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TD Aeroplan Visa Signature Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
16.24% ‐ 25.24%
Balance Transfer
16.24% ‐ 25.24%
Rewards
1 - 2 Miles
Signup Bonus
25000 miles (after spending $1,000)


7.3/10
Informr score
The TD Aeroplan Visa Signature Credit Card currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TD Aeroplan Visa Signature Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

You won’t have trouble earning a free flight in your first year with this premium airline card: The TD AeroPlan Visa Signature card offers a substantial sign-up bonus in the card’s first year; but you’ll have to fly to Canada often after the card’s first year to make up for its pricey annual fee.

- Andy Shuman, CreditCards.com
Finder

The TD Aeroplan Visa Signature Credit Card can be a good option for frequent Air Canada flyers. On average, Aeroplan miles are worth more than the industry standard. And the card offers an accelerated rewards rate on Air Canada purchases. When you spend with the airline, you’ll earn a strong 3.2% re...

- Finder
ValuePenguin

Offers a great 3.6% rewards rate on Air Canada purchases, but is ultimately lacking in other features and perks that would make it stand out.

- Robert Harrow, ValuePenguin
Bank Deal Guy

This is a basic card and is only worth keeping for the first year. It could come in handy, but you’re likely better off with another card in your possession with a larger sign-up bonus and benefits.

- Anthony Nguyen, Bank Deal Guy
UponArriving

Overall, this is a pretty basic card that offers a nice way to top off your Aeroplan account balance. It will probably make more sense to pursue American Express cards if you’re trying to earn a lot of Aeroplan miles but there are still some specific instances when the TD Bank Aeroplan Visa Signatur...

- Daniel, UponArriving

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00

Waived on the first year.

Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus 25000 miles after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On Air Canada net purchases

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Typical airline rewards scheme

from CreditCards.com

You won’t have trouble earning a free flight in your first year with this premium airline card: The TD AeroPlan Visa Signature card offers a substantial sign-up bonus in the card’s first year; but you’ll have to fly to Canada often after the card’s first year to make up for its pricey annual fee.

Read full review

You won’t have trouble earning a free flight in your first year with this premium airline card: The TD AeroPlan Visa Signature card offers a substantial sign-up bonus in the card’s first year; but you’ll have to fly to Canada often after the card’s first year to make up for its pricey annual fee.

Read full review

Less

Finder

Frequent Air Canada flyers can earn strong rewards

The TD Aeroplan Visa Signature Credit Card can be a good option for frequent Air Canada flyers. On average, Aeroplan miles are worth more than the industry standard. And the card offers an accelerated rewards rate on Air Canada purchases. When you spend with the airline, you’ll earn a strong 3.2% rewards rate.

Read full review

The TD Aeroplan Visa Signature Credit Card can be a good option for frequent Air Canada flyers. On average, Aeroplan miles are worth more than the industry standard. And the card offers an accelerated rewards rate on Air Canada purchases. When you spend with the airline, you’ll earn a strong 3.2% rewards rate.

Read full review

Less

ValuePenguin

A hard sell

from ValuePenguin

Offers a great 3.6% rewards rate on Air Canada purchases, but is ultimately lacking in other features and perks that would make it stand out.

Read full review

Offers a great 3.6% rewards rate on Air Canada purchases, but is ultimately lacking in other features and perks that would make it stand out.

Read full review

Less

Bank Deal Guy

Not a bad card to consider

from Bank Deal Guy

This is a basic card and is only worth keeping for the first year. It could come in handy, but you’re likely better off with another card in your possession with a larger sign-up bonus and benefits.

Read full review

This is a basic card and is only worth keeping for the first year. It could come in handy, but you’re likely better off with another card in your possession with a larger sign-up bonus and benefits.

Read full review

Less

UponArriving

A fairly vanilla card with a pretty average sign-up bonus

from UponArriving

Overall, this is a pretty basic card that offers a nice way to top off your Aeroplan account balance. It will probably make more sense to pursue American Express cards if you’re trying to earn a lot of Aeroplan miles but there are still some specific instances when the TD Bank Aeroplan Visa Signature Credit Card could come in handy.

Read full review

Overall, this is a pretty basic card that offers a nice way to top off your Aeroplan account balance. It will probably make more sense to pursue American Express cards if you’re trying to earn a lot of Aeroplan miles but there are still some specific instances when the TD Bank Aeroplan Visa Signature Credit Card could come in handy.

Read full review

Less

Doctor Of Credit

A miss until they offer an increased sign up bonus

from Doctor Of Credit

If this card had a higher sign up bonus (of let’s say 40,000 or 50,000 miles) then it’d be a lot more attractive and I’d have no hesitation in recommending it. It doesn’t have a sign up bonus that high though, so you’d likely need to transfer points in from a flexible point partner to get any real value out of Aeroplan.

Read full review

If this card had a higher sign up bonus (of let’s say 40,000 or 50,000 miles) then it’d be a lot more attractive and I’d have no hesitation in recommending it. It doesn’t have a sign up bonus that high though, so you’d likely need to transfer points in from a flexible point partner to get any real value out of Aeroplan.

Read full review

Less

User Reviews


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