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AccountNow Gold Visa® Prepaid Card review

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Advertiser Disclosure

Card Price
-
Card Maintenance Fee
$9.95 per month
Rewards
No
Signup Bonus
Yes


7.2/10
Informr score
The AccountNow Gold Visa® Prepaid Card currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


Finder
Finder

The AccountNow Gold Visa Prepaid Card is a prepaid card that offers the convenience of direct deposit without a checking account. You’ll find easy approval after simple ID verification. And because it’s not a credit card, there’s no credit check. But its fees are slightly higher than the competition...

- Megan Horner, Finder
Wholesome Wallet
Wholesome Wallet

AccountNow Prepaid debit card is an excellent choice if you’re in the Chex System and can’t get a regular bank account. While the fees associated with the Account Now Prepaid card is relatively prohibitive, it provides value that customers — especially those in the Chex System — wouldn’t be privy to...

- Harold, Wholesome Wallet
PrepaidCards123
PrepaidCards123

The AccountNow Gold Visa Prepaid Card has simply lagged behind other prepaid cards. Both in price-competitiveness and features. It’s high-end monthly fee coupled with a lack of fee-free ATM network isn’t justified by any features that you couldn’t find with other less expensive cards.

- PrepaidCards123
BankCheckingSavings
BankCheckingSavings

Basically a debit card with a pricey monthly fee coming standard with online account access, online bill pay, free direct deposit, etc., on top of a 100% guaranteed approval upon successful ID verification; No Credit check, No ChexSystems check, And no existing bank account required. Now, be aware t...

- Anthony Nguyen, BankCheckingSavings
GOBankingRates
GOBankingRates

For people who have a hard time balancing their checkbook or are in the process of rebuilding their credit, this could be a great option. Because the AccountNow Gold Visa Prepaid Card only subtracts money guaranteed in your account, you won’t get hit with an insufficient funds fee.

- Taylor Bell, GOBankingRates

Details


Overview
Card Price $0.00
Activation Fee $0.00
Card Maintenance Fee $9.95 per month
Minimum Load Amount $0.00
Maximum Load Amount $10,000.00
  • Daily for direct deposit
  • $1,500 for cash loads daily, $9,500 monthly
Max Balance $10,000.00
Transaction Fees
Add Money
Direct Deposit
$0.00
Cash Loads
$5.95
Card to card transfer
$0.00
Spend Money
Purchase Fee
$0.00
Bill Payment
$9.95
Foreign Transaction Fee
3%
Get Cash
ATM withdrawal fee (Domestic) - In Network
$3.00
ATM withdrawal fee (Domestic) - Out of Network
$3.00

You may also be charged a fee by the ATM operator

ATM withdrawal fee (International)
$4.95

You may also be charged a fee by the ATM operator

Over-the-counter cash withdrawal (Domestic)
3%
Over-the-counter cash withdrawal (International)
Unknown
Other
Balance Inquiry (at ATM)
$1.50

You may also be charged a fee by the ATM operator

Inactivity
$0.00
Card replacement
$10.00
Card Replacement and Express Delivery Fee
$25.00
Monthly Paper Statements
$0.00
Custom Card Fee OR Customization
$0.00
Promotions
Sign up bonus Deposit at least $500 within the first 6 months and receive $15 direct deposit bonus
Rewards -
Features & Benefits
Additional Card Holders No
Funds Don't Expire Yes
Supported Currencies USD
Zero Liability Yes
Fraud Protection Yes
Custom Design No
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Age 18
Temporary Residents Yes
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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