Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Ben Walker, FinanceBuzzThe Amtrak Guest Rewards World Mastercard is designed for people who often ride Amtrak trains and want to earn rewards on their travels. Because this card specifically earns Amtrak Guest Rewards points, it’s meant to be used for Amtrak travel. Travel rewards credit cards typically provide points or...
- Lindsay Vansomeren, Fernando Flores, The BalanceIt packs in a lot of extra luxury touches that frequent Amtrak travelers are sure to appreciate, although it’s not quite as feature-rich as some other travel rewards cards.
- Daniel Gillaspia, UponArrivingIf you plan to use Amtrak this credit card can be a pretty valuable asset, allowing you to travel for free and take advantage of some perks along the way. But if you are an avid train traveler, this card could easily be the most valuable travel credit card due to its high point valuations, bonus ear...
- Kat Tretina, InvestopediaIf you frequently travel on Amtrak, the Amtrak Guest Rewards World Mastercard could be a worthwhile card for you. You'll earn 3 points per $1 on Amtrak purchases, 2 points per $1 on other travel purchases, and 1 point per $1 on all other purchases. Plus, you’ll get some valuable perks like an annual...
- Finder team, FinderIf you frequently enjoy relaxed rides to any of Amtrak’s 500 destinations, the Amtrak Guest Rewards card’s benefits can easily offset its $79 p.a. annual fee — including points toward free travel and rebates for points redemption.
Interest Rates | |
---|---|
Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
16.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $79.00 |
Balance Transfer Fee |
3% Minimum of $10 |
Cash Advance Fee |
3% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
20000 points after spending $1,000 On purchases within the first 3 months. |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel |
2 points per $1 spent On other qualifying travel purchases |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders |
|
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | Yes |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Help inform others by sharing your experience with Amtrak Guest Rewards® World Mastercard®