Amex EveryDay® Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
12.99% ‐ 23.99% (Variable) (0% for the first 15 months)
Balance Transfer
-
Rewards
1 - 2 points
Signup Bonus
10000 points (after spending $1,000)


7.9/10
Informr score
The Amex EveryDay® Credit Card currently has an Informr score of 7.9 out of 10. This score is based on our evaluation of 23 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amex EveryDay® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Travel Update

The American Express Everyday Card is a nice option for those who have moderate grocery bills and won’t use their card more than 30 times per month. I also recommend it for those who want to earn, keep, and redeem MR points for no annual fee. After all, its the only personal Amex card that lets you...

- Play Your Cards Right, Travel Update
The Points Guy

All in all, this is not a bad travel card for beginners in the points world, because you’re earning valuable Membership Rewards on eligible travel and supermarket purchases without paying an annual fee. While there are other starter cards out there with higher earning rates, the rewards you earn won...

- Madison Blancaflor, The Points Guy
The Balance

The Amex EveryDay Credit Card offers a seamless introduction to the world of American Express’ Membership Rewards program for users who are not quite ready for a higher-stakes annual fee card. With extra rewards for supermarket spending and for using the card frequently, the points potential is resp...

- Dawn Papandrea, The Balance
WalletHub

The Amex EveryDay® Credit Card from American Express wouldn’t be our first choice for an everyday credit card, but it offers 0% intro rates on purchases for the first 15 months your account is open. So if you have a big-ticket purchase coming up and the good or excellent credit needed for approval,...

- John S Kiernan, WalletHub
CreditCards.com

If you pay close attention to your card usage, the American Express Everyday card can deliver a great bonus rate on U.S. supermarket purchases, but there are many cards that offer better overall rewards for a lot less work.

- Robin Ratcliff, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 12.99% ‐ 23.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 10000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries 2 points per $1 spent (on first $6000 spent)
Hotels No
Travel 2 points per $1 spent

On eligible travel purchases.

Pharmacy No
Bills No
Additional Details

Use your Card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases less returns and credits.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits

Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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