Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Re'dreyona Walker, BankrateThe Prime Visa card is a must-have for frequent Prime shoppers as it offers impressive reward categories and benefits for a store-branded credit card. However, you might look elsewhere if you prefer retail stores outside Amazon and don’t shop at Whole Foods.
- Evan Zimmer, Jaclyn DeJohn, CnetThe Prime Visa is Amazon’s flagship rewards credit card. It offers high cash-back rates with all of Amazon’s brands, plus for gas, dining and local transit like Uber. You can even use it to book travel through Chase’s travel portal. It includes several helpful travel and shopping protections, and it...
- Stephanie Colestock, TimeThe Prime Visa is a no annual fee credit card that offers competitive rewards for consumers who regularly spend on Amazon.com, through Amazon Pay, at Whole Foods, or on things like gas and restaurants. It also offers up to 5% back on Chase Travel bookings in addition to certain travel protections, m...
- Samantha Holland, AwardWalletThe Prime Visa serves a large but niche audience: Amazon and Whole Foods regulars. That being said, if you’re a Prime member shopping on Amazon and at Whole Foods, you should make room in your wallet for this card if you're interested in earning 5% back on your spending.
- Toni Perkins-Southam, Erin Gobler, ForbesThe Prime Visa is a lucrative option for existing Prime members who frequently shop at Amazon or Whole Foods and want to earn 5% cash back. While the card does require an Amazon Prime membership, it has no annual fee itself and likely appeals to those who are already Prime members.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.49% ‐ 27.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.49% ‐ 27.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $5 |
| Cash Advance Fee |
4% Minimum of $5 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
Get a $100 Amazon Gift Card (or more) instantly upon credit card approval |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 2% cash back |
| Gas | 2% cash back |
| Groceries | No |
| Hotels | No |
| Travel |
5% cash back On Chase Travel purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments |
This card is exclusively for eligible Prime members |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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