Amex Everyday Preferred Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.24% ‐ 25.24% (0% for the first 12 months)
Balance Transfer
15.24% ‐ 25.24% (0% for the first 12 months)
Rewards
1 - 3 points
Signup Bonus
15000 points (after spending $1,000)


7.7/10
Informr score
The Amex Everyday Preferred Credit Card currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amex Everyday Preferred Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Your Mileage May Vary

So while big sign up bonuses are great and give a quick thrill, it’s worth it to have a card or two in your wallet that provides solid points earning potential over the long term. The American Express Everyday Preferred has filled that place in our card portfolio for several years and I think will c...

- joeheg, Your Mileage May Vary
CreditCards.com

The American Express EveryDay Preferred card can be a great choice for frequent users and families who spend a lot on gas and groceries, but a high annual fee and an onerous requirement to reap the card’s full rewards rate diminish its overall appeal.

- Kelli Bamforth, CreditCards.com
Finder

The Amex EveryDay Preferred gives you bigger rewards for spending on groceries and gas with their Membership Rewards points. You can redeem these points for gift cards, event tickets and more. Best of all, you can use them to book flights, hotels and cruises with American Express Travel. 

- Finder
Wise Bread

While other rewards cards only offer bonus points for specific categories of spending, this card offers a bonus on all your spending (if you meet the minimum requirement). The extra points for supermarkets and gas make it ideal for those with large expenditures in those areas, too.

- Mark Jackson, Wise Bread
RewardExpert

The American Express EveryDay Preferred credit card is one of the most lucrative cards in the ever- popular Membership Rewards program. Because of the fantastic rate at which you can earn points that are fully transferrable to any Membership Rewards travel partner, this card is well-liked among Amex...

- T.L. Rob, RewardExpert

Details


Interest Rates
Regular APR Interest Rate 15.24% ‐ 25.24% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.24% ‐ 25.24% (0% for the first 12 months)
  • Intro rate applies on balances transferred within the first 60 days of account opening
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 15000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $1 spent
Groceries 3 points per $1 spent (on first $6000 spent)


Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Additional Benefits
  • Global Assist Hotline
  • Return Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Your Mileage May Vary

Gives a great return on most of our daily spending categories

from Your Mileage May Vary

So while big sign up bonuses are great and give a quick thrill, it’s worth it to have a card or two in your wallet that provides solid points earning potential over the long term. The American Express Everyday Preferred has filled that place in our card portfolio for several years and I think will continue to do so for some time.

Read full review

So while big sign up bonuses are great and give a quick thrill, it’s worth it to have a card or two in your wallet that provides solid points earning potential over the long term. The American Express Everyday Preferred has filled that place in our card portfolio for several years and I think will continue to do so for some time.

Read full review

Less

CreditCards.com

Despite a solid rewards rate, it can be difficult to manage

from CreditCards.com

The American Express EveryDay Preferred card can be a great choice for frequent users and families who spend a lot on gas and groceries, but a high annual fee and an onerous requirement to reap the card’s full rewards rate diminish its overall appeal.

Read full review

The American Express EveryDay Preferred card can be a great choice for frequent users and families who spend a lot on gas and groceries, but a high annual fee and an onerous requirement to reap the card’s full rewards rate diminish its overall appeal.

Read full review

Less

Finder

For those who want increased points on gas and grocery spending

The Amex EveryDay Preferred gives you bigger rewards for spending on groceries and gas with their Membership Rewards points. You can redeem these points for gift cards, event tickets and more. Best of all, you can use them to book flights, hotels and cruises with American Express Travel. 

Read full review

The Amex EveryDay Preferred gives you bigger rewards for spending on groceries and gas with their Membership Rewards points. You can redeem these points for gift cards, event tickets and more. Best of all, you can use them to book flights, hotels and cruises with American Express Travel. 

Read full review

Less

Wise Bread

More rewards for more purchases

from Wise Bread

While other rewards cards only offer bonus points for specific categories of spending, this card offers a bonus on all your spending (if you meet the minimum requirement). The extra points for supermarkets and gas make it ideal for those with large expenditures in those areas, too.

Read full review

While other rewards cards only offer bonus points for specific categories of spending, this card offers a bonus on all your spending (if you meet the minimum requirement). The extra points for supermarkets and gas make it ideal for those with large expenditures in those areas, too.

Read full review

Less

RewardExpert

One of the most lucrative cards in the ever- popular Membership Rewards program

from RewardExpert

The American Express EveryDay Preferred credit card is one of the most lucrative cards in the ever- popular Membership Rewards program. Because of the fantastic rate at which you can earn points that are fully transferrable to any Membership Rewards travel partner, this card is well-liked among Amex loyalists.

Read full review

The American Express EveryDay Preferred credit card is one of the most lucrative cards in the ever- popular Membership Rewards program. Because of the fantastic rate at which you can earn points that are fully transferrable to any Membership Rewards travel partner, this card is well-liked among Amex loyalists.

Read full review

Less

Bankrate

It’s a lot of work to maximize this card’s potential

from Bankrate

We like the Amex EveryDay Preferred Credit Card a bit better than its annual-fee-free sibling, the Amex EveryDay Credit Card, but it’s still not quite good enough to be a must-have in your wallet. Although it offers a good rewards rate on typical household spending, it can be pretty complicate...More

We like the Amex EveryDay Preferred Credit Card a bit better than its annual-fee-free sibling, the Amex EveryDay Credit Card, but it’s still not quite good enough to be a must-have in your wallet. Although it offers a good rewards rate on typical household spending, it can be pretty complicated to keep track of all that you’d have to do to make the most of this card.

Read full review

Less

Credit Cards Explained

A credit card that offers rewards on the things you buy every day

from Credit Cards Explained

The EveryDay Preferred Credit Card from American Express is meant for someone with the discipline to use the credit card on regular, everyday purchases like groceries and gas. As long as you pay off the card each month so you don’t earn interest, this can be a great card.

Read full review

The EveryDay Preferred Credit Card from American Express is meant for someone with the discipline to use the credit card on regular, everyday purchases like groceries and gas. As long as you pay off the card each month so you don’t earn interest, this can be a great card.

Read full review

Less

Hustler MoneyBlog

An excellent rewards card

from Hustler MoneyBlog

It will benefit those who typically make meals at home and drive cars as opposed to those who dine out and take public transportation, ride a bike, or rely on taxis to get around. Completing 30 or more purchases on your card will earn you 50% additional points or as much as 4.5 points for every d...More

It will benefit those who typically make meals at home and drive cars as opposed to those who dine out and take public transportation, ride a bike, or rely on taxis to get around. Completing 30 or more purchases on your card will earn you 50% additional points or as much as 4.5 points for every dollar, therefore, make it your primary card. 

Read full review

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MyBankTracker

Only if you can hit the rewards bonus and want travel rewards

from MyBankTracker

We think the Amex EveryDay Preferred Credit Card from American Express is suited to someone who’s a regular shopper at the supermarket and uses their card at least 30 times per month. Your preferred type of reward should be travel, especially if you tend to fly or stay with one of the American Express partners.

Read full review

We think the Amex EveryDay Preferred Credit Card from American Express is suited to someone who’s a regular shopper at the supermarket and uses their card at least 30 times per month. Your preferred type of reward should be travel, especially if you tend to fly or stay with one of the American Express partners.

Read full review

Less

Money Crashers

More powerful than entry-level cash back cards

from Money Crashers

American Express’s Membership Rewards portal has a pretty impressive range of redemption options, including appealing merchandise and convenient transportation. However, since it doesn’t assign an across-the-board value to redeemed points, it’s not the most intuitive or easy-to-use rewards portal around.

Read full review

American Express’s Membership Rewards portal has a pretty impressive range of redemption options, including appealing merchandise and convenient transportation. However, since it doesn’t assign an across-the-board value to redeemed points, it’s not the most intuitive or easy-to-use rewards portal around.

Read full review

Less

User Reviews


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