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Amazon Rewards Visa Signature Card review

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Advertiser Disclosure

Interest Rate: Purchases
14.24% ‐ 22.24% (Variable)
Balance Transfer
14.24% ‐ 22.24% (Variable)
Rewards
1 - 2% cashback
Signup Bonus
-


8.5/10
Informr score
The Amazon Rewards Visa Signature Card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 14 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amazon Rewards Visa Signature Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz

If you’re a loyal Amazon shopper, the Amazon Rewards Visa Signature Card may be a good option for you. It offers 3% on Amazon.com and Whole Foods Market purchases. Plus, you don’t need to be a Prime member to apply for this card. It’s one of the best cards to use when shopping on Amazon.

- Kevin Payne, FinanceBuzz
Investopedia

The Amazon Rewards Visa Signature rewards ardent customers of Amazon.com, Whole Foods Market, or both with decent rewards that are also easy to redeem on the shopping site. But the card ascends from worthwhile to near essential to those who both spend heavily at both retailers and have an Amazon Pri...

- Miranda Marquit, Investopedia
Cardcruncher

If you’re an Amazon Prime member, the Amazon Rewards Card provides an excellent way to earn more cash back whenever you shop on Amazon. That said, its rewards rate on other categories isn’t great, and the sign-up bonus is underwhelming. As a result, the card is best used in tandem with another credi...

- Ben Luthi, Cardcruncher
Cardcruncher

The Amazon Rewards Visa® Signature Card offers a base rewards rate of 3% cash back at Amazon.com and Whole Foods Market, 2% back at restaurants, gas stations, and drugstores, and 1% back on everything else. If you're an Amazon Prime member, however, the rewards rate at Amazon and Whole Foods increas...

- Cardcruncher
Finder

If you often shop on Amazon or at Whole Foods Market, the Amazon Rewards Visa Signature Card could be a solid option. You’ll get to earn bonus points at those shops, plus earn bonus points at gas stations, restaurants and drugstores. Points can be redeemed for cash back, gift cards, travel or be put...

- Finder

Details


Interest Rates
Regular APR Interest Rate 14.24% ‐ 22.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.24% ‐ 22.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus

Get a $60 Amazon Gift Card instantly upon credit card approval

Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries No
Hotels No
Travel No
Pharmacy 2% cash back
Bills No
Additional Details

3% cash back at Amazon.com and Whole Foods Market

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Roadside Dispatch
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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