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American Express® Green Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Balance Transfer
Balance Transfer
1 - 3 points
1 - 3 points
Signup Bonus
45000 points (after spending $2,000)
Signup Bonus
45000 points (after spending $2,000)

Informr score
The American Express® Green Card currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 22 sources including reviews from users and the web's most trusted critics.

Am I eligible?

American Express® Green Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

One Mile at a Time
One Mile at a Time

The Amex Green Card is one of my favorite mid-range American Express cards. The $150 annual fee card offers 3x points on dining and travel, and offers up to $200 in annual credits ($100 with CLEAR and $100 with LoungeBuddy). This is a fantastic card that’s often overlooked, and I’d say it’s Amex’s c...

- Ben Schlappig, One Mile at a Time
The Balance
The Balance

It is a worthy contender among travel cards. It doesn’t have the bells and whistles of a premium card, but a strong rewards earning rate and valuable travel perks may outweigh the annual fee cost.

- Sienna Wrenn, Michael Rosenston, The Balance

The American Express Green Card can help you get the job done because it is slightly easier to qualify for (compared to a traditional credit card).

- Rebecca Lake, MyBankTracker

This card is a great fit for travelers who can make use of its valuable transfer partners, rich rewards and generous credits. Doing so takes some time and effort, though, and cheaper options exist.

- Claire Tsosie, Robin Saks Frankel, NerdWallet

The American Express® Green Card is a card for people with good or excellent credit who want to earn extra rewards on travel expenses and at restaurants. It is best for high-spenders who plan to pay the bill in full each month and anticipate spending enough to more than cover the cost of the card’s...

- John S Kiernan, WalletHub


Interest Rates
Regular APR Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $150.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 45000 points after spending $2,000

On purchases within the first 6 months

All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent
Gas No
Groceries No
Hotels 3 points per $1 spent
Travel 3 points per $1 spent

on travel including flights, transit, taxis, and ridesharing services.

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Receive up to $100 per calendar year in statement credits, when you pay for your CLEAR membership with the American Express® Green Card.
  • Use the American Express® Green Card to purchase lounge access through LoungeBuddy and receive up to $100 in statement credits per calendar year.
  • Baggage Insurance Plan
  • Global Assist Hotline
  • Complimentary ShopRunner membership
  • Entertainment Access
  • Trip Delay Insurance
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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