Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Robin Saks Frankel, Caroline Lupini, ForbesThe American Express EveryDay card is designed for consumers who don’t want to pay to own an American Express Membership Rewards card. However, this card is not likely to be the most rewarding option. Where this card could shine is for someone seeking an intro 0% APR offer on a rewards card or for a...
- John S Kiernan, WalletHubThe Amex EveryDay® Credit Card from American Express wouldn’t be our first choice for an everyday credit card, but it offers 0% intro rate on purchases for the first 15 months your account is open. So if you have a big-ticket purchase coming up and the good or excellent credit needed for approval, y...
- Joe Van Brussel, CnetThe Amex EveryDay® Credit Card* is an introductory travel rewards credit card that offers lower-than-average rates on U.S. supermarket purchases. Rewards are doled out as Membership Rewards® Points, the rewards currency of American Express. If you're interested in the American Express rewards progra...
- Ben Schlappig, One Mile at a TimeFor someone who wants a no annual fee card that offers generous rewards, the Amex EveryDay Card is one of the most lucrative personal cards in the market. The card earns Membership Rewards points that can be transferred to airline and hotel partners, and is one of only two no annual fee cards accrui...
- Karen Doyle, GOBankingRatesThe American Express® EveryDay credit card is, as the name would imply, a good choice for everyday purchases. The introductory interest rate stands out for those who may want to transfer balances or are making a large purchase they want some time to pay off. It does offer points, but if that’s your...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 29.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 29.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2.7% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
10000 points after spending $2,000 On purchases within the first 6 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | 2 points per $1 spent (on first $6000 spent) |
| Hotels | No |
| Travel |
2 points per $1 spent On eligible travel purchases. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Use your Card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases less returns and credits. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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