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Triangle™ World Elite Mastercard® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
Interest Rate: Purchases
Balance Transfer
Balance Transfer
1 - 3% cashback
1 - 3% cashback
Signup Bonus
Signup Bonus

Informr score
The Triangle™ World Elite Mastercard® currently has an Informr score of 6.8 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Triangle™ World Elite Mastercard® is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $80000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

SAVVY New Canadians
SAVVY New Canadians

My review of the Triangle World Elite Mastercard is positive. I particularly like that it saves me the cost of a CAA membership ($100 plus tax) every year, and I can earn 4% in CT Money when I shop at Canadian Tire and Sport Chek. A few downsides to the card include their exclusion of Walmart and Co...

- Enoch Omololu, SAVVY New Canadians
Frugal Flyer
Frugal Flyer

Similar to the PC Optimum Mastercard, the Triangle World Elite card could be a great addition to your wallet if you find yourself occasionally shopping at retailers that have accelerated CT Money earning rates, or if you have large expenses every year like taxes or tuition that can’t otherwise be pa...

- Hugh Campbell, Frugal Flyer
Money We Have
Money We Have

My Triangle World Elite Mastercard review is positive. The free roadside assistance gold plan alone makes this card worthwhile. You’re basically getting a $100 service for free every year. While the no interest financing option that comes with the card is interesting, it’s not something you want to...

- Barry Choi, Money We Have

A good fit for Canadian families who spend significant amounts on groceries and gas and shop regularly at stores in the Canadian Tire network.



Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee $4.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee
Late Payment Fee
Sign up bonus No
All Purchases 1% cash back
Restaurants No
Gas No
Groceries 3% cash back (on first $12000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 4% cash back on purchases made on almost everything at Canadian Tire, Sport Chek, Mark's, L’Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts
  • Collect 5¢ back per litre in CT Money on regular/mid-grade fuel and 7¢ per litre on premium fuel at Gas+ pumps
  • Features & Benefits
    Additional Card Holders Yes
    Travel Accident Insurance No
    Car Rental Insurance Yes
    Car Rental Discount No
    Extended Warranty Yes
    Purchase Protection Yes
    Zero Liability Yes
    No Foreign Transaction Fees No
    Emergency Assistance No
    Concierge Service Yes
    Price Protection No
    Fraud Protection Yes
    Free Credit Scores No
    Wireless Payments No
    Virtual Cards No
    Additional Benefits
  • Access personalized offers, sent straight to your Triangle app
  • Roadside Assistance Gold Plan
  • Eligibility
    Minimum Security Deposit $0
    Minimum Age

    18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

    Minimum Personal Income $80,000 per year
    Temporary Residents No
    Additional comments -
    Terms & Conditions Official Terms & Conditions
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