Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Walker, FinanceBuzzBecause the AARP Credit Card has a $0 annual fee and an excellent 3% rewards rate in common categories like gas stations and restaurants, it can be a good deal for most people. For AARP members, the option to redeem cashback rewards toward your AARP membership renewal can also be helpful. If you don...
- Rebecca Lake, MyBankTrackerCash back rewards credit cards allow you to earn back a percentage of what you spend every month. This is a major plus if you like saving money and want to get the most out of your credit cards.
- Dawn Papandrea, Dale Brauner, The BalanceOffers a great combination of high-value rewards with minimal ongoing costs, as long as you pay your bill on time and in full. Frequent diners may find this card especially attractive given the rewards on restaurant spending and the charity donation Chase makes on those purchases.
- John S Kiernan, WalletHubThe AARP Card’s generous rewards and lack of an annual fee make it an excellent choice for anyone looking for a low-cost way to save on everyday expenses.
- Miranda Marquit, InvestopediaThe AARP credit card from Chase has a competitive one-time offer, and offers ongoing cash back at restaurants and gas stations at a highly respectable rate. But it is pretty middling on other everyday purchases; unlike others, it offers no middle tier, going straight from generous (3%) to mundane (1...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$35.00 Maximum |
| Promotions | |
| Sign up bonus |
$100 after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas | 3% cash back |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
For every purchase you make at restaurants with your AARP Credit Card from Chase, $0.10 will be donated to AARP Foundation in support of Drive To End Hunger |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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