What the Critics Are Saying...
- Megan Horner, FinderThe AccountNow Gold Visa Prepaid Card is a prepaid card that offers the convenience of direct deposit without a checking account. You’ll find easy approval after simple ID verification. And because it’s not a credit card, there’s no credit check. But its fees are slightly higher than the competition...
- Harold, Wholesome WalletAccountNow Prepaid debit card is an excellent choice if you’re in the Chex System and can’t get a regular bank account. While the fees associated with the Account Now Prepaid card is relatively prohibitive, it provides value that customers — especially those in the Chex System — wouldn’t be privy to...
- PrepaidCards123The AccountNow Gold Visa Prepaid Card has simply lagged behind other prepaid cards. Both in price-competitiveness and features. It’s high-end monthly fee coupled with a lack of fee-free ATM network isn’t justified by any features that you couldn’t find with other less expensive cards.
- Anthony Nguyen, BankCheckingSavingsBasically a debit card with a pricey monthly fee coming standard with online account access, online bill pay, free direct deposit, etc., on top of a 100% guaranteed approval upon successful ID verification; No Credit check, No ChexSystems check, And no existing bank account required. Now, be aware t...
- Taylor Bell, GOBankingRatesFor people who have a hard time balancing their checkbook or are in the process of rebuilding their credit, this could be a great option. Because the AccountNow Gold Visa Prepaid Card only subtracts money guaranteed in your account, you won’t get hit with an insufficient funds fee.
Details
| Overview | |
|---|---|
| Card Price | $0.00 |
| Activation Fee | $0.00 |
| Card Maintenance Fee | $9.95 per month |
| Minimum Load Amount | $0.00 |
| Maximum Load Amount |
$10,000.00
|
| Max Balance | $10,000.00 |
| Transaction Fees | |
| Add Money | |
|
Direct Deposit
|
$0.00 |
|
Cash Loads
|
$5.95 |
|
Card to card transfer
|
$0.00 |
| Spend Money | |
|
Purchase Fee
|
$0.00 |
|
Bill Payment
|
$9.95 |
|
Foreign Transaction Fee
|
3% |
| Get Cash | |
|
ATM withdrawal fee (Domestic) - In Network
|
$3.00 |
|
ATM withdrawal fee (Domestic) - Out of Network
|
$3.00 You may also be charged a fee by the ATM operator |
|
ATM withdrawal fee (International)
|
$4.95 You may also be charged a fee by the ATM operator |
|
Over-the-counter cash withdrawal (Domestic)
|
3% |
|
Over-the-counter cash withdrawal (International)
|
Unknown |
| Other | |
|
Balance Inquiry (at ATM)
|
$1.50 You may also be charged a fee by the ATM operator |
|
Inactivity
|
$0.00 |
|
Card replacement
|
$10.00 |
|
Card Replacement and Express Delivery Fee
|
$25.00 |
|
Monthly Paper Statements
|
$0.00 |
|
Custom Card Fee OR Customization
|
$0.00 |
| Promotions | |
| Sign up bonus | Deposit at least $500 within the first 6 months and receive $15 direct deposit bonus |
| Rewards | - |
| Features & Benefits | |
| Additional Card Holders | No |
| Funds Don't Expire | Yes |
| Supported Currencies | USD |
| Zero Liability | Yes |
| Fraud Protection | Yes |
| Custom Design | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Age | 18 |
| Temporary Residents | Yes |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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