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American Express® Green Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.74% ‐ 26.74% (Variable)
Interest Rate: Purchases
19.74% ‐ 26.74% (Variable)
Balance Transfer
Balance Transfer
1 - 3 points
1 - 3 points
Signup Bonus
45000 points (after spending $2,000)
Signup Bonus
45000 points (after spending $2,000)

Informr score
The American Express® Green Card currently has an Informr score of 7.9 out of 10. This score is based on our evaluation of 23 sources including reviews from users and the web's most trusted critics.

Am I eligible?

American Express® Green Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The American Express® Green Card is the ideal choice for those who do the bulk of their spending on travel of all types, as well as at restaurants across the globe. Unlike airline- or hotel-branded travel credit cards, the Amex Green Card provides triple points on all kinds of vacation-related purch...

- Christy Rakoczy, FinanceBuzz

The American Express Green Card provides all the benefits of a credit card, with no pre-set spending limit if you pay your balance in full at the end of each month. With generous travel rewards and a wide range of travel partners, the benefits on this card make it well worth the annual fee for many...

- Dawn Allcot, GOBankingRates

The American Express Green Credit Card is worth considering if you like the American Express Membership Rewards program, and you’re looking for a travel card that won’t set you back too much when it’s time to pay the annual fee. You’ll earn flexible rewards points on dining, transit, and travel, the...

- Holly Johnson, NextAdvisor
Business Insider
Business Insider

The American Express® Green Card comes with solid earning rates for travel, dining, and transit spending. It's also got up to $200 in annual statement credits, which is more than enough to offset its $150 annual fee. However, frequent travelers may prefer a card with stronger travel incentives, such...

- Joseph Hostetler, Business Insider
One Mile at a Time
One Mile at a Time

The Amex Green Card is one of my favorite mid-range American Express cards. The $150 annual fee card offers 3x points on dining and travel, and offers up to $200 in annual credits ($100 with CLEAR and $100 with LoungeBuddy). This is a fantastic card that’s often overlooked, and I’d say it’s Amex’s c...

- Ben Schlappig, One Mile at a Time


Interest Rates
Regular APR Interest Rate 19.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $150.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 45000 points after spending $2,000

On purchases within the first 6 months

All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent
Gas No
Groceries No
Hotels 3 points per $1 spent
Travel 3 points per $1 spent

on travel including flights, transit, taxis, and ridesharing services.

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Receive up to $189 per calendar year in statement credits, when you pay for your CLEAR membership with the American Express® Green Card.
  • Use the American Express® Green Card to purchase lounge access through LoungeBuddy and receive up to $100 in statement credits per calendar year.
  • Baggage Insurance Plan
  • Global Assist Hotline
  • Complimentary ShopRunner membership
  • Entertainment Access
  • Trip Delay Insurance
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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