Amazon Prime Rewards Visa Signature Card review

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Advertiser Disclosure

Interest Rate: Purchases
16.49% ‐ 24.49%
Balance Transfer
16.49% ‐ 24.49%
Rewards
1 - 2% cashback
Signup Bonus
-


8.3/10
Informr score
The Amazon Prime Rewards Visa Signature Card currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amazon Prime Rewards Visa Signature Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Wirecutter

At $119, Amazon Prime membership doesn’t come cheap. But there’s a whole lot more to Amazon Prime than just access to its credit card, and all of that comes at a value that we can’t judge for you.

- Sally French, The Wirecutter
CreditCards.com

The Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases, but Prime membership requires a high $119 fee, and Amazon points lack versatility.

- Robin Ratcliff, CreditCards.com
The Wirecutter

This card gives you optimal rewards if you’re an Amazon Prime member and you spend at least $64 per week at Whole Foods or Amazon. Even if you don’t buy groceries from Amazon, you get 5% back on all eligible purchases at Amazon.com. Although 5% isn’t as high as the Blue Cash Preferred’s 6% offer, yo...

- Sally French, The Wirecutter
NerdWallet

If you're a big spender at Amazon and/or Whole Foods, no other card can reward you this handsomely or consistently for your loyalty. But be aware of the Prime membership requirement.

- Robin Saks Frankel, NerdWallet
ValuePenguin

If you have Amazon Prime, the Amazon Prime Rewards Visa Signature Card is a good card to have. The 5% rewards rate it gives for your online shopping is unparalleled.

- Robert Harrow, ValuePenguin

Details


Interest Rates
Regular APR Interest Rate 16.49% ‐ 24.49%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.49% ‐ 24.49%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus

Earn $70 Amazon.com Gift Card that will be instantly loaded into your Amazon.com account upon the approval of your credit card application.

Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries No
Hotels No
Travel No
Pharmacy 2% cash back
Bills No
Additional Details

5% cash back at Amazon.com and Whole Foods Market

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Roadside Assistance
  • Visa Signature Luxury Hotel Collection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


The Wirecutter

A no-brainer for frequent Amazon and Whole Foods shoppers

from The Wirecutter

At $119, Amazon Prime membership doesn’t come cheap. But there’s a whole lot more to Amazon Prime than just access to its credit card, and all of that comes at a value that we can’t judge for you.

Read full review

At $119, Amazon Prime membership doesn’t come cheap. But there’s a whole lot more to Amazon Prime than just access to its credit card, and all of that comes at a value that we can’t judge for you.

Read full review

Less

CreditCards.com

Higher rewards rate

from CreditCards.com

The Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases, but Prime membership requires a high $119 fee, and Amazon points lack versatility.

Read full review

The Amazon Prime Rewards Visa Signature card offers a great 5 percent rate on Amazon and Whole Food purchases, but Prime membership requires a high $119 fee, and Amazon points lack versatility.

Read full review

Less

The Wirecutter

Potential to rack up tons of cash back

from The Wirecutter

This card gives you optimal rewards if you’re an Amazon Prime member and you spend at least $64 per week at Whole Foods or Amazon. Even if you don’t buy groceries from Amazon, you get 5% back on all eligible purchases at Amazon.com. Although 5% isn’t as high as the Blue Cash Preferred’s...More

This card gives you optimal rewards if you’re an Amazon Prime member and you spend at least $64 per week at Whole Foods or Amazon. Even if you don’t buy groceries from Amazon, you get 5% back on all eligible purchases at Amazon.com. Although 5% isn’t as high as the Blue Cash Preferred’s 6% offer, you don’t have to pay an annual fee or deal with an irritating spending cap, so you could still come out ahead.

Read full review

Less

NerdWallet

Perhaps the ultimate store card

from NerdWallet

If you're a big spender at Amazon and/or Whole Foods, no other card can reward you this handsomely or consistently for your loyalty. But be aware of the Prime membership requirement.

Read full review

If you're a big spender at Amazon and/or Whole Foods, no other card can reward you this handsomely or consistently for your loyalty. But be aware of the Prime membership requirement.

Read full review

Less

ValuePenguin

A great credit card for those with Amazon Prime membership

from ValuePenguin

If you have Amazon Prime, the Amazon Prime Rewards Visa Signature Card is a good card to have. The 5% rewards rate it gives for your online shopping is unparalleled.

Read full review

If you have Amazon Prime, the Amazon Prime Rewards Visa Signature Card is a good card to have. The 5% rewards rate it gives for your online shopping is unparalleled.

Read full review

Less

MyBankTracker

A no-brainer for Amazon Prime members

from MyBankTracker

The Amazon Prime Rewards Visa Signature Card could be a great choice for anyone who does a lot of spending on Amazon but also uses their card for other purchases. Ultimately, this card is best suited for Amazon shoppers who already use Prime and want to get more points back on their purchases.

Read full review

The Amazon Prime Rewards Visa Signature Card could be a great choice for anyone who does a lot of spending on Amazon but also uses their card for other purchases. Ultimately, this card is best suited for Amazon shoppers who already use Prime and want to get more points back on their purchases.

Read full review

Less

Bankrate

A no-brainer for shopaholic Amazon Prime members

from Bankrate

Amazon has given shoppers one more compelling reason to ditch the mall: a cash-back credit card that returns 5% on all purchases through the website. What’s more, there is no annual cap on how much you can earn using the Amazon Prime Rewards Visa Signature Card issued through Chase.

Read full review

Amazon has given shoppers one more compelling reason to ditch the mall: a cash-back credit card that returns 5% on all purchases through the website. What’s more, there is no annual cap on how much you can earn using the Amazon Prime Rewards Visa Signature Card issued through Chase.

Read full review

Less

HighYa

A great cash-back card

from HighYa

Avid Amazon fans may find great use out of the card, especially when it comes time to make Christmas purchases. However, if you don’t use Amazon a lot and prefer local stores, then this cards best benefit – 5% cash back – is pretty much useless.

Read full review

Avid Amazon fans may find great use out of the card, especially when it comes time to make Christmas purchases. However, if you don’t use Amazon a lot and prefer local stores, then this cards best benefit – 5% cash back – is pretty much useless.

Read full review

Less

User Reviews


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