Academy Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
13.49% ‐ 25.49%
Balance Transfer
13.49% ‐ 25.49%
Rewards
1 - 2 points
Signup Bonus
-


Am I eligible?


Academy Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


RewardExpert

The Academy Sports + Outdoors Visa card earns a generous five points per dollar at Academy stores. However, it might not be the best card for you. The rewards are limited to Academy Sports, and you can’t redeem the points any time you want. The reward certificates are automatically mailed to you aft...

- Anya Kartashova, RewardExpert

Details


Interest Rates
Regular APR Interest Rate 13.49% ‐ 25.49%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.49% ‐ 25.49%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $ spent

Maximum $150 in spending per billing cycle

Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

- 5 points per $1 spent at Academy Sports + Outdoors and academy.com (Maximum $150 in spending per billing cycle)

- Earn a $25 Rewards Card every time you reach 2,500 Rewards Points with the card.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


RewardExpert

Not a great option for someone in need of more flexible rewards

from RewardExpert

The Academy Sports + Outdoors Visa card earns a generous five points per dollar at Academy stores. However, it might not be the best card for you. The rewards are limited to Academy Sports, and you can’t redeem the points any time you want. The reward certificates are automatically mailed to you after every 2,500 points earned.

Read full review

The Academy Sports + Outdoors Visa card earns a generous five points per dollar at Academy stores. However, it might not be the best card for you. The rewards are limited to Academy Sports, and you can’t redeem the points any time you want. The reward certificates are automatically mailed to you after every 2,500 points earned.

Read full review

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