Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Miranda Marquit, Khara Scheppmann, InvestopediaWith the AAA Member Rewards Visa, you can earn cash back, even if you're not an AAA member. Cardholders receive 3% cash back on travel purchases, as well as 2% cash back at grocery stores, wholesale clubs, and gas stations. There is also a bonus of $200 and a no-interest introductory offer on balanc...
- Natasha Gabrielle, The AscentIf you're looking for a no annual fee rewards card that will allow you to earn rewards in various spending categories, the AAA Member Rewards Visa Signature® Card may be an option to consider. New cardmembers can take advantage of a big sign-up bonus offer after meeting the minimum spend requirement...
- Christine Digangi, Matthew Klammer, The BalanceFor a credit card with no annual fee, the AAA Member Rewards Visa from Bank of America offers an impressive rewards rate on travel purchases. And despite the name, you don’t even have to be a member of AAA to apply.
- Sophia Mendel, Robin Ratcliff, ValuePenguinThis card allows you to earn 3% cash back on eligible travel and AAA purchases; 2% back on gas, grocery store, wholesale club and drugstore purchases and 1% back on everything else.
- BestCardsIt is a travel rewards Visa card from AAA and Bank of America. The card earns big points on travel and other everyday purchases – all for no annual fee.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 12 months)
|
| Cash Advance Interest Rate |
16.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $1,000
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | 2% cash back |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | 3% cash back |
| Pharmacy | 2% cash back |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Overdraft Protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with AAA Member Rewards Visa Signature® Credit Card