Amex EveryDay® Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
14.74% ‐ 25.74% (Variable) (0% for the first 15 months)
Balance Transfer
14.74% ‐ 25.74% (Variable) (0% for the first 15 months)
Rewards
1 - 2 points
Signup Bonus
10000 points (after spending $1,000)


8.2/10
Informr score
The Amex EveryDay® Credit Card currently has an Informr score of 8.2 out of 10. This score is based on our evaluation of 18 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amex EveryDay® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

If you pay close attention to your card usage, the American Express Everyday card can deliver a great bonus rate on U.S. supermarket purchases, but there are many cards that offer better overall rewards for a lot less work.

- Robin Ratcliff, CreditCards.com
The Balance

The Amex EveryDay® Credit Card offers a seamless introduction to the world of American Express’ Membership Rewards program for users who are not quite ready for a higher-stakes annual fee card. With extra rewards for supermarket spending and for using the card frequently, the points potential is res...

- Dawn Papandrea, The Balance
SmartAsset

The Amex EveryDay Credit Card from American Express offers competitive rewards and favorable terms, particularly for a card that doesn’t charge an annual fee.

- Amelia Josephson, SmartAsset
The Wirecutter

The Amex EveryDay credit card offers an enticing balance-transfer offer as well as rewards on everyday purchases. If you can create a plan—and stick to it—taking advantage of this combination could provide more value than using a balance-transfer card with no rewards.

- Louis DeNicola, The Wirecutter
Cardcruncher

The The American Express Everyday Card lets you take advantage of American Express' popular Membership Rewards program without having to pay an annual fee. On top of the rewards that you can earn, the American Express Everyday Card offers all of the benefits people have come to expect from Amex, inc...

- Cardcruncher

Details


Interest Rates
Regular APR Interest Rate 14.74% ‐ 25.74% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.74% ‐ 25.74% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 60 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

- Minimum of $5

- $0 Balance Transfer Fee if transfer is requested within the first 60 days

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee 2.7%

of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 10000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries 2 points per $1 spent (on first $6000 spent)
Hotels No
Travel 2 points per $1 spent

On eligible travel purchases.

Pharmacy No
Bills No
Additional Details

Use your Card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases less returns and credits.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Roadside Assistance

- Get free 2-day shipping on eligible items at a growing network of 140+ online stores with ShopRunner.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Solid rewards rate

from CreditCards.com

If you pay close attention to your card usage, the American Express Everyday card can deliver a great bonus rate on U.S. supermarket purchases, but there are many cards that offer better overall rewards for a lot less work.

Read full review

If you pay close attention to your card usage, the American Express Everyday card can deliver a great bonus rate on U.S. supermarket purchases, but there are many cards that offer better overall rewards for a lot less work.

Read full review

Less

The Balance

Geared toward supermarket shoppers

from The Balance

The Amex EveryDay® Credit Card offers a seamless introduction to the world of American Express’ Membership Rewards program for users who are not quite ready for a higher-stakes annual fee card. With extra rewards for supermarket spending and for using the card frequently, the points potential...More

The Amex EveryDay® Credit Card offers a seamless introduction to the world of American Express’ Membership Rewards program for users who are not quite ready for a higher-stakes annual fee card. With extra rewards for supermarket spending and for using the card frequently, the points potential is respectable compared to similar no-fee rewards cards.

Read full review

Less

SmartAsset

For Amex fans who spend heavily on groceries and want more bang for their buck

from SmartAsset

The Amex EveryDay Credit Card from American Express offers competitive rewards and favorable terms, particularly for a card that doesn’t charge an annual fee.

Read full review

The Amex EveryDay Credit Card from American Express offers competitive rewards and favorable terms, particularly for a card that doesn’t charge an annual fee.

Read full review

Less

The Wirecutter

Best if you want to pay off debt within two years

from The Wirecutter

The Amex EveryDay credit card offers an enticing balance-transfer offer as well as rewards on everyday purchases. If you can create a plan—and stick to it—taking advantage of this combination could provide more value than using a balance-transfer card with no rewards.

Read full review

The Amex EveryDay credit card offers an enticing balance-transfer offer as well as rewards on everyday purchases. If you can create a plan—and stick to it—taking advantage of this combination could provide more value than using a balance-transfer card with no rewards.

Read full review

Less

Cardcruncher

A terrific way to earn Membership Rewards points without paying an annual fee

The The American Express Everyday Card lets you take advantage of American Express' popular Membership Rewards program without having to pay an annual fee. On top of the rewards that you can earn, the American Express Everyday Card offers all of the benefits people have come to expect from Amex,...More

The The American Express Everyday Card lets you take advantage of American Express' popular Membership Rewards program without having to pay an annual fee. On top of the rewards that you can earn, the American Express Everyday Card offers all of the benefits people have come to expect from Amex, including extended warranty coverage and top-notch customer service.

Read full review

Less

LendEDU

Great balance transfer card, reasonable rewards

from LendEDU

When you’re looking for a new card with no annual fee and a great introductory APR offer, the Amex EveryDay card is one of the best out there, especially when you consider its lack of a balance transfer fee. But if rewards are what you’re after, you’ll probably want to consider other Americ...More

When you’re looking for a new card with no annual fee and a great introductory APR offer, the Amex EveryDay card is one of the best out there, especially when you consider its lack of a balance transfer fee. But if rewards are what you’re after, you’ll probably want to consider other American Express cards or competitor offerings to get more bang for your buck.

Read full review

Less

The Ascent

Has a lineup of perks that is hard to match

from The Ascent

One of the few remaining balance-transfer cards that includes a $0 balance transfer fee (for transfers made within 60 days). Add in the premium rewards and sign-up bonus, and it's hard to ignore.

Read full review

One of the few remaining balance-transfer cards that includes a $0 balance transfer fee (for transfers made within 60 days). Add in the premium rewards and sign-up bonus, and it's hard to ignore.

Read full review

Less

NerdWallet

A debt-busting card with rewards

from NerdWallet

It isn't spectacular as a rewards card. But it's one of the best balance-transfer cards currently available.

Read full review

It isn't spectacular as a rewards card. But it's one of the best balance-transfer cards currently available.

Read full review

Less

MagnifyMoney

Now with a standout balance transfer offer

from MagnifyMoney

The Amex EveryDay Credit Card from American Express is a well-rounded card with a rewards program favoring U.S. supermarket purchases, a standout intro offer, and signature Amex additional perks.

Read full review

The Amex EveryDay Credit Card from American Express is a well-rounded card with a rewards program favoring U.S. supermarket purchases, a standout intro offer, and signature Amex additional perks.

Read full review

Less

AwardWallet

An everyday credit card, and pretty appealing to the average spender

The Amex EveryDay is a nice travel rewards credit card that is a great option for those users who spend a lot of money at the grocery store and prefer to get travel rewards.

Read full review

The Amex EveryDay is a nice travel rewards credit card that is a great option for those users who spend a lot of money at the grocery store and prefer to get travel rewards.

Read full review

Less

User Reviews


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