AARP® Credit Card from Chase review

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Advertiser Disclosure

Interest Rate: Purchases
16.24% ‐ 22.99% (Variable)
Balance Transfer
16.24% ‐ 22.99% (Variable)
Rewards
1 - 3% cashback
Signup Bonus
$100 after spending $500


7.7/10
Informr score
The AARP® Credit Card from Chase currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 17 sources including reviews from users and the web's most trusted critics.

Am I eligible?


AARP® Credit Card from Chase is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


WalletHub

The AARP Card’s generous rewards and lack of an annual fee make it an excellent choice for anyone looking for a low-cost way to save on everyday expenses.

- John S Kiernan, WalletHub
FinanceBuzz

Because the AARP Credit Card has a $0 annual fee and an excellent 3% rewards rate in common categories like gas stations and restaurants, it can be a good deal for most people. For AARP members, the option to redeem cashback rewards toward your AARP membership renewal can also be helpful. If you don...

- Ben Walker, FinanceBuzz
Investopedia

The AARP credit card from Chase has a competitive one-time offer, and offers ongoing cash back at restaurants and gas stations at a highly respectable rate. But it is pretty middling on other everyday purchases; unlike others, it offers no middle tier, going straight from generous (3%) to mundane (1...

- Miranda Marquit, Investopedia
Credit Cards Explained

With no annual fee and an easy sign-up bonus, the AARP Credit Card from Chase is one card that’s worth considering. It’s especially compelling if you frequently use your credit card for gas station or restaurant spending.

- Hannah Rounds, Credit Cards Explained
NerdWallet

The AARP Credit Card is worth a look if you eat out a lot, drive a lot or, best of all, both. AARP is known for the senior discounts it has won for its members, and this card continues that tradition. It pays an unlimited 3% cash back at restaurants and at gas stations. Three percent would be a pret...

- Paul Soucy, NerdWallet

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 22.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 22.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $35.00

Maximum

Promotions
Sign up bonus $100 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas 3% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

- Return Protection

- Emergency card replacement

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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