Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jaclyn DeJohn, CnetThe Amazon Prime Rewards Visa Signature Card* is best for those who regularly shop with Amazon, though it does offer benefits as a stand-alone credit card. Unlike some other retailer-issued credit cards, this card does not hold your rewards hostage in its own ecosystem. It's a flexible cash-back car...
- Cynthia Bowman, ZDNetYou won't earn bonus points for travel purchases, but the Amazon Prime Rewards Visa does come with Visa Signature travel perks. They include complimentary concierge services for help with travel, priority access and special rates at Luxury Hotel Collection properties, lost or delayed baggage coverag...
- Robin Ratcliff, CreditCards.comThe Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases, but Prime membership requires a high $119 fee, and Amazon points lack versatility.
- Lyle Daly, The AscentThe fact that this card includes no annual fee makes it a no-brainer for Amazon Prime members. Simply put, the cash-back rate is among the highest you'll find for Amazon and Whole Foods purchases.
- Jarrod West, Upgraded PointsYou have plenty of options when it comes to redeeming the rewards earned with your Amazon Prime Signature card, but we recommend you opt to redeem them through Amazon, or for cash-back, as those 2 options provide the most flexibility.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.49% ‐ 22.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.49% ‐ 22.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
Get a $100 Amazon Gift Card instantly upon credit card approval |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 2% cash back |
| Gas | 2% cash back |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | 2% cash back |
| Bills | No |
| Additional Details |
5% cash back at Amazon.com and Whole Foods Market |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments |
This card is exclusively for eligible Prime members |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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