Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Barry Choi, Money.caIf you prefer to fly WestJet, don’t want to pay a high annual fee, or don’t meet the high minimum annual income requirement for other cards, then the WestJet RBC Mastercard is a solid choice. The welcome bonus is worth more than the annual fee and WestJet dollars are easy to redeem since they’re sim...
- Rewards CanadaOverall this card makes great sense for a lot of Canadians who don't meet the income requirements for the WestJet RBC World Elite Mastercard and foresee themselves travelling on WestJet with a companion at least once per year. The companion voucher alone can pay for the card many times over. Add in...
- Enoch Omololu, SAVVY New CanadiansIf you are a loyal WestJet customer and travel often, this card may be for you. However, remember that you are only limited to earning and redeeming WestJet dollars and cannot use them on anything else. If you want more travel insurance and benefits, consider applying for another top travel rewards...
- Barry Choi, Money We HaveMy WestJet RBC Mastercard review is positive. If you fly WestJet on a regular basis and you’re looking for a travel credit card that has a low annual fee but still provides flexibility, this is the card for you. The annual round-trip companion voucher within Canada for $199 plus taxes, fees, and cha...
- MoneyGeniusThe RBC WestJet Mastercard has a rating of 2.8 stars for a few reasons. It gains points for its welcome bonus, rewards earn rate, and included insurance. Unfortunately, it loses points because of its annual fee, relatively inflexible rewards program, and its lacklustre perks and insurance coverage.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 20.99% |
| Balance Transfer Interest Rate | 22.99% |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee | $39.00 |
| Balance Transfer Fee |
3% Maximum |
| Cash Advance Fee |
$3.50 $5.00 fee for cash advances outside of Canada. |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
$100 after spending $1,000
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
1.5% cash back On purchases made with WestJet flights or WestJet Vacations packages using your card |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders |
$19 per year for each card |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Samsung Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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