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AccountNow Gold Visa® Prepaid Card review

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Advertiser Disclosure

Card Price
Card Maintenance Fee
$9.95 per month
Signup Bonus

Informr score
The AccountNow Gold Visa® Prepaid Card currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


The AccountNow Gold Visa Prepaid Card is a prepaid card that offers the convenience of direct deposit without a checking account. You’ll find easy approval after simple ID verification. And because it’s not a credit card, there’s no credit check. But its fees are slightly higher than the competition...

- Megan Horner, Finder
Wholesome Wallet
Wholesome Wallet

AccountNow Prepaid debit card is an excellent choice if you’re in the Chex System and can’t get a regular bank account. While the fees associated with the Account Now Prepaid card is relatively prohibitive, it provides value that customers — especially those in the Chex System — wouldn’t be privy to...

- Harold, Wholesome Wallet

The AccountNow Gold Visa Prepaid Card has simply lagged behind other prepaid cards. Both in price-competitiveness and features. It’s high-end monthly fee coupled with a lack of fee-free ATM network isn’t justified by any features that you couldn’t find with other less expensive cards.

- PrepaidCards123

Basically a debit card with a pricey monthly fee coming standard with online account access, online bill pay, free direct deposit, etc., on top of a 100% guaranteed approval upon successful ID verification; No Credit check, No ChexSystems check, And no existing bank account required. Now, be aware t...

- Anthony Nguyen, BankCheckingSavings

For people who have a hard time balancing their checkbook or are in the process of rebuilding their credit, this could be a great option. Because the AccountNow Gold Visa Prepaid Card only subtracts money guaranteed in your account, you won’t get hit with an insufficient funds fee.

- Taylor Bell, GOBankingRates


Card Price $0.00
Activation Fee $0.00
Card Maintenance Fee $9.95 per month
Minimum Load Amount $0.00
Maximum Load Amount $10,000.00
  • Daily for direct deposit
  • $1,500 for cash loads daily, $9,500 monthly
Max Balance $10,000.00
Transaction Fees
Add Money
Direct Deposit
Cash Loads
Card to card transfer
Spend Money
Purchase Fee
Bill Payment
Foreign Transaction Fee
Get Cash
ATM withdrawal fee (Domestic) - In Network
ATM withdrawal fee (Domestic) - Out of Network

You may also be charged a fee by the ATM operator

ATM withdrawal fee (International)

You may also be charged a fee by the ATM operator

Over-the-counter cash withdrawal (Domestic)
Over-the-counter cash withdrawal (International)
Balance Inquiry (at ATM)

You may also be charged a fee by the ATM operator

Card replacement
Card Replacement and Express Delivery Fee
Monthly Paper Statements
Custom Card Fee OR Customization
Sign up bonus Deposit at least $500 within the first 6 months and receive $15 direct deposit bonus
Rewards -
Features & Benefits
Additional Card Holders No
Funds Don't Expire Yes
Supported Currencies USD
Zero Liability Yes
Fraud Protection Yes
Custom Design No
Wireless Payments No
Virtual Cards No
Minimum Age 18
Temporary Residents Yes
Additional comments -
Terms & Conditions Official Terms & Conditions
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