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Amex EveryDay® Preferred Credit Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
18.24% ‐ 28.24% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
18.24% ‐ 28.24% (Variable) (0% for the first 12 months)
Balance Transfer
18.24% ‐ 28.24% (Variable) (0% for the first 12 months)
Balance Transfer
18.24% ‐ 28.24% (Variable) (0% for the first 12 months)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
15000 points (after spending $2,000)
Signup Bonus
15000 points (after spending $2,000)


7.3/10
Informr score
The Amex EveryDay® Preferred Credit Card currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 19 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amex EveryDay® Preferred Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


AwardWallet
AwardWallet

While the spending cap in the grocery category may be low for some families, the overall return rate on the Amex EveryDay Preferred card makes it a valuable addition to any card portfolio. This card wants to be your workhorse and can provide a very simple points-earning strategy while offering outsi...

- Ryan Flanigan, AwardWallet
Forbes
Forbes

The Amex EveryDay® Preferred Credit Card* offers 3 points per dollar at U.S. supermarkets, on up to $6,000 per year in purchases (then 1 point per dollar), 2 points per dollar on U.S. gas stations and eligible travel purchases like prepaid hotel stays, vacation packages and cruises booked through Am...

- Kelly-Ann Franklin, Caroline Lupini, Forbes
FinanceBuzz
FinanceBuzz

The Amex EveryDay Preferred is worth it if you spend enough money in the bonus categories to earn rewards and offset the cost of the $95 annual fee. It’s a great card to use on everyday purchases, but it may not be as worth it if you aren’t interested in redeeming points for travel.

- Ben Walker, FinanceBuzz
One Mile at a Time
One Mile at a Time

The Amex EveryDay Preferred Card has been around for years, and is one of Amex’s cards that hasn’t been refreshed lately. Assuming you spend a lot at supermarkets and/or gas stations, and assuming you can make at least 30 purchases per billing cycle, then this card is potentially worthwhile. However...

- Ben Schlappig, One Mile at a Time
CreditCards.com
CreditCards.com

The American Express EveryDay Preferred card can be a great choice for frequent users and families who spend a lot on gas and at U.S. supermarkets, but a high annual fee and an onerous requirement to reap the card’s full rewards rate diminish its overall appeal.

- Kelli Pate, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 28.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 28.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 15000 points after spending $2,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $1 spent
Groceries 3 points per $1 spent (on first $6000 spent)


Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Global Assist Hotline
  • Return Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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