Amex EveryDay® Preferred Credit Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
12.99% ‐ 22.99% (Variable) (0% for the first 12 months)
Balance Transfer
-
Rewards
1 - 3 points
Signup Bonus
15000 points (after spending $1,000)


7/10
Informr score
The Amex EveryDay® Preferred Credit Card currently has an Informr score of 7 out of 10. This score is based on our evaluation of 14 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amex EveryDay® Preferred Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Travel Update

The Amex Everyday Preferred Card is a great card for earning MR points stateside. While this card is not a perks card, it’s a great earner. You also can transfer MR points to Amex’s travel partners for a modest annual fee. This is a great card for travelers who spend heavily at the grocery store and...

- Play Your Cards Right, Travel Update
The Points Guy

The Amex EveryDay Preferred is a great choice for a new primary card. Although you don’t get the significant perks of some higher-end cards, you’ll have some solid category bonuses for everyday spending that will help you book your next trip quicker. Just be sure to make a point of hitting 30 transa...

- Benji Stawski, The Points Guy
CreditCards.com

The American Express EveryDay Preferred card can be a great choice for frequent users and families who spend a lot on gas and at U.S. supermarkets, but a high annual fee and an onerous requirement to reap the card’s full rewards rate diminish its overall appeal.

- Kelli Bamforth, CreditCards.com
FinanceBuzz

The Amex EveryDay Preferred is worth it if you spend enough money in the bonus categories to earn rewards and offset the cost of the $95 annual fee. It’s a great card to use on everyday purchases, but it may not be as worth it if you aren’t interested in redeeming points for travel.

- Ben Walker, FinanceBuzz
One Mile at a Time

Assuming you spend a lot at supermarkets and/or gas stations, and assuming you can make at least 30 purchases per billing cycle, then this card is potentially worthwhile. However, personally I think the Amex Gold Card or Amex Green Card are better options for most consumers. Both have very well roun...

- Ben, One Mile at a Time

Details


Interest Rates
Regular APR Interest Rate 12.99% ‐ 22.99% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 15000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $1 spent
Groceries 3 points per $1 spent (on first $6000 spent)


Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Global Assist Hotline
  • Return Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Amex EveryDay® Preferred Credit Card

Rate It: