Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kevin Payne, FinanceBuzzFrequent travelers on Air Canada may find value in this airline credit card, but with little to no travel perks, it leaves a lot to be desired.
- Andy Shuman, CreditCards.comYou won’t have trouble earning a free flight in your first year with this premium airline card: The TD AeroPlan Visa Signature card offers a substantial sign-up bonus in the card’s first year; but you’ll have to fly to Canada often after the card’s first year to make up for its pricey annual fee.
- FinderThe TD Aeroplan Visa Signature Credit Card can be a good option for frequent Air Canada flyers. On average, Aeroplan miles are worth more than the industry standard. And the card offers an accelerated rewards rate on Air Canada purchases. When you spend with the airline, you’ll earn a strong 3.2% re...
- Robert Harrow, ValuePenguinOffers a great 3.6% rewards rate on Air Canada purchases, but is ultimately lacking in other features and perks that would make it stand out.
- Anthony Nguyen, Bank Deal GuyThis is a basic card and is only worth keeping for the first year. It could come in handy, but you’re likely better off with another card in your possession with a larger sign-up bonus and benefits.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 25.24% This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 25.24% This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.49% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$95.00 Waived on the first year. |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$37.00 Maximum |
| Promotions | |
| Sign up bonus |
25000 miles after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
2 miles for $1 spent On Air Canada net purchases |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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