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Amazon Rewards Visa Signature Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
18.74% ‐ 26.74% (Variable)
Interest Rate: Purchases
18.74% ‐ 26.74% (Variable)
Balance Transfer
18.74% ‐ 26.74% (Variable)
Balance Transfer
18.74% ‐ 26.74% (Variable)
1 - 2% cashback
1 - 2% cashback
Signup Bonus
Signup Bonus

Informr score
The Amazon Rewards Visa Signature Card currently has an Informr score of 8 out of 10. This score is based on our evaluation of 17 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Amazon Rewards Visa Signature Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you’re a loyal Amazon shopper, the Amazon Rewards Visa Signature Card may be a good option for you. It offers 3% on and Whole Foods Market purchases. Plus, you don’t need to be a Prime member to apply for this card. It’s one of the best cards to use when shopping on Amazon.

- Kevin Payne, FinanceBuzz

The Credit Card is a good credit card for frequent and Whole Foods shoppers with good credit or better, especially Prime members. The Amazon Visa is worth it thanks to a $0 annual fee and attractive rewards.

- John S Kiernan, WalletHub
The Ascent
The Ascent

Truth be told, the Amazon Rewards Visa Signature Card serves a small niche. It's great for consumers who want to earn more at Amazon, Whole Foods, and this card's other bonus categories, but who don’t want to pay for an Amazon Prime membership. On the other hand, if you're one of the many people who...

- Lyle Daly, The Ascent
Money Crashers
Money Crashers

Ideal for committed Amazon and Whole Foods shoppers. It’s not a bad deal for those who spend heavily at restaurants, drugstores, and gas stations, either. It’s especially useful for people in rural or thinly populated areas who drive a lot as a matter of course and don’t have easy access to major sh...

- Brian Martucci, Money Crashers

If you were a non-Prime member at Amazon and felt left out of the credit card rewards fun, then you can bank on the simple Amazon Rewards Visa Signature Card. It offers similar benefits, albeit lesser benefits, but you can enjoy a simple return on purchases made at Amazon.

- Jeff Gitlen, LendEDU


Interest Rates
Regular APR Interest Rate 18.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $5

Cash Advance Fee 4%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus

Get a $50 Amazon Gift Card instantly upon credit card approval

All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries No
Hotels No
Travel No
Pharmacy 2% cash back
Bills No
Additional Details

3% cash back at and Whole Foods Market

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Roadside Dispatch
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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