0% for the first 12 months)

- Applies to transfers made within the first 45 days from account opening.

- This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $59.00
Balance Transfer Fee 2%

Minimum of $2, maximum of $10

Cash Advance Fee 2%

Minimum of $2, maximum of $10

Foreign Transaction Fee 1%

Of each transaction in U.S. dollars

Over Limit Fee $0.00
Late Payment Fee $38.00


Sign up bonus

Earn 20,000 Bonus LifeMiles after first card use.

All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On Avianca purchases

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • 15% discount on purchases of miles with Multiply Your Miles
  • Emergency Card Replacement
  • Chip-enabled card provides added security
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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