Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Amber Neely, Apple InsiderPlenty of other cards on the market offer better rewards and lower APRs. We encourage you to do a little research before applying for the Apple Card if you want this to be a card used at the grocery store or the gas station. However, if you routinely buy Apple gear or if you tend to spend a lot on d...
- Sarah Hostetler, MoneyUnder30Unfortunately, the Apple Card doesn’t really overperform in any category. It earns a maximum of 3% cash back, which competing cards can do. You can receive 2% cash back for nearly every purchase, which competing cards can do. Its only ace in the hole is its 0% interest when buying products through A...
- Robin Ratcliff, CreditCards.comWhile we are unimpressed with the new Apple Card’s cash back rewards program, it does offer some compelling features in its app that may appeal to cardholders looking for a better user experience.
- Kevin Payne, FinanceBuzzThe Apple Card is really built for people who use Apple products exclusively. If you use your iPhone for everything, the Apple Card might make a lot of sense. Though not all of its features are ground-breaking, it consolidates several nice-to-have perks on your phone. One of the biggest draws is the...
- Anthony Nguyen, Hustler MoneyBlogThe Apple Credit Card is a good option for those who spend a lot at Apple since you get 3% cashback! The numberless card feature is its most recognizable characteristic, it’s meant to be a safer option that could help with reducing skimming accidents! However, there are a few downsides with this car...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 15.24% ‐ 26.24% (Variable) |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
1% cash back When using physical card |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy |
3% cash back On purchases made at Walgreens and Duane Reade via Apple Pay |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay |
| Virtual Cards | Yes |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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