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Amazon Business Prime American Express Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
17.99% ‐ 25.99% (Variable)
Interest Rate: Purchases
17.99% ‐ 25.99% (Variable)
Balance Transfer
Balance Transfer
1 - 2% cashback
1 - 2% cashback
Signup Bonus
Signup Bonus

Informr score
The Amazon Business Prime American Express Card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Amazon Business Prime American Express Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Amazon Business Prime American Express Card is a great card for anyone who frequently makes Amazon or Whole Foods purchases for their business.

- Ben Walker, FinanceBuzz

If you're already a Prime member, this card can offer value on spending you're doing anyway, and potentially defray the cost of that annual membership fee.

- Melissa Lambarena, NerdWallet

The Amazon Business Prime American Express Card is a good card - even an excellent one, if you're an avid Amazon shopper. If you're somebody who prefers other retailers, then it's not as good of a fit for you. But if you like to do business shopping through Amazon, or you like Amazon and are willing...

- Jennifer Doss,
Fit Small Business
Fit Small Business

The Amazon Business Prime American Express Card is designed exclusively for business owners who are Amazon Prime members and primarily shop at Amazon-owned businesses.

- Tricia Tetreault, Fit Small Business

This card is one of the highest-ranking cards on Bankrate for a reason. Tailored to Amazon Prime business owners, this American Express lets you earn 5 percent cash back on all Amazon purchases. With no annual fee and additional employee benefits, this can be a great addition to your wallet.

- Holly D. Johnson, Bankrate


Interest Rates
Regular APR Interest Rate 17.99% ‐ 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 28.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus

Get a $125 Gift Card upon approval

All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2% cash back on wireless telephone services purchased directly from U.S. service providers
  • Take advantage of 5% Back or 90 days to pay interest free on U.S. purchases at Amazon Business, AWS, and Whole Foods Market with an eligible Prime membership
Features & Benefits
Additional Card Holders

Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Amazon Business Enhanced Data Views
  • Amazon Shop with Points
  • Account Manager
  • Spend Manager
  • Connect to Quickbooks
  • Account Alerts
  • Year-End Summary
  • Online Statements
  • Relationship Care Service
  • Baggage Insurance Plan
  • Dispute Resolution
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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