Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brian Martucci, Money CrashersIf you’re an Apple loyalist who can easily limit your spending mostly to retailers that accept Apple Pay, Apple Card could easily replace whatever card you currently use for day-to-day spending. More likely, you’ll use your Apple Card for all Apple Pay transactions and transactions where Apple is th...
- Nick Cole, ClarkIf you are the type of consumer who plans to make the majority of your daily purchases through a digital wallet like Apple Pay, you could expect to receive at least 2% cash back on many of your purchases with this card. However, it is worth noting that there are other cards on the market, such as th...
- J.R. Duren, HighYaThis card is best for someone who spends more than average on Apple purchases. For example, if you run a small business and you make frequent Apple computer and phone purchases, this card may have a special appeal to you because of the 3% rewards rate. If you don’t spend a considerable amount of mon...
- Taylor Tepper, The WirecutterThe much-ballyhooed Apple Card didn’t revolutionize the credit card industry upon its arrival. But it has proven to be a useful card that can make you a better shopper.
- Lyle Daly, The Motley FoolThe Apple Card can be a smart choice if you're building or rebuilding your credit, because its benefits compare favorably to other credit cards for consumers with fair credit. The fact that it explains how much interest you'll pay based on your payment amount also makes it useful if you're new to cr...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 10.99% ‐ 21.99% (Variable) |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
1% cash back When using physical card |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy |
3% cash back On purchases made at Walgreens and Duane Reade via Apple Pay |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay |
| Virtual Cards | Yes |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments |
|
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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