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Amazon Prime Rewards Visa Signature Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
14.49% ‐ 22.49% (Variable)
Interest Rate: Purchases
14.49% ‐ 22.49% (Variable)
Balance Transfer
14.49% ‐ 22.49% (Variable)
Balance Transfer
14.49% ‐ 22.49% (Variable)
Rewards
1 - 2% cashback
Rewards
1 - 2% cashback
Signup Bonus
-
Signup Bonus
-


8.5/10
Informr score
The Amazon Prime Rewards Visa Signature Card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 23 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amazon Prime Rewards Visa Signature Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Cnet
Cnet

The Amazon Prime Rewards Visa Signature Card* is best for those who regularly shop with Amazon, though it does offer benefits as a stand-alone credit card. Unlike some other retailer-issued credit cards, this card does not hold your rewards hostage in its own ecosystem. It's a flexible cash-back car...

- Jaclyn DeJohn, Cnet
ZDNet
ZDNet

You won't earn bonus points for travel purchases, but the Amazon Prime Rewards Visa does come with Visa Signature travel perks. They include complimentary concierge services for help with travel, priority access and special rates at Luxury Hotel Collection properties, lost or delayed baggage coverag...

- Cynthia Bowman, ZDNet
CreditCards.com
CreditCards.com

The Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases, but Prime membership requires a high $119 fee, and Amazon points lack versatility.

- Robin Ratcliff, CreditCards.com
The Ascent
The Ascent

The fact that this card includes no annual fee makes it a no-brainer for Amazon Prime members. Simply put, the cash-back rate is among the highest you'll find for Amazon and Whole Foods purchases.

- Lyle Daly, The Ascent
Upgraded Points
Upgraded Points

You have plenty of options when it comes to redeeming the rewards earned with your Amazon Prime Signature card, but we recommend you opt to redeem them through Amazon, or for cash-back, as those 2 options provide the most flexibility.

- Jarrod West, Upgraded Points

Details


Interest Rates
Regular APR Interest Rate 14.49% ‐ 22.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.49% ‐ 22.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus

Get a $100 Amazon Gift Card instantly upon credit card approval

Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries No
Hotels No
Travel No
Pharmacy 2% cash back
Bills No
Additional Details

5% cash back at Amazon.com and Whole Foods Market

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Roadside Assistance
  • Visa Signature Luxury Hotel Collection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments

This card is exclusively for eligible Prime members

Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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