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Amazon Business Prime American Express Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
14.99% ‐ 22.99% (Variable)
Interest Rate: Purchases
14.99% ‐ 22.99% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
1 - 2% cashback
Rewards
1 - 2% cashback
Signup Bonus
-
Signup Bonus
-


8.7/10
Informr score
The Amazon Business Prime American Express Card currently has an Informr score of 8.7 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Amazon Business Prime American Express Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


NextAdvisor
NextAdvisor

If your business spends a lot with Amazon every month and you’re already a Prime member, the Amazon Business Prime American Express Card’s rewards can add up to big savings over time. You’ll earn 5% back on up to $120,000 spent on eligible purchases each year, which is hard to beat if your regular s...

- Holly Johnson, NextAdvisor
The Balance
The Balance

Offers superior cash rewards for business owners who purchase supplies from Amazon Business, Amazon.com, Amazon Web Services, or Whole Foods. You can also exchange your rewards for 90 days of interest-free financing on those purchases, which makes this card a good choice for those who want to earn e...

- Holly D. Johnson, Matthew Klammer, The Balance
Fit Small Business
Fit Small Business

The Amazon Business Prime American Express Card is designed exclusively for business owners who are Amazon Prime members and primarily shop at Amazon-owned businesses.

- Benilyn Formoso - Suralta, Fit Small Business
NerdWallet
NerdWallet

If you're already a Prime member, this card can offer value on spending you're doing anyway, and potentially defray the cost of that annual membership fee.

- Melissa Lambarena, NerdWallet
CardRatings.com
CardRatings.com

The Amazon Business Prime American Express Card is a good card - even an excellent one, if you're an avid Amazon shopper. If you're somebody who prefers other retailers, then it's not as good of a fit for you. But if you like to do business shopping through Amazon, or you like Amazon and are willing...

- Jennifer Doss, CardRatings.com

Details


Interest Rates
Regular APR Interest Rate 14.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus

Get a $125 Amazon.com Gift Card upon approval

Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2% cash back on wireless telephone services purchased directly from U.S. service providers
  • Take advantage of 5% Back or 90 days to pay interest free on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with an eligible Prime membership
Features & Benefits
Additional Card Holders


Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Amazon Business Enhanced Data Views
  • Amazon Shop with Points
  • Account Manager
  • Spend Manager
  • Connect to Quickbooks
  • Account Alerts
  • Year-End Summary
  • Online Statements
  • Relationship Care Service
  • Baggage Insurance Plan
  • Dispute Resolution
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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