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The Apple Card currently has an Informr score of 7.5 out of 10.
This score is based on our evaluation of 22
sources including reviews from users and the web's most trusted critics.
Am I eligible?
Apple Card is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
The Apple Credit Card can make sense for Apple enthusiasts who already use Apple Pay to make purchases whenever possible. After all, you get to earn 3% back on Apple purchases and 2% back when you buy with Apple Pay. If you don’t use your iPhone’s mobile wallet and don’t buy all your tech from Appl...
- Holly Johnson, NextAdvisor
The Apple Card is optimized to reward Apple loyalists while minimizing rewards for outside spending. As such, its earnings structure isn’t competitive in a saturated market unless you’re a mobile-first consumer. That said, its rewards program makes it an excellent addition to your wallet if you inte...
- Jordan Blansit, SimpleMoneyLyfe
While we are unimpressed with the new Apple Card’s cash back rewards program, it does offer some compelling features in its app that may appeal to cardholders looking for a better user experience.
- Robin Ratcliff, CreditCards.com
The Apple Card is really built for people who use Apple products exclusively. If you use your iPhone for everything, the Apple Card might make a lot of sense. Though not all of its features are ground-breaking, it consolidates several nice-to-have perks on your phone. One of the biggest draws is the...
- Kevin Payne, FinanceBuzz
If you’re an Apple loyalist and can easily limit your spending mostly to retailers that accept Apple Pay, Apple Card could easily replace whatever card you currently use for day-to-day spending. More likely, you’ll use your Apple Card for all Apple Pay transactions and transactions where Apple is th...
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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