American Express Green Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
-
Balance Transfer
-
Rewards
1 - 2 points
Signup Bonus
25000 points (after spending $1,000)


6.6/10
Informr score
The American Express Green Card currently has an Informr score of 6.6 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


American Express Green Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The latest incarnation of the Green card gives cardholders a modest number of membership rewards points and offers additional travel benefits in exchange for a $95 annual fee. But if you can afford to fork over nearly $100 a year for a rewards card, you can almost certainly get more value from a dif...

- Kelly Dilworth, CreditCards.com
ValuePenguin

The American Express Green Card provides consumers with some of the worst rewards and features we’ve seen. A high annual fee, compounded with very few benefits and hassles make this card more trouble than it’s worth.

- Robert Harrow, ValuePenguin
Bankrate

The American Express Green Card is a relatively expensive charge card that requires users to pay their balance in full each month. Except for the American Express Membership Rewards, this card offers few enticing benefits to make it worth the $95 annual fee, waived the first year.

- Natalie Campisi, Bankrate
RewardExpert

The Green card is one of American Express’s more basic charge card offerings. It has a $95 annual fee that is waived the first year and earns points in the flexible Membership Rewards program, which has 17 airline and three hotel transfer partners.

- Mia Taylor, RewardExpert
Credit Card Insider

The American Express Green Card is fairly simple, but still a good offer for a charge card designed for travel purchases made through American Express’ website.

- Brendan Harkness, Credit Card Insider

Details


Interest Rates
Regular APR Interest Rate

No interest charges because you pay your balance in full each month.

Balance Transfer Interest Rate

No interest charges because you pay your balance in full each month.

Cash Advance Interest Rate

No interest charges because you pay your balance in full each month.

Rates & Fees
Annual Fee $95.00

Waived on the first year

Balance Transfer Fee $0.00
Cash Advance Fee $0.00
Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 25000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On eligible purchases booked through amextravel.com (enrollment required)

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Additional Benefits
  • Baggage Insurance Plan
  • Return Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with American Express Green Card

Rate It:

Critic Reviews


CreditCards.com

Outdated rewards, above average point value

from CreditCards.com

The latest incarnation of the Green card gives cardholders a modest number of membership rewards points and offers additional travel benefits in exchange for a $95 annual fee. But if you can afford to fork over nearly $100 a year for a rewards card, you can almost certainly get more value from a different card.

Read full review

The latest incarnation of the Green card gives cardholders a modest number of membership rewards points and offers additional travel benefits in exchange for a $95 annual fee. But if you can afford to fork over nearly $100 a year for a rewards card, you can almost certainly get more value from a different card.

Read full review

Less

ValuePenguin

A charge card with very few features, and a high price tag

from ValuePenguin

The American Express Green Card provides consumers with some of the worst rewards and features we’ve seen. A high annual fee, compounded with very few benefits and hassles make this card more trouble than it’s worth.

Read full review

The American Express Green Card provides consumers with some of the worst rewards and features we’ve seen. A high annual fee, compounded with very few benefits and hassles make this card more trouble than it’s worth.

Read full review

Less

Bankrate

A lackluster card that costs more green than it gives

from Bankrate

The American Express Green Card is a relatively expensive charge card that requires users to pay their balance in full each month. Except for the American Express Membership Rewards, this card offers few enticing benefits to make it worth the $95 annual fee, waived the first year.

Read full review

The American Express Green Card is a relatively expensive charge card that requires users to pay their balance in full each month. Except for the American Express Membership Rewards, this card offers few enticing benefits to make it worth the $95 annual fee, waived the first year.

Read full review

Less

RewardExpert

American Express’s more basic charge card offerings

from RewardExpert

The Green card is one of American Express’s more basic charge card offerings. It has a $95 annual fee that is waived the first year and earns points in the flexible Membership Rewards program, which has 17 airline and three hotel transfer partners.

Read full review

The Green card is one of American Express’s more basic charge card offerings. It has a $95 annual fee that is waived the first year and earns points in the flexible Membership Rewards program, which has 17 airline and three hotel transfer partners.

Read full review

Less

Credit Card Insider

A solid travel card for the price

from Credit Card Insider

The American Express Green Card is fairly simple, but still a good offer for a charge card designed for travel purchases made through American Express’ website.

Read full review

The American Express Green Card is fairly simple, but still a good offer for a charge card designed for travel purchases made through American Express’ website.

Read full review

Less

MyBankTracker

Excellent rewards program

from MyBankTracker

The American Express Green Card can help you get the job done because it is slightly easier to qualify for (compared to a traditional credit card).

Read full review

The American Express Green Card can help you get the job done because it is slightly easier to qualify for (compared to a traditional credit card).

Read full review

Less

CardsBull

Worst membership rewards card

One of the least valuable card offers we’ve ever seen. Its high annual fee, lack of decent earning opportunities, and poor benefits make this card more trouble than it’s worth.

Read full review

One of the least valuable card offers we’ve ever seen. Its high annual fee, lack of decent earning opportunities, and poor benefits make this card more trouble than it’s worth.

Read full review

Less

LendEDU

It isn't the cheapest card available to potential American Express members

from LendEDU

It settles in the middle ground between a little too much and way too little, and it offers decent benefits to its holders.

Read full review

It settles in the middle ground between a little too much and way too little, and it offers decent benefits to its holders.

Read full review

Less

CreditShout

A pretty good bet if you want American Express benefits and rewards

from CreditShout

For those loyal American Express customers who intend to shop online through the American Express mall, while using the card on a regular basis, the American Express Preferred Rewards Green Card is a good choice. Although the annual fee is high, the first year is free. So giving it a try is literally free.

Read full review

For those loyal American Express customers who intend to shop online through the American Express mall, while using the card on a regular basis, the American Express Preferred Rewards Green Card is a good choice. Although the annual fee is high, the first year is free. So giving it a try is literally free.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.