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Air France KLM World Elite Mastercard® review

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Advertiser Disclosure

Annual Fee
$89.00
Interest Rate: Purchases
20.24% ‐ 28.24% (Variable)
Interest Rate: Purchases
20.24% ‐ 28.24% (Variable)
Balance Transfer
20.24% ‐ 28.24% (Variable)
Balance Transfer
20.24% ‐ 28.24% (Variable)
Rewards
1.5 - 3 Miles
Rewards
1.5 - 3 Miles
Signup Bonus
70000 miles (after spending $3,000)
Signup Bonus
70000 miles (after spending $3,000)


6.3/10
Informr score
The Air France KLM World Elite Mastercard® currently has an Informr score of 6.3 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Air France KLM World Elite Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


AwardWallet
AwardWallet

The Air France KLM World Elite Mastercard® may not have as many perks as other airline cards. Despite this, it can help you earn Flying Blue elite status and provides ongoing value through bonus miles each year — just enough perks to justify its $89 annual fee and keep the card in your wallet.

- Ian Snyder, AwardWallet
Investopedia
Investopedia

The Air France KLM World Elite Mastercard offers unusual versatility in the travel providers—especially the airlines—from whom you can earn and spend the miles you earn using the card. In addition, the card’s ongoing annual mileage reward for very minimal spending brings instant value in exchange fo...

- Mitchell Strohm, Investopedia
Forbes
Forbes

The Bank of America-issued Air France KLM World Elite Mastercard® might be one of the most underrated travel rewards credit cards on the market. With an above-average earning rate and a generous reward program to boot, this $89-annual-fee card offers tremendous value for economy and luxury travelers...

- Ariana Arghandewal, Robin Saks Frankel, Forbes
Finder
Finder

The Air France KLM World Elite Mastercard® can be a good choice for frequent flyers. It’s particularly helpful if you often fly with SkyTeam airlines, as you’ll earn a strong 3x miles on direct SkyTeam purchases. Also, consider the card if you’re shooting for status in Flying Blue. You’ll need 100 X...

- Kevin Joey Chen, Finder

Details


Interest Rates
Regular APR Interest Rate 20.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 23.24% ‐ 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $89.00
Balance Transfer Fee 3%
Cash Advance Fee 3%


Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 70000 miles after spending $3,000
  • Plus get 40 XP on purchases within the first 3 months
  • Also get 60 XP upon approval
Rewards
All Purchases 1.5 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 3 miles for $1 spent

On Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases

Pharmacy No
Bills No
Additional Details
  • 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
  • 20 XP every year on your account anniversary
  • Earn an additional 40 XP (totaling 60 XP) on your account anniversary after you spend $15,000 or more on purchases within the anniversary year
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Online Shopping Security
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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