Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Dan Miller, ValuePenguinAvianca LifeMiles can be redeemed for incredible amounts of value if you are familiar with the intricacies of the LifeMiles award chart. If you regularly redeem LifeMiles, and are looking to earn every possible mile, then you might want to consider the Avianca Vida Visa® Card. It can be especially u...
- Ben Luthi, InvestopediaThe Avianca Vida Visa can provide decent value through its rewards program. Plus, with the airline’s membership in the Star Alliance, you’ll have some flexibility with booking flights with other airlines, and to far more destinations than those in Central America and Colombia alone.
- FinderIf you often fly with Avianca, the Avianca Vida Visa Card could be a solid choice. You get to earn a generous signup bonus by making your first purchase, plus you can earn miles on all of your purchases.
- Brian Martucci, Money CrashersWith a relatively low earning rate and some annoying restrictions on redemptions, most travelers can do better.
- Anthony Nguyen, Bank Deal GuySo, unless you’re a loyal Avianca customer, my final say would be that this card is only worth getting for the sign-up bonus. The bonus offer is easy to obtain too because all it requires if for you to make a purchase using the card — people tend to struggle on some sign-up bonus offers because they...
Interest Rates | |
---|---|
Regular APR Interest Rate |
13.24% ‐ 26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
13.24% ‐ 26.24% (Variable) (0% for the first 12 months) - Applies to transfers made within the first 45 days from account opening. - This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
24.24% ‐ 28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $59.00 |
Balance Transfer Fee |
2% Minimum of $2, maximum of $10 |
Cash Advance Fee |
2% Minimum of $2, maximum of $10 |
Foreign Transaction Fee |
1% Of each transaction in U.S. dollars |
Over Limit Fee | $0.00 |
Late Payment Fee |
$38.00 Maximum |
Promotions | |
Sign up bonus |
Earn 20,000 Bonus LifeMiles after first card use. |
Rewards | |
All Purchases | 1 mile for $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel |
2 miles for $1 spent On Avianca purchases |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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